Tom Spencer

APRIL 25, 2025

Jason Oh is a Senior Manager at TD Bank’s Enterprise Strategy team. By focusing on clarity, trade-offs, alignment, and engagement, you can create strategies that move organizations forward. Ultimately, a strategys value is measured not by its elegance on paper, but by its ability to inspire action and deliver results.

Resources 88

Resources Strategy Strategy Strategy& 88

Tom Spencer

JANUARY 4, 2025

She has a strong passion for strategy consulting, investment banking, business, and entrepreneurship. Rucha Potdukhe is a student at Imperial College London studying Medical Biosciences with Management. The post Rebuilding Brand Loyalty: The Rise of Founder-Led Marketing first appeared on Tom Spencer.

Marketing 88

Marketing B2C Video Media 88

Tom Spencer

JUNE 20, 2025

Jason Oh is a Senior Manager at TD Bank’s Enterprise Strategy team. A thoughtful approach to performance management strengthens a strategy team’s role as a trusted business partner and ensures its contributions drive meaningful impact.

Metrics 88

Metrics Development Strategy Strategy& 88

Tom Spencer

MARCH 28, 2025

According to Accenture , more than 50% of work in the banking sector has a high potential for automation. Juniper Research found that AI chatbots could save the banking and healthcare sectors $8 billion annually.

Productivity 88

Productivity McKinsey Data Training 88

Tom Spencer

JULY 12, 2025

Jason Oh is a Senior Manager at TD Bank’s Enterprise Strategy team. Practice your stories until they feel fluid and intentional. And most importantly, own your narrative. Doing so will help the interviewer see the future version of you that already exists.

Interviews 88

Interviews Leadership Resumes Examples 88

Tom Spencer

APRIL 25, 2025

Jason Oh is a Senior Manager at TD Bank’s Enterprise Strategy team. With the right mindset and tools, you can achieve your career aspirations, step into leadership opportunities, and enjoy the process along the way.

Leadership 88

Leadership Emotional Intelligence Interviews Deloitte 88

1 to 1

OCTOBER 30, 2024

The report’s respondents represent an array of business sectors, from banking and financial services to technology, transportation, insurance, hospitality, travel, entertainment, retail, and the public sector. But it’s the 20% that you can’t remember that are really important,” said Michael Sherwood, head of brand and experience, Atom Bank.

Report 26

Report Data Retail Insurance 26

Tom Spencer

JUNE 6, 2025

The bottom line Despite changing expectations among younger generations, industries like management consulting and investment banking remain comfortable with high turnover rates. Instead of prioritizing long-term retention, they set unrealistically high expectations and rely on a constant influx of new grads to fill the ranks.

Talent 88

Talent Policies Media Deloitte 88

Tom Spencer

APRIL 5, 2025

For example, How might we simplify mobile banking for elderly users who find current banking apps confusing and difficult to navigate? The format of such a statement could be as follows, How might we [address ABC problem] [faced by XYZ users]?

Development 88

Development Productivity Survey Banking 88

Tom Spencer

MAY 23, 2025

She has a strong passion for strategy consulting, investment banking, business, and entrepreneurship. Rucha Potdukhe is a student at Imperial College London studying Medical Biosciences with Management. Image: DALL-E The post Breaking Into the World of Consulting: A Guide for Students first appeared on Tom Spencer.

Consulting 88

Consulting Case Interview Interviews Accenture 88

Seth Godin Blog

MARCH 25, 2025

The financiers and investment banks are sure to profit the most, with individual contributors often left in the dark. Too often, though, people who deserve an upside and need an upside the most are left out, because they don’t have the standing or resources to insist. The closer you are to controlling the cap table, the better you do.

Banking 46

Banking Media Financial Tools 46

Halo Psych

JULY 7, 2025

TOP TIP: Create a bank of stories to draw upon. And every single time I share an anecdote, I see the light go in people’s eyes as they get the psychological concept or idea I’m teaching them. It’s a powerful way to create an “I get it!” moment with whoever you’re communicating with.

Journal 52

Journal Meeting Study Examples 52

1 to 1

OCTOBER 14, 2024

They’re no strangers to budget cuts and have the tough task of figuring out how to deliver the best possible CX without breaking the bank. Their decisions can only be as good as the data they’re given, so access to actionable insights is crucial to their success.

