Tom Spencer

MAY 18, 2019

Asset managers are institutions that ‘manage money’ on behalf of certain beneficiaries. Well, asset managers aim to understand client investment objectives and invest client funds in a variety of financial products and asset classes. Major traditional asset managers include: Blackrock. Affiliated Managers.

Industry 113

Industry Real Estate Management Retail 113

Tom Spencer

MAY 8, 2016

This post provides you with a high level comparison of management consulting and investment banking. Management consultants assist organisations by providing advice to address specific problems and to improve organisational performance. Nature of the job. They do this by selling stocks and bonds to public investors.

Banking 60

Banking Consulting Comparison Finance 60

Tom Spencer

JUNE 16, 2018

Before we dive into why AI is the solution for the banking sector, let’s first explore what big tech companies have in common, how many of them have grown successfully, and what banks can learn. Usage of AI in the Banking Sector. Table 1: AI applications across Canadian and US banks (Source: Financial Post, Techemergence).

Banking 84

Banking Transportation Financial Data 84

MishTalk

NOVEMBER 16, 2014

It also says Ukraine''s central bank is to close down all banking services - including card operations - in some areas within a month. I picked this up from ZeroHedge Ukrainians Line Up to Withdraw Money from a Bank in Donetsk. Human Rights Violations Here''s some additional details on Poroshenko''s Bank Servicing Decree.

Banking 78

Banking Operations Policies Government 78

Comatch

OCTOBER 12, 2022

Earlier this year I attended the PEI Operating Partner Forum for the 4th time. The importance of the power of the ecosystem in terms of access to external advisors like lawyers, banks, consultancies, and freelancers was widely acknowledged to be a crucial part of developing a world-class value-creation team.

Management 52

Management Talent Operations Consulting 52

Tom Spencer

APRIL 28, 2023

Central Bank Digital Currencies (CBDCs) are a new form of digital currency that will be issued and backed by central banks. While CBDCs and bank deposits can both be transferred digitally, there are at least five key differences between CBDCs and bank deposits that are worth being aware of.

Banking 88

Banking Financial System Policies 88

Harvard Business

AUGUST 23, 2023

How one 200-year-old regional bank in the U.S. used intrapreneurship to compete with online lenders.

Banking 55

Banking Strategy Strategy Strategy& 55

MishTalk

FEBRUARY 21, 2014

I seriously do not understand this "Bad Bank" concept. If for some reason you disagree, please note that Spain now needs a "Bad Bank" for "Bad Banks". Via translation from El Economista, please consider Another bad bank? Hopefully investors in "bad banks" in Spain have learned their lesson.

Banking 74

Banking Government Operations Finance 74

BCG

DECEMBER 12, 2016

Corporate banking is a tough business. In fact, BCG’s most recent Corporate Banking Performance Benchmarking survey—of 300 corporate banking divisions around the world serving the small, midmarket, and large business segments—found a dramatic split between the best and the rest. Report Monday, December 12, 2016.

Banking 40

Banking Benchmarking Operations Survey 40

Tom Spencer

SEPTEMBER 15, 2023

For instance, a bank might launch a property search platform where it advertises its mortgages, such as the property search site hosted by the Commonwealth Bank of Australia. If you are an iPhone user, can you imagine moving to a mobile phone than runs on an Android operating system? Not likely.

Telecommunications 88

Telecommunications B2B Travel Banking 88

Johanna Rothman

MARCH 14, 2024

Your previous managers and potential managers don’t see the value of someone in your position. That’s because these managers think agile coaching and Scrum Mastering is a staff job, not a line job. Cutting overhead is definitely not personal—it’s all about how managers perceive an employee’s value.

Agile 100

Agile How To Metrics Productivity 100

BCG

OCTOBER 11, 2016

Bank operating models continue to evolve in response to new regulations, digitization, a volatile economic and risk environment, external threats, and advances by nontraditional competitors. In response, many banks have increased their spending on OR management by more than 50% in the past five years.

Operations 40

Operations Benchmarking Banking Exercises 40

Tom Spencer

FEBRUARY 28, 2021

Many management consultants hardly complete two or three years in their jobs before they realize that there’s more to life than consulting. BizOps / Strategy & Operations at tech firms. Helping the organization to identify and manage strategic uncertainty. BizOps / Strategy & Operations at Tech firms.

