Consultant Ninja

NOVEMBER 14, 2013

The individual market health care exchanges are set up to, in part, enable the the (non-medicaid) poor, sick, and uninsured to get affordable insurance. But for this risk pool to work, you need a bunch of people who can pay insurance and aren''t that sick. Namely, the 10-15M people who are paying for individual plans today.

Insurance 124

Insurance Insurance Marketing 124

Harvard Business

MAY 3, 2022

disclosure rules will give employers greater visibility into rates negotiated by big insurance companies.

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Insurance Insurance Company Healthcare 42

BCG

AUGUST 29, 2016

Insurers today face a host of digital to-dos if they want to stay competitive—much less gain an advantage on their peers. It can also necessitate a fundamental overhaul of core insurance systems to digitize end-to-end customer journeys and automate decision making in basic functions such as underwriting and claims handling.

Insurance 70

Insurance Insurance Benchmarking Interviews 70

Strategy+Business

FEBRUARY 5, 2017

The first sector to be disrupted by connected-car technologies could be auto insurance. The overall safety improvements ushered in by self-driving technology will affect the insurance business long before fully autonomous vehicles reach the mainstream. Only a few of today's auto insurance businesses may survive.

Insurance 62

Insurance Insurance 62

Cheryl Cran

JULY 4, 2019

Many industries including insurance are adapting quickly to the many changes impacting the future workplace insurance 2025. AI, automation, robotics, changing worker attitudes are quickly impacting the future of insurance. The post Future Workplace Insurance 2025 appeared first on NextMapping.

Insurance 32

Insurance Insurance Industry Trends 32

MBO Partners

JANUARY 21, 2019

Cyber insurance helps protect your company from costly data breaches not covered by general or professional liability insurance. Learn the benefits of cyber insurance, what it protects, and why you should consider it if your company engages independent contractors.

Insurance 43

Insurance Insurance Data Company 43

BCG

OCTOBER 13, 2016

Auto insurers are basking in a false sense of security, seemingly oblivious to the impending decline in market size and the threat of new entrants. Insurers must adapt. Article Thursday, October 13, 2016. In light of the combined threat of these dynamics, incremental change is not an option.

Insurance 40

Insurance Insurance Data Marketing 40

Strategy+Business

JUNE 17, 2018

Before attempting to execute new strategies, insurance companies need to reevaluate every dimension of their operating model. Here are some recommendations.

Insurance 53

Insurance Insurance Industry Operations 53

Harvard Business

DECEMBER 5, 2017

There is little doubt that the widespread adoption of autonomous vehicles will have a huge impact on the automobile insurance industry. Since insuring privately owned vehicles is what the auto insurance industry has been all about, insurers have every reason to be concerned about their future growth and profitability.

Insurance 35

Insurance Insurance Software Accenture 35

MishTalk

JANUARY 23, 2014

Cash Cow Capex Thesis vs. Liquidity Insurance Thesis Nick Nelson has it correct. Much of the cash on hand is nothing but insurance against the same thing happening again. Nonetheless, the cash does provide cheap liquidity insurance against a credit crunch. Cash is just not going to be used for the way Deloitte suggests.

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Insurance Insurance Deloitte Financial 68

BCG

MAY 2, 2016

This article is based on “Influencing Outcomes in a Consolidating Insurance Industry: Three Keys to Value Creation,” by Pia Tischhauser, published in January 2016 in The Geneva Association’s Insurance and Finance Newsletter. Although not quite at the stage of mania, mergers have been sweeping the global insurance industry.

Insurance 40

Insurance Insurance Analysis Finance 40

IMC USA

JANUARY 20, 2011

PROFESSIONAL LIAIBILITY INSURANCE TO ITS MEMBERS. January 15, 2011) – Affinity Insurance Services, Inc. , a subsidiary of Aon , along with the Institute of Management Consultants (IMC), announced today that Aon will be the exclusive administrator of its Professional Liability insurance program to IMC’s members. HATBORO, Penn.