ROI 26

ROI Tools Training Training 26

1 to 1

APRIL 10, 2025

Businesses across every vertical from retail to banking, healthcare to high tech and travel might want to take a cue from fraudsters. In a word: Data. Scammers have been very successful at account takeovers (up 56%) and chargebacks (up 78%) in the past year, thanks to the robust data sets they are exploiting.

Data 26

Data Travel Healthcare Media 26

Successful Independent Consulting

JANUARY 28, 2025

Realistically, it can take months for the money you earn to reach your bank account. Even if you start working tomorrow, you might not see any money for 45-60 days after submitting your first invoice. To improve cash flow, I recommend subcontracting as a way to generate income while you continue to build your own business.

Cash Flow 195

Cash Flow Consulting Intellectual Property Resumes 195

Successful Independent Consulting

FEBRUARY 28, 2025

Tip: Every time a client pays you, siphon off 40 percent into a separate bank account. The hardest part is figuring out which plan is best for you and setting aside the funds every year. Use these funds to pay quarterly taxes and to feed your retirement plan.)

Insurance 195

Insurance Insurance Consulting How To 195

Harvard Business

JUNE 10, 2025

Our payments technology enables Blenheim Palace to offer near-instant deposit returns without requiring visitors to download apps or share additional banking information—a critical factor in achieving high participation rates, especially among international visitors.”

Metrics 175

Metrics Operations System Efficiency 175

Tom Spencer

JUNE 27, 2025

Fraud Detection For banks and other financial services firms, supervised learning can help to identify known types of fraudulent transactions based on past data. Below are a few key areas where this choice plays out most clearly in the real-world.

Productivity 78

Productivity Data Operations Development 78

Consultants Mind

FEBRUARY 4, 2022

Especially in banking, I’m with my colleagues for 12+ hours a day, and it’s important to know how to work with your team and be cohesive in your team. When you start, you have unlimited questions on definitions, acronyms, processes, etc. Be helpful Make sure to raise your hand when you can and help others out when you can.

How To 62

How To Banking Meeting Groups 62

Seth Godin Blog

MARCH 9, 2025

Going to the same bank as Charlize Theron isn’t going to make you a movie star. And using tactics from someone who got lucky isn’t going to help either. Someone needs to get lucky, and it was them. It’s not their tactics that made it happen. When in doubt, focus on your strategy. The tactics will follow.

Banking 43

Banking Sales Strategy Strategy 43

Free Agent CFO

DECEMBER 13, 2022

While the payday for this project was helpful for a small, growing family, I gained far more than a few extra bucks in the bank. I performed all of that work over the course of about 45 days. Instinctively, I put together a plan with a beginning, middle, and end which came easily to me. That was a huge confidence builder.

Cash Flow 52

Cash Flow Consulting Enterprise System 52

MishTalk

JUNE 18, 2025

They just bought Nvidia stock and laughed all the way to the bank. All the great business leaders were and are pricks. it goes with the jobs. 4 0 Reply Hide Show Lisa_Hooker 7 hours ago Top Intel executives didn’t have to develop AI chips to compete.

Engineering 67

Engineering Guidelines Sales Company 67

MishTalk

JULY 14, 2025

This fast-growing market has been sidelining big banks for years, and JPMorgan Chase’s (JPM) chief executive said it reminded him of the craze in subprime mortgages that sparked the 2008 financial crisis. Banks have typically shied away from this business because of stiff regulations meant to protect depositors.

Banking 45

Banking Financial Guidelines Government 45

MishTalk

JULY 4, 2025

The value of credit on the books of banks was overstated. Despite slowly rising M2 ahead of the recession, then rapidly rising M2 during the recession, we had a the worst recession since the Great Depression. What Happened? The short answer is debt deflation.

Guidelines 43

Guidelines Real Estate Policies Retail 43

Seth Godin Blog

FEBRUARY 2, 2025

My bank uses a lot of security theatre in the way they engage with people online. Someone, somewhere at ADP is probably in charge of this. But they’re still the way they are. Because it’s challenging to call enough meetings and take enough apparent risk to actually fix them. Needless hoops, or obvious holes in their systems.

