Harvard Business

OCTOBER 15, 2021

The Chinese Central Bank has already begun experimenting with digital cash that could eliminate the need for paper money.

Banking 60

Banking Financial System Marketing 60

Tom Spencer

MAY 8, 2016

This post provides you with a high level comparison of management consulting and investment banking. Investment banks help companies raise money for various purposes including investment, acquisitions, and provision of working capital. Traders buy and sell securities with the bank’s money with the aim of making money for the bank.

Consulting 60

Consulting Banking Comparison Finance 60

Management Consulted

NOVEMBER 2, 2018

The post Big Banks move internship recruiting back – what it means for consulting internship recruiting appeared first on Management Consulted.

Recruiting 114

Recruiting Recruitment Consulting Banking 114

1 to 1

OCTOBER 14, 2022

The landscape of retail banking is rapidly changing. Physical banks are closing and the age of virtual banking is here. It is causing banks and financial services firms to adapt to a whole new way to provide personalized services. The shift to virtual banking. The business side of messaging.

Banking 32

Banking Financial Efficiency Retail 32

Tom Spencer

JUNE 16, 2018

Before we dive into why AI is the solution for the banking sector, let’s first explore what big tech companies have in common, how many of them have grown successfully, and what banks can learn. Usage of AI in the Banking Sector. Table 1: AI applications across Canadian and US banks (Source: Financial Post, Techemergence).

Banking 84

Banking Financial Data Transportation 84

Tom Spencer

APRIL 28, 2023

Central Bank Digital Currencies (CBDCs) are a new form of digital currency that will be issued and backed by central banks. While CBDCs and bank deposits can both be transferred digitally, there are at least five key differences between CBDCs and bank deposits that are worth being aware of.

Banking 88

Banking Financial Policies System 88

Tom Spencer

MARCH 24, 2023

On March 10th, Silicon Valley Bank went bankrupt. Due to the Federal Reserve’s determination to curb inflation it has consistently hiked interest rates for the last 12 months, an outcome that SVB and many other banks failed to anticipate. As the size of SVB’s losses became known, this startled anyone with money in the bank’s coffers.

Banking 97

Banking Financial Industry Real Estate 97

Tom Spencer

NOVEMBER 5, 2016

When news broke in late October that some of London’s largest banks were investing in Bitcoin , cryptocurrencies in general got another boost. Beyond hoarding digital currency as a defensive move in the age of DDOS bank robbers, banks are beginning to think about ways that bitcoin could be used within the banking industry globally.

Banking 60

Banking Finance Report Industry 60

Management Consulting Prep

SEPTEMBER 24, 2019

Why should you choose Management Consulting over Investment Banking? Now landing a job in either one … Management Consulting Vs Investment Banking Read More » The post Management Consulting Vs Investment Banking appeared first on Management Consulting Prep. Two of the highest-paying jobs.

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Consulting Banking Management 40

Martinka Consulting

JULY 22, 2020

From June 4-10 Jessica and I interviewed bankers representing eight Puget Sound area banks.* This memo is a synopsis of those conversations about what’s going on in banking during the COVID crisis, with a focus on business acquisition loans. First, all the banks are, “Open for business” meaning they are considering making loans.

Banking 40

Banking Cash Flow Analysis Interviews 40

CaseInterview.com

SEPTEMBER 26, 2019

What follows is a success story I received from a reader who transitioned from banking to consulting as an experienced hire. My background: 4 years as equity analyst, MBA, 5 years in banking in equity capital markets (IPOs and such). The tips offered should be useful for those of you in similar situations.

Consulting 40

Consulting Banking Case Interview McKinsey 40

BCG

JULY 5, 2016

For all the angst over the disruptive impact of financial technology providers, the smart money in corporate banking sees fintechs as strategic allies, not enemies. Over the past decade, the fintech market has become a hotbed of customer-centric banking innovation.

Banking 75

Banking Small Business Finance Operations 75

MishTalk

FEBRUARY 21, 2014

I seriously do not understand this "Bad Bank" concept. If for some reason you disagree, please note that Spain now needs a "Bad Bank" for "Bad Banks". Via translation from El Economista, please consider Another bad bank? Hopefully investors in "bad banks" in Spain have learned their lesson.

