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Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

Profitability ratios Net interest margin (NIM) Efficiency ratio Return on assets (ROA) Fee income to total income Return on equity (ROE) Dividend payout ratio Total shareholder return (TSR) 1.1 All else being equal, a higher ROA is better as it indicates stronger profitability and more efficient asset utilization.

Metrics 88
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Retail Brands Harness Success Through Consulting Services

Business Consulting Agency

Brands and online businesses are constantly seeking ways to improve sales and market share in a highly competitive landscape. Supply Chain Complexities : Efficient supply chain management is crucial for timely deliveries and a seamless customer experience. Consultants assist in optimizing the supply chain for maximum efficiency.

Retail 52
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Strategy of War – Business Lessons from the Battlefield

Tom Spencer

Military strategy has long been a source of wisdom for the field of business, inspiring countless comparisons. As they gradually improve the quality of their product offering, the new entrant has the potential to take over the entire market. Although he was eventually defeated, Napoleon held his ground through efficiency and agility.

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Creating an Ideal Customer Profile

Tom Spencer

Companies sell products to a broad variety of industries and customer segments, and it’s often hard to know where to focus the sales, marketing and product development efforts. Within your target market, there will be customers that are “ideal” you. Product-market fit. Sales efficiency. Addressable market.

Sales 78
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Quote Your Consulting Billing Rate with Confidence

Successful Independent Consulting

Figure out your market rate. This is your market rate. Remember, even your higher rate will be cheaper in comparison.) If you plan to work for different types of companies, consider coming up with two rate scales ("market pricing") — one for large companies and one for small. Ask if the budget has already been approved.

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A Refresher on Marketing ROI

Harvard Business

Companies spend a lot on marketing communications. And more fundamentally, does marketing actually work? Marketing ROI analysis can help answer those questions. What is Marketing ROI, and How Do Companies Use It? Avery explains that it is also referred to by its acronym, MROI, or as return on marketing investment (ROMI).

ROI 28
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Disruption and distraction: Y2K, GDPR and Brexit

The Source

Clients are engaged in all manner of contingency planning, delaying or bringing forward key decisions, efficiency savings and much else besides. Since the referendum in June 2016, the process has acted as a vortex, sucking in energy from across sectors. In this respect Brexit-related work contains echoes of other recent upheavals.