Insurance 100

Insurance Insurance Consulting Ethics 100

MishTalk

JANUARY 3, 2017

Fukoku Mutual Life Insurance in Japan is about to replace claim adjusters with a software robot from IBM. Manufacturing jobs have already been decimated by robots. White collar workers are next in line. more…).

Insurance 57

Insurance Insurance Software 57

Successful Independent Consulting

OCTOBER 27, 2023

They don’t know to add a hefty margin to cover things like self-employment tax, business expenses, health insurance, and nonbillable time spent on business administration. Photo 2930678 | Rate © Shirley Hu | Dreamstime.com Too many solopreneurs undercharge for their expertise.

Consulting 393

Consulting Intellectual Property Bain Deloitte 393

BCG

MAY 4, 2016

When Chinese life and auto insurers set their agendas, they should think about how to make their brands more trustworthy, their products and services simpler, and their claims processing faster and more transparent. Their answers provide a map of where insurers can look to gain an advantage. Article Friday, May 06, 2016.

Insurance 40

Insurance Insurance Survey Consulting 40

BCG

AUGUST 21, 2016

Yue, a 38-year-old mother in Beijing, knows all about the limitations of health insurance in China. Her public insurance allows her to go to public hospitals to get routine care, but those hospitals are crowded and confusing to navigate. Focus Monday, August 22, 2016. After two days, her son’s condition improved.

Insurance 40

Insurance Insurance Policies System 40

Tom Spencer

OCTOBER 16, 2021

As the frequency of natural disasters increase, insurance companies are starting to include climate science and the projection of environmental hazards into actuarial assessments, thereby moving away from the traditional reliance on historical data. Though the insured firm risks losing more than the payout, the advantage is speed and ease.

Financial 88

Financial Insurance Insurance Finance 88

Harvard Business

JULY 12, 2017

While Edward Lloyd is largely credited with commercializing the insurance industry, with the creation of his namesake firm, Lloyd’s, over 330 years ago, the original concept of spreading risk (or “mutualizing”) goes back even further. Herein, as with all insurance, is where the concept of utmost good faith is laid bare.

Insurance 37

Insurance Insurance Industry Policies 37

BCG

JULY 26, 2016

Infographic Tuesday, July 26, 2016 A growing wave of digitally adept US auto insurance consumers, already 20% of the $180 billion market, is undermining customer lifetime values by switching insurers more frequently while using more channels, increasing costs to serve, and being more open to alternative providers, a BCG survey shows.

Insurance 40

Insurance Insurance Survey Marketing 40

BCG

APRIL 7, 2016

Insurers know that many small businesses in the US—those with up to 30 workers—will eventually buy insurance directly online. What insurers don’t appreciate is how fast this shift is likely to happen. See the exhibit, “Digital Underwriting Is Taking Off in the US Small-Business Insurance Market.”)

Small Business 40

Small Business Insurance Insurance Boston Consulting Group 40

BCG

AUGUST 18, 2016

One Monday morning, as he rides the bus to work from his new apartment in the city’s Wilmersdorf section, where the family moved over the weekend, Rolf downloads his insurance company’s mobile app and updates his account information. Rolf, age 32, lives in Berlin with his wife and their infant daughter, who is approaching her first birthday.

Insurance 40

Insurance Insurance Data Productivity 40

1 to 1

MARCH 18, 2019

As consumers take more control of their healthcare decisions, insurance companies are catching up to other industries in how they interact with members and deliver customer experiences. So what is the state of CX among health insurance firms? health insurers, where we assessed channel experience and overall service.

Insurance 20

Insurance Insurance Healthcare Industry 20

Harvard Business

JUNE 23, 2017

The behavioral biases play out in a simple paradox: People overconsume health care but underconsume prevention, and insurers or taxpayers are left with the bill. Of all industries, insurance has a unique opportunity to align its commercial interests with preventive behaviors. The result is a structural transformation of insurance.

Insurance 33

Insurance Insurance Company Government 33

BCG

MAY 9, 2017

Though solid performance in the fast-growing North American market and in the UK has buoyed London Market insurers, they must improve in emerging markets, reinsurance, workforce diversity, and innovation. Article Tuesday, May 09, 2017.