Banking 73

Banking Government Finance Operations 73

Management Consulting Prep

SEPTEMBER 22, 2019

Why should you choose Management Consulting over Investment Banking? Now landing a job in either one of them is already a … Why should you pick Management Consulting over Investment Banking? Now landing a job in either one of them is already a … Why should you pick Management Consulting over Investment Banking?

Consulting 45

Consulting Banking Management 45

Tom Spencer

SEPTEMBER 9, 2017

As September dawned last week, six more major banks joined a UBS-led effort to create … Continue reading "Battle of The Central Banks: China Declares ICOs Illegal". The writing has been on the wall all summer. The latest news to hammer the point home?

Banking 60

Banking 60

BCG

DECEMBER 12, 2016

Corporate banking is a tough business. In fact, BCG’s most recent Corporate Banking Performance Benchmarking survey—of 300 corporate banking divisions around the world serving the small, midmarket, and large business segments—found a dramatic split between the best and the rest. Report Monday, December 12, 2016.

Banking 40

Banking Benchmarking Survey Operations 40

Harvard Business

SEPTEMBER 21, 2021

Does addressing structural racism in the financial system align with a major bank’s growth strategy?

Banking 47

Banking Financial Strategy Strategy 47

MishTalk

AUGUST 13, 2014

Chinese Credit Just Collapsed and shadow banking with it. Shadow Banking Aggregate social financing was 273 bn yuan versus 1500.0 bn expected and prior was 1970 bn implying that shadow banking credit contracted 112 bn in the month. trillion yuan from the previous month, the central bank said today. bn versus 780.0

Banking 78

Banking Finance Journal Report 78

MishTalk

AUGUST 23, 2014

I received an interesting question on bank lending just a bit ago. Would QE by the ECB spur European bank lending? Banks do not lend from excess reserves. Banks lend (provided they are not capital impaired), when credit-worthy borrowers want credit and banks perceive risks worth lending. Of course not.

Banking 71

Banking Course Management Strategy 71

MishTalk

SEPTEMBER 8, 2014

Banks are in the business of making loans. Exploring Lending Club Bloomberg columnist Mat Levine explores the issue in Lending Club Can Be a Better Bank Than the Banks. There are a lot of ways in which [Lending Club] is not a bank, but the big one is that basically all (95.6 Is that the right model?

Banking 74

Banking Balance Sheet Financial Management 74

Consulthon

NOVEMBER 24, 2019

Hi, The Head of Retail in a traditional bank in Eastern Europe is facing the consequences of the ever-changing environment. He understands the service of the disruptor banks and would like to initi.

Banking 40

Banking Retail 40

MishTalk

DECEMBER 4, 2013

Most understand the "too big to fail" banks have gotten bigger and bigger over time as they swallow up smaller banks bit by bit. Number of Banks Over Time by Type Total Number of Banks Percent of Banks Vs. 1990 Total Problem Banks as Percentage of All Banks Anyone feel any safer by this?

Banking 67

Banking Strategy Strategy Strategy& 67

MishTalk

SEPTEMBER 6, 2014

He said the Reserve Bank of Australia should prepare for a difficult ride as the overpriced property market and high dollar created a challenging economic environment as coal and iron ore prices dropped. China Banking Crisis ''Almost Certain'' Here''s an article that caught my eye, not for what it said, but rather for what it dis not say.

Banking 78

Banking Financial Consulting System 78

Strategy+Business

JANUARY 15, 2017

Between 2008 and 2014, higher revenue growth correlated with a more focused strategy correlated with higher revenue growth for banks. Banks seeking to thrive in the future should act accordingly.

Banking 55

Banking Strategy Strategy Strategy& 55

Harvard Business

APRIL 28, 2023

SVB was a cautionary tale.

Banking 78

Banking Management Financial 78

Strategic Planning and Management Insights

MARCH 29, 2023

As a business leader, you know that creating and implementing an effective strategic plan can be overwhelming. There are so many things to consider: The field your company operates in, and how quickly it changes, affects the complexity, length, and scope of your strategic plan.