Banking 41

Banking System Meeting 41

Clarity Consultants

JUNE 4, 2025

This recognition reinforces our long-standing commitment to providing flexible, impactful learning services that help organizations grow, adapt, and thrive in an ever-evolving business environment.

Training 130

Training Training Industry Consulting 130

Consultants Mind

FEBRUARY 3, 2022

Much easier to land a new job coming from Goldman Sachs vs. Atlanta Local Bank, LLC, even if the Goldman job isn’t your ideal career path. However, don’t worry too much about your initial job as careers are long, and there are always lateral opportunities. 6) Trust your gut Pick the company whose values align to yours.

Recruitment 62

Recruitment Recruiting Case Interview Interviews 62

Chad Barr

JUNE 11, 2025

your email is the master key to your bank, PayPal, brokerage, and more) This isn’t paranoia. They spoof an invoice or reply in the thread:
“Hey, we’ve updated our bank account. This is how they gain access to everything. Here’s how it works: They monitor your email. They can steal your money.

Financial 52

Financial Banking System Report 52

MishTalk

JUNE 26, 2025

6 -5 Reply Hide Show TexasTim65 5 hours ago Reply to MPO45v2 You can blame Trump for a lot of things but the CRE mess and Real Estate (homes) aren’t his doing as those have been a LONG time coming (since the crazy 2020 run up and in CRE case even earlier than that due to extend/pretend by banks).

Real Estate 48

Real Estate Sales Retail Report 48

Consultants Mind

AUGUST 2, 2024

Now, you live in NYC and you’re not sure you will stay in investment banking. #2 Blue ladder to a (different) blue Ladder You got your first job via the CMC (career management center) through a formal recruiting process. Okay, now where? Which industries, which location, which role?

Balance Sheet 62

Balance Sheet Biotechnology Resumes Video 62

MishTalk

JULY 7, 2025

0 0 Reply Hide Show Augustine 3 hours ago Reply to HMK The only good socialism is the machine created in 1913 that creates money out of thin air for every loan created by banks, which then reap interest on them. If SS goes bust the Fed will raid bank accounts to save poor elderly. Lately output is larger than in put.

Insurance 76

Insurance Insurance Government System 76

MishTalk

JUNE 23, 2025

It is a reflection of capital flight from the “Club-Med” countries in Southern Europe (Greece, Spain, and Italy) to banks in Northern Europe. The only thing that has been ‘acquired’ is an IOU issued by the Spanish commercial bank to the Bank of Spain in return for funding the payment.

Banking 56

Banking Construction Financial Government 56

MishTalk

JULY 3, 2025

It would seem to me banks would have a better method for jobs stats, but that will never be shared with the public. Job stats only go down after their is already a recession and declared a year later by government officals. How fast money be earned or borrowed and move through the system to the money making companies is the key.

Government 55

Government Survey Report Methodologies 55

MishTalk

JUNE 25, 2025

Louis Fed Large CDs are associated with velocity: Large Time Deposits, All Commercial Banks (LTDACBM027NBOG) | FRED | St. To get lower long-term rates you drive the banks out of the savings business (which doesn’t reduce the size of the payments’ system). See: “Should Commercial Banks Accept Savings Deposits?”

Sales 45

Sales Retail Data Banking 45

MishTalk

JULY 8, 2025

The primary dealers are selling bills, notes and bonds to other banks and to the shadow banks. When the primary dealers suspect troubles they stop lending to other banks and shadow banks. The Fed is buying bills, notes and bonds directly from them to fund gov debt. JP is their biggest buyer.

Policies 51

Policies Banking Guidelines Marketing 51

MishTalk

JUNE 22, 2025

20014) The American Prospect reports Elimination of CFPB and Other Financial Agencies Tossed Out of Budget Bill The Senate parliamentarian has been hearing arguments over whether certain provisions can stay in the One Big Beautiful Bill Act, and the first set of decisions preserves several federal banking agencies. This section cuts $6.4

Policies 52

Policies Banking Financial Government 52

Harvard Business

MARCH 17, 2023

Silicon Valley Bank illustrates why payroll shouldn’t be stored in an institution vulnerable to bank runs.

Banking 182

Banking 182