Tom Spencer

MAY 8, 2016

This post provides you with a high level comparison of management consulting and investment banking. Management consultants assist organisations by providing advice to address specific problems and to improve organisational performance. People in the “sales and trading” division buy and sell financial products.

Banking 60

Banking Consulting Comparison Finance 60

Tom Spencer

SEPTEMBER 15, 2023

Apple’s and Amazon’s product lines are showcase examples of how to build a business ecosystem. In short, it means that companies are expanding beyond their traditional core products in order to increase opportunities for cross-selling and to boost customer ownership. Not likely.

Telecommunications 88

Telecommunications B2B Travel Banking 88

Johanna Rothman

MARCH 14, 2024

Your previous managers and potential managers don’t see the value of someone in your position. That’s because these managers think agile coaching and Scrum Mastering is a staff job, not a line job. In product development, line jobs contribute to the products themselves, which means they contribute to revenue.

Agile 99

Agile How To Metrics Productivity 99

Tom Spencer

JUNE 16, 2018

Before we dive into why AI is the solution for the banking sector, let’s first explore what big tech companies have in common, how many of them have grown successfully, and what banks can learn. Usage of AI in the Banking Sector. Table 1: AI applications across Canadian and US banks (Source: Financial Post, Techemergence).

Banking 84

Banking Transportation Financial Data 84

Tom Spencer

MARCH 24, 2023

On March 10th, Silicon Valley Bank went bankrupt. Federal regulators had to take over operations to avoid economic disaster. Due to the Federal Reserve’s determination to curb inflation it has consistently hiked interest rates for the last 12 months, an outcome that SVB and many other banks failed to anticipate.

Banking 97

Banking Industry Real Estate Financial 97

Tom Spencer

JUNE 1, 2019

Management consulting is a professional service offered to organisations which aims to help internal management improve operating performance. The management consulting value chain encompasses strategy (idea origination, analysis and presentation of findings), implementation, operations and maintenance/feedback.

Management 60

Management Consulting Oliver Wyman Deloitte 60

Tom Spencer

FEBRUARY 28, 2021

Many management consultants hardly complete two or three years in their jobs before they realize that there’s more to life than consulting. BizOps / Strategy & Operations at tech firms. Helping the organization to identify and manage strategic uncertainty. BizOps / Strategy & Operations at Tech firms.

Interviews 68

Interviews Case Interview Strategy Strategy 68

Business Consulting Agency

AUGUST 22, 2023

operations, such as a subsidiary, branch office, or partnership. operations, factoring in logistical considerations, proximity to customers, and business-friendly environments. Financial Planning : Establish financial operations, including banking relationships, payment processing, and currency exchange. operations.

Marketing 52

Marketing Operations Financial Culture 52

Business Consulting Agency

AUGUST 5, 2023

operations. Financial Planning : Establish financial operations, including banking relationships, payment processing, and currency management. Develop a financial plan that addresses currency risk and cost management. Product Localization : Adapt your products or services to meet U.S. operations.

Marketing 52

Marketing Analysis Operations Financial 52

Management Consulted

SEPTEMBER 26, 2012

Today we launch a killer combo that every consulting wanna be needs in their repertoire – our online Consulting Case Bank and The Consulting Bible 3rd edition – combining forces to rule over the consulting interview jungle! Starting today you can get BOTH for the price of the Consulting Case Bank.

Banking 113

Banking Case Interview Consulting Interviews 113

Business Consulting Agency

NOVEMBER 7, 2023

In today’s digital era, the prospect of establishing an online business offers unparalleled opportunities for budding entrepreneurs to bring their innovative products and services to a global market. Procuring or Creating Your Products The procurement strategy for your products defines your business’s operational foundation.

Handbook 52

Handbook Guidelines Trends Methodologies 52

Tom Spencer

AUGUST 12, 2020

During an economic downturn, a central bank can respond by increasing the money supply. When debt levels become too high, prudent banks have an incentive to restrict lending. Responding to high levels of debt and financial instability, one would expect to see each bank try to protect itself by shrinking its loan book.

Banking 120

Banking Balance Sheet Financial Real Estate 120

Tom Spencer

JUNE 24, 2022

Immutability and security are vital to the operation of government and business due to the sensitive information these institutions gatekeep. Low transaction costs will also be necessary to ensure efficient operations and to ensure that blockchain systems offer a cost advantage over the status quo.