Strategy 76

Strategy Strategy Strategy& Banking 76

MishTalk

DECEMBER 22, 2014

Chinese banks have experienced an outflow of deposits for the quarter for first time since 1999. To compete for funds, Chinese banks offer anything from fresh vegetables for small deposits to a Mercedes A180 for deposits big enough and long enough. The effective yield on the Mercedes is approximately seven percent!

Banking 74

Banking Benchmarking Finance Policies 74

BCG

MAY 9, 2016

Despite a tentative financial recovery, the retail-banking industry faces unrelenting, disruptive challenges. Banks that hope to prevail must urgently pursue digital simplicity. That mandate for digital simplicity is the central insight emerging from the research behind this sixth edition of BCG’s annual Global Retail Banking report.

Banking 40

Banking Retail Benchmarking Report 40

BCG

JUNE 21, 2016

Nearly eight years after the financial crisis, the performance of many retail banks is still disappointing investors and financial markets, particularly in Europe. In fact, retail banks have to reinvent themselves. And getting back on track is about truly transforming—not just adjusting—their core business models.

Retail 45

Retail Banking Boston Consulting Group Financial 45

MishTalk

AUGUST 9, 2013

The question on my mind today is "When will the Spanish banking system collapse?" The Spanish banking system passed a so-called "stress test" in 2012, but sovereign government bonds are are not included in the evaluation. It was Cypriot exposure to Greek bonds that collapsed the Cypriot banking system. Stress-Free Tests.

Banking 77

Banking System Real Estate Government 77

MishTalk

NOVEMBER 6, 2013

Via translation, El Economista reports the Bank of Spain Discovers €20.50 Non-performing loans of Spanish banks to the end of September totaled €92.224 billion euros, 29% more than the €71.660 billion according to preliminary data included in the last Bulletin Financial Bank of Spain. Bank of Spain Translated. Banks lied.

Banking 74

Banking Financial Report Course 74

Harvard Business

MAY 7, 2018

This confusion originates in the fact that for older forms of money — gold or bank notes — there is no distinction between the “what” and the “how”; you simply pay by handing dollar bills or gold coins to the seller. This made traditional banks in the U.S. This made traditional banks in the U.S.

Banking 34

Banking Financial System Efficiency 34

MishTalk

OCTOBER 26, 2013

Bank profits are. Banks cannot use the money and are not lending it. It proposes a new tool to pay banks even more interest on money banks don''t lend and cannot use (as an alternative to shrinking money supply). Obviously inflation is not a concern to the Fed. Excess Reserves. Nonetheless, the Fed has a clever idea!

Banking 76

Banking Balance Sheet Tools Policies 76

1 to 1

JANUARY 3, 2022

Businesses across all sectors were sent scrambling as the world largely shut down in the pandemic’s early days, but banks – where brick-and-mortar locations historically were the cornerstone of day-to-day business – faced some of the biggest changes and challenges. The right technology is key. It’s still an evolving journey for us.”.

Banking 26

Banking Conference Talent Finance 26

Ben de Haldevang

MAY 20, 2023

This week we talk about the wave of forced mergers in the US. Paul Siegenthaler, Abhay Pande and I talk about the drivers for the current transactions, what are the implications from an integration perspective, and what the future holds. As ever, we’d love to hear from you. Please let us know your thoughts, comments and ideas.

Banking 40

Banking Change Management Strategy Strategy 40

MishTalk

APRIL 17, 2017

On October 3, 2008, Section 128 of the Emergency Economic Stabilization Act of 2008 allowed the Federal Reserve banks to begin paying interest on excess reserve balances (“IOER”) as well as required reserves. The Federal Reserve banks began doing so three days later. more…).

Banking 52

Banking 52

MishTalk

DECEMBER 10, 2014

I have been saying for years that European banks are in far worse shape than US banks. Let''s start with a visualization of the day: Worldwide Mega Cap Banks: Is Europe in Crisis? Big banks in Europe are riskier than anywhere else in the world. And European banks are bracing for even worse loan losses.

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Banking Marketing Construction Management 78