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Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

Profitability ratios Net interest margin (NIM) Efficiency ratio Return on assets (ROA) Fee income to total income Return on equity (ROE) Dividend payout ratio Total shareholder return (TSR) 1.1 All else being equal, a higher ROA is better as it indicates stronger profitability and more efficient asset utilization.

Metrics 88
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Quote Your Consulting Billing Rate with Confidence

Successful Independent Consulting

Benchmark so you know your rate is reasonable. Remember, even your higher rate will be cheaper in comparison.) A seasoned practitioner will be more effective and efficient and will therefore be a better “buy.” The tactics in this article will help if you bill by the hour or by the day. There are lots of ways to do this.

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Zero-Based Budgeting Is Not a Wonder Diet for Companies

Harvard Business

Traditional ZBB implementations focus almost exclusively on simple SG&A , in part because SG&A benchmark data is far more readily attainable than are relevant data from the core functions of comparable companies. Most ZBB implementations are not ambitious enough.

Company 32
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A Look into Microsoft’s Data-Driven Approach to Improving Sales

Harvard Business

Based on this finding, we initiated a program to coach our sales teams to focus on efficiently building and growing their internal and external networks. This and other findings encouraged our sales leaders to revamp internal business processes such as business reviews and forecasting meetings to be more efficient.

Sales 28
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The 4 Dimensions of Digital Trust, Charted Across 42 Countries

Harvard Business

We wanted to calibrate trust holistically so we could measure it and develop global comparisons. Collectively, these four dimensions provide a comprehensive framework for calibrating digital trust, facilitating cross-country comparisons and benchmarking. This translates into different ways to measure trust.

Survey 31
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How B2B Software Vendors Can Help Their Customers Benchmark

Harvard Business

Mainstream software companies are beginning to hold “ data mirrors ” up to their customers, allowing scoring and benchmarking of their customers’ strategies. One of its business units, Fieldglass, provides insights and benchmarks to customers on external workforce management.