Interviews 68

Interviews Case Interview Strategy Strategy 68

Tom Spencer

JUNE 9, 2023

In the digital age, businesses are constantly seeking innovative ways to gain a competitive edge and streamline their operations. From enhancing customer experiences to optimizing decision-making processes, AI is reshaping the way businesses operate and opening up new possibilities for growth.

Data 147

Data Operations Efficiency System 147

MishTalk

SEPTEMBER 8, 2014

Banks are in the business of making loans. Exploring Lending Club Bloomberg columnist Mat Levine explores the issue in Lending Club Can Be a Better Bank Than the Banks. There are a lot of ways in which [Lending Club] is not a bank, but the big one is that basically all (95.6 Is that the right model?

Banking 74

Banking Balance Sheet Financial Operations 74

Management Consulted

SEPTEMBER 26, 2012

Today we launch a killer combo that every consulting wanna be needs in their repertoire – our online Consulting Case Bank and The Consulting Bible 3rd edition – combining forces to rule over the consulting interview jungle! Starting today you can get BOTH for the price of the Consulting Case Bank.

Banking 113

Banking Case Interview Consulting Interviews 113

MishTalk

JULY 17, 2015

The Bank of Canada admitted on Wednesday that Canada was in Recession. Bank of Canada Governor Stephen Poloz is afraid to speak the "R-Word". What made the Canadian recession easy to spot was the Canadian yield curve inverted out to three years following a surprise rate cut by the Bank of Canada on January 21. Well sort of.

Banking 28

Banking Operations Real Estate Report 28

Business Consulting Agency

AUGUST 22, 2023

operations, such as a subsidiary, branch office, or partnership. operations, factoring in logistical considerations, proximity to customers, and business-friendly environments. Financial Planning : Establish financial operations, including banking relationships, payment processing, and currency exchange. operations.

Marketing 52

Marketing Operations Financial Culture 52

Tom Spencer

FEBRUARY 4, 2022

A prime example for this phenomenon are Central Bank Digital Currencies ( CBDCs ). Effectively, CBDCs are a digital form of cash , which operate with the backing of the full faith and credit of government. What is the point of Central Bank Digital Currencies then? Currently, approximately 1.7

Banking 88

Banking Government Policies System 88

Business Consulting Agency

AUGUST 5, 2023

operations. Financial Planning : Establish financial operations, including banking relationships, payment processing, and currency management. Develop a financial plan that addresses currency risk and cost management. Hiring and Talent Acquisition : Hire a skilled and culturally aware workforce to manage U.S.

Marketing 52

Marketing Analysis Operations Financial 52

Management Consulted

APRIL 2, 2017

McKinsey is still well-networked in the region, and doing substantial work in sectors including: banking, industrials, telecoms, energy, real estate, construction, health care, and diversified conglomerates. If you have an MBA and are interested in actuarial work, EY’s Middle East operation is a great place to get your foot in the door.

Oliver Wyman 160

Oliver Wyman Consulting Deloitte Real Estate 160

MishTalk

APRIL 25, 2014

Stephen notes that for the first time, Chinese demand topped 1,000 tonnes, reaching 1,176 tonnes after a 41% year-on-year gain, not including central-bank buying and that " investors have done well in the past with a simple strategy of buying what China was buying. Shadow Banking Demand Story a Big "So What?"

Banking 63

Banking Interviews Government Operations 63

Harvard Business

OCTOBER 31, 2017

Just over 10 years ago, French bank BNP Paribas froze U.S. There was a run on British bank Northern Rock. Over the next year, many banks fell. Investment bank Bear Stearns collapsed. We expect investment banks to embark on an even more fundamental makeover during the next decade. The New Face of Investment Banks.

Banking 28

Banking Balance Sheet Financial Finance 28

MishTalk

JANUARY 20, 2014

Michigan Live reports Highland Park pensions in jeopardy if Fifth Third Bank halts loan payments. The city of Highland Park is operating on financial fumes and the pensions of its retirees could be in jeopardy if Fifth Third, one of the banks providing loans to the municipality, cuts of the money stream.

