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Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

Profitability ratios Net interest margin (NIM) Efficiency ratio Return on assets (ROA) Fee income to total income Return on equity (ROE) Dividend payout ratio Total shareholder return (TSR) 1.1 All else being equal, a higher ROA is better as it indicates stronger profitability and more efficient asset utilization.

Metrics 88
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Retail Brands Harness Success Through Consulting Services

Business Consulting Agency

Supply Chain Complexities : Efficient supply chain management is crucial for timely deliveries and a seamless customer experience. Supply Chain Management : Efficient supply chain management is essential for timely deliveries and cost control. Consultants assist in optimizing the supply chain for maximum efficiency.

Retail 52
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The ROI of eLearning: Measuring the Impact of Online Training on Organizational Success

Clarity Consultants

They can focus the coursework on critical skill areas, allowing them to close knowledge gaps quickly and efficiently. With that approach, eLearning programs become far more efficient. Second, eLearning courses allow businesses to create tailored training programs that align with organizational goals.

ROI 67
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How to Provide Safe and Comfortable In-Person Training as People Return to the Office

Clarity Consultants

Filling a classroom or conference room to the brim with employees isn’t just going to feel unsafe to many; it’s going to feel oddly crowded, especially in comparison to the social distancing standards most people have been following. Don’t be overzealous with your reintroduction. Instead, proceed in a methodical fashion.

Training 113
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Strategy of War – Business Lessons from the Battlefield

Tom Spencer

Military strategy has long been a source of wisdom for the field of business, inspiring countless comparisons. Although he was eventually defeated, Napoleon held his ground through efficiency and agility. Known for planning battles extensively and preparing for any situation, Napoleon was a deft commander.

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The Science of Learning: What Do We Know About How Adults Learn Best?

Clarity Consultants

Adults have far different needs in comparison to children and teens. At Clarity, we have nearly 30 years of experience in L&D, giving us the knowledge and expertise to update your training approaches efficiently. While it’s easy to assume that learning works the same regardless of a person’s age, that isn’t the case.

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Disruption and distraction: Y2K, GDPR and Brexit

The Source

Clients are engaged in all manner of contingency planning, delaying or bringing forward key decisions, efficiency savings and much else besides. Since the referendum in June 2016, the process has acted as a vortex, sucking in energy from across sectors. In this respect Brexit-related work contains echoes of other recent upheavals.