Government 88

Government Insurance Insurance System 88

Consulting Matters

SEPTEMBER 30, 2020

I asked my partner Jen Hamilton - our community Chief Operating Officer to be my guest today and share all the deets on the what you'll need and how much it all costs so that you can plan in advance for both the startup and ongoing costs. It matches the bank account. You definitely want to have a managed system for your filing.

Consulting 296

Consulting How To Insurance Insurance 296

Tom Spencer

JUNE 23, 2023

These companies often have innovative ideas and products but lack the capital and resources to bring them to market. Other firms focus on early-stage funding, where they provide funding to companies that have already developed a product or service but need additional capital to scale their business. What do VC firms do?

Industry 78

Industry Trends Financial Analysis 78

MishTalk

JULY 17, 2015

The Bank of Canada admitted on Wednesday that Canada was in Recession. Bank of Canada Governor Stephen Poloz is afraid to speak the "R-Word". What made the Canadian recession easy to spot was the Canadian yield curve inverted out to three years following a surprise rate cut by the Bank of Canada on January 21. Well sort of.

Banking 28

Banking Operations Real Estate Report 28

Tom Spencer

MARCH 11, 2022

In experiential learning, you learn skills such as communication, project management, and teamwork. These skills are very much aligned with the work you would be doing after graduation such as in management consulting or any industry position. Experiential learning is the idea that you can learn by doing.

Finance 88

Finance Government Industry Consulting 88

Business Consulting Agency

JANUARY 10, 2024

Venture Capital Pros: Significant funding for scaling operations. Market validation of the product or idea. Time-consuming campaign management. Bank Loans Pros: Structured repayment terms. Fact: According to the Angel Capital Association, angel investors provide over $25 billion annually to startups in the United States.

Small Business 52

Small Business Survey Financial Consulting 52

Consulting Matters

JANUARY 29, 2020

In the past you operated in a compensation model where you do work and then get paid. Now you're operating in a return on investment model where you invest your money, time and talents in your business with the expectation of a return. When I started my business, I was a single mom with only $200 in the bank.

Consulting 177

Consulting How To Talent Training 177

Harvard Business

OCTOBER 10, 2018

The consumer banking industry is notoriously difficult to enter, not least because most customers rarely switch banks. In some countries, people change spouses more often than they change banks. It has now become the largest bank in the country. These areas were underserved by the traditional banks.

Banking 28

Banking Industry Insurance Insurance 28

Management Consulted

APRIL 2, 2017

McKinsey is still well-networked in the region, and doing substantial work in sectors including: banking, industrials, telecoms, energy, real estate, construction, health care, and diversified conglomerates. If you have an MBA and are interested in actuarial work, EY’s Middle East operation is a great place to get your foot in the door.

Oliver Wyman 160

Oliver Wyman Consulting Deloitte Real Estate 160

Business Consulting Agency

AUGUST 28, 2023

operations. Financial Strategy : Establish a financial plan that covers currency management, banking relationships, cost management, and funding sources for your U.S. operations. Market : Adapt your products or services to cater to U.S. market and can effectively manage your business.

Marketing 52

Marketing Trends Talent Advertising 52

Harvard Business

JULY 28, 2016

Across Africa, banking is being redesigned. Technology has emerged as a competitive weapon in driving operational excellence and superior service quality. While the banks compete among themselves, they face existential threats from amalgam of entities, not necessarily possessing bank licenses.

Banking 28

Banking Industry Telecommunications Productivity 28

Effective Managers

FEBRUARY 24, 2023

One of the pleasures of being a Certified Management Consultant is to meet and collaborate with CMC peers from around the world. One such colleague is Altantuya Altankhuu (Tuya), currently the Chair of our management consulting Institute in Mongolia. Tuya has and has kindly allowed me to reprint the text of her speech here.

Consulting 52

Consulting Training Training Banking 52

Harvard Business

OCTOBER 31, 2017

Just over 10 years ago, French bank BNP Paribas froze U.S. There was a run on British bank Northern Rock. Over the next year, many banks fell. Investment bank Bear Stearns collapsed. We expect investment banks to embark on an even more fundamental makeover during the next decade. The New Face of Investment Banks.

Banking 28

Banking Balance Sheet Financial Finance 28

Tom Spencer

JANUARY 26, 2024

Businesses also need to pay more for inputs, like raw materials and labour, leading them to scale back production or further increase prices. By targeting a low and stable positive rate of inflation, the Fed and other central banks hope to avoid the risks posed by deflation while also dodging the problems posed by run-away inflation.

Policies 147

Policies Financial Benchmarking Groups 147

Tom Spencer

OCTOBER 15, 2021

5G networks are a promising wireless technology that online bookmakers and sports betting operators should factor into their business strategy. The onus is on online bookmakers and sports betting operators to incorporate 5G technology into business strategy in order to improve their services and make sports betting more enjoyable.

Sports 78

Sports Wireless Cash Flow Tools 78

Tom Spencer

DECEMBER 14, 2019

Companies are changing the way they operate by leveraging internet and cloud services. Public clouds are owned and managed by cloud service providers (such as Microsoft, Amazon Web Services and Google) and stored off-site. Applications such as email, customer relationship management and human resource management commonly use SaaS.

Software 78

Software Retail Data Operations 78

Tom Spencer

MARCH 21, 2020

Successful startups grow by building a product or service that meets the needs of customers. Over time, the executives get so engrossed in running the day to day operations of the business that they forget that the purpose of the business is to serve it’s customers. From airlines to banks we experience this all the time.

Banking 88

Banking Airlines Insurance Insurance 88

Tom Spencer

AUGUST 24, 2019

Being a product manager requires taking responsibility. You are the ambassador of the product. You’re responsible for it from its first fuzzy idea, to concrete concept, through production, launch, and all the way to maturity stage. Stepping into the Product Manager Role. Product Manager Career Paths.

Productivity 60

Productivity Fashion Advertising Recruiting 60

BCG

DECEMBER 15, 2016

Yet that income stream is weakening, as low-risk investment yields dip toward 0% and central banks continue to drain the bond markets. In their efforts to adapt to this upside-down world, life insurers are focusing on optimizing their investment strategies and operations. Can we cut costs to boost overall profit?

Insurance 40

Insurance Insurance Cash Flow Management 40

Tom Spencer

NOVEMBER 9, 2019

The Business of Banking. Banks are intermediaries for capital and hold the risk when supply and demand is not perfectly balanced. Commercial Banking. A bank, on the other hand, can diversify this credit risk and reduce the average cost of vetting each loan by lending to many borrowers. Investment Banking.

Banking 12

Banking Industry Balance Sheet Retail 12

Business Consulting Agency

SEPTEMBER 15, 2023

They conduct extensive market research to help clients understand their target audience, competition, and potential demand for their products or services. The World Bank’s Ease of Doing Business Index ranks the United States 6th globally for ease of doing business. According to Statista , market research revenue in the U.S.

Marketing 52

Marketing Company Intellectual Property Small Business 52

Tom Spencer

AUGUST 4, 2023

This can ensure that businesses operate ethically, transparently, and in the best interest of stakeholders. For example, a multinational corporation might ensure accountability by appointing independent directors, conducting regular audits, and implementing a comprehensive risk management system.

Government 78

Government Efficiency Tools Meeting 78

Tom Spencer

MARCH 21, 2020

Successful startups grow by building a product or service that meets the needs of customers. Over time, the executives get so engrossed in running the day to day operations of the business that they forget that the purpose of the business is to serve it’s customers. From airlines to banks we experience this all the time.

Banking 78

Banking Airlines Insurance Insurance 78

Tom Spencer

MAY 26, 2023

Large companies now recognise that the environment and communities in which they operate can contribute significantly to their bottom line. This realisation has led to an increasing focus on CSR, which involves operating in a way that benefits society over the long term. Here are three examples of skill-based volunteering.

Financial 88

Financial Metrics Examples Operations 88

Management Consulted

MAY 28, 2017

What makes Bulger Partners even more unique among consulting firms is the fact that the firm houses Strategy Consulting and Investment Banking arms under the same roof, and even has a small PE fund. Bulger Partners really got off the ground in 2012, and was the brainchild of Founder and Managing Partner Chris Bulger.

Software 165

Software Strategy Strategy Strategy& 165