Banking 76

Banking Finance Financial Report 76

Tom Spencer

NOVEMBER 9, 2019

The Business of Banking. Banks are intermediaries for capital and hold the risk when supply and demand is not perfectly balanced. Commercial Banking. A bank, on the other hand, can diversify this credit risk and reduce the average cost of vetting each loan by lending to many borrowers. Investment Banking.

Banking 12

Banking Industry Balance Sheet Retail 12

Tom Spencer

MARCH 21, 2020

Over time, the executives get so engrossed in running the day to day operations of the business that they forget that the purpose of the business is to serve it’s customers. One of the big five banks in Canada, Scotiabank, has outsourced printing of cheques to an external vendor called D+H.

Banking 88

Banking Airlines Insurance Insurance 88

MishTalk

SEPTEMBER 11, 2014

Tale of Two Countries Fearmongering in Scotland hits fever pitch as RBS and four other banks threaten to leave the country if Scotland votes "Yes" for independence. RBS, 4 Other Banks Warn of Relocation to England if Scots Vote Yes On the fearmongering front, RBS warns it would relocate to England if Scots vote Yes.

Banking 75

Banking Retail Government Insurance 75

Harvard Business

JULY 28, 2016

Across Africa, banking is being redesigned. Technology has emerged as a competitive weapon in driving operational excellence and superior service quality. While the banks compete among themselves, they face existential threats from amalgam of entities, not necessarily possessing bank licenses.

Banking 28

Banking Industry Telecommunications Productivity 28

Business Consulting Agency

JANUARY 10, 2024

Venture Capital Pros: Significant funding for scaling operations. Time-consuming campaign management. Bank Loans Pros: Structured repayment terms. Fact: According to the Angel Capital Association, angel investors provide over $25 billion annually to startups in the United States. Access to industry connections and expertise.

Small Business 52

Small Business Survey Financial Consulting 52

MishTalk

AUGUST 5, 2015

No Bids on Bank Shares Greek bank shares were down the 30% limit again today, with some bank stocks not fetching any bids at all. The Plunge in Bank Shares Drag Down Broader Market. The Athens bourse's banking index.FTATBNK ended 27 percent lower, bringing the three-day plunge since Monday's open to 63 percent.

Banking 28

Banking Financial Video Government 28

Business Consulting Agency

AUGUST 28, 2023

operations. Financial Strategy : Establish a financial plan that covers currency management, banking relationships, cost management, and funding sources for your U.S. operations. market and can effectively manage your business. Regulatory Compliance : Ensure compliance with U.S. Customization for the U.S.

Marketing 52

Marketing Trends Talent Advertising 52

Tom Spencer

MARCH 21, 2020

Over time, the executives get so engrossed in running the day to day operations of the business that they forget that the purpose of the business is to serve it’s customers. One of the big five banks in Canada, Scotiabank, has outsourced printing of cheques to an external vendor called D+H.

Banking 78

Banking Airlines Insurance Insurance 78

Tom Spencer

OCTOBER 31, 2020

In China, a restaurant has opened in Guangdong Province that is fully automated, using robots to manage everything from taking orders to preparing and serving the food. Your level of performance at work will also depend on the context that you are operating in, which we might classify into 4 quadrants: Simple. Complicated.

Emotional Intelligence 88

Emotional Intelligence Operations Data Healthcare 88

BCG

DECEMBER 15, 2016

Yet that income stream is weakening, as low-risk investment yields dip toward 0% and central banks continue to drain the bond markets. In their efforts to adapt to this upside-down world, life insurers are focusing on optimizing their investment strategies and operations. Can we cut costs to boost overall profit?

Insurance 40

Insurance Insurance Cash Flow Management 40

Tom Spencer

MAY 26, 2023

Large companies now recognise that the environment and communities in which they operate can contribute significantly to their bottom line. This realisation has led to an increasing focus on CSR, which involves operating in a way that benefits society over the long term. Here are three examples of skill-based volunteering.

Financial 88

Financial Metrics Examples Operations 88

MishTalk

DECEMBER 3, 2013

Every time I walk into my bank, I typically notice several offices in plain view of customers, each with a manager or loan office sitting doing nothing. Express Banking The Telegraph reports computers lined up to replace humans in bank branches. What if there were queues of bankers at all times, and a no-wait policy?

Banking 74

Banking Video Retail Report 74

Tom Spencer

MARCH 21, 2