Insurance 40

Insurance Insurance Marketing 40

MishTalk

SEPTEMBER 22, 2014

Link if video does not play: Why Your Plan Was Cancelled: Health Insurance and the Affordable Care Act. What reason might insurers have to cancel plans? There are lots of reasons why your health care plan may have been cancelled but this one is arguably the most bizarre. I am automatically skeptical of such videos and articles.

Insurance 76

Insurance Insurance Video Healthcare 76

Harvard Business

AUGUST 28, 2017

It might seem, then, that private insurance can be of little help in addressing climate change. There’s concern that for-profit insurers won’t want to insure risky properties, and that individuals won’t have the wherewithal to buy insurance plans in the first place. Dating back to at least F.

Insurance 36

Insurance Insurance Real Estate Industry 36

Strategy+Business

JUNE 17, 2018

Before attempting to execute new strategies, insurance companies need to reevaluate every dimension of their operating model. Here are some recommendations.

Insurance 28

Insurance Insurance Industry Operations 28

BCG

DECEMBER 15, 2016

Article Thursday, December 15, 2016 Life insurers are feeling the squeeze. In their efforts to adapt to this upside-down world, life insurers are focusing on optimizing their investment strategies and operations. The industry’s overall business growth has stalled, and investment income has become a critical mainstay.

Insurance 40

Insurance Insurance Cash Flow Management 40

Harvard Business

AUGUST 15, 2017

One company that’s making headway on that goal is CSAA Insurance Group (CSAA IG), one of the insurance companies affiliated with the 55 million-member American Automobile Association (AAA). With almost 4,000 employees, CSAA IG has embarked on a systemic approach to create a pervasive culture of innovation.

Insurance 39

Insurance Insurance Culture Training 39

Harvard Business

DECEMBER 21, 2017

a venture-backed insurance startup, to provide some reassurance against unexpected events for riders who will be testing its upcoming autonomous shuttle service. Trov is pioneering a cutting-edge approach to insurance that’s ideal for ride-sharing because it’s customized for every trip. Alphabet Inc.’s

Insurance 28

Insurance Insurance Transportation Development 28

MBO Partners

MARCH 28, 2018

Learn the benefits of small business insurance and how to decode what the terms in your policy mean.

Insurance 31

Insurance Insurance How To Small Business 31

MishTalk

JANUARY 16, 2017

In an interview in the Washington Post , Trump Vows ‘Insurance for Everybody’ in Obamacare Replacement Plan. more…).

Insurance 28

Insurance Insurance Interviews 28

Successful Independent Consulting

AUGUST 4, 2022

Benefits – Although health exchanges have made it possible to buy your own insurance, it’s still expensive. If you have to buy your own insurance, will you be able to afford it? Is there a lot of demand for your expertise on an interim, consulting, or outsourced basis? Is there a lot of supply (people) who do what you do?

Consulting 195

Consulting Cash Flow Insurance Insurance 195

MishTalk

MAY 16, 2016

A McKinsey study shows Obamacare insurers lost money in 2014 and the losses doubled in 2015. Amazingly, the study concludes … Continue reading →

Insurance 53

Insurance Insurance McKinsey Study 53

MishTalk

SEPTEMBER 20, 2014

French vegetable farmers protesting against falling living standards have set fire to tax and insurance offices in town of Morlaix, in Brittany. About 100 farmers first launched an overnight attack on an insurance office outside Morlaix, which they set light to and completely destroyed, officials said.

Insurance 76

Insurance Insurance Management Marketing 76

MBO Partners

MARCH 28, 2017

Insurance for home-based businesses can help provide essential liability, equipment, and legal protection that is not included in standard homeowners or renters policies.

Insurance 28

Insurance Insurance Policies 28

MBO Partners

FEBRUARY 6, 2018

Navigating health insurance as an independent professional can be daunting. Here's what you need to know about individual and group coverage options.

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Insurance Insurance Management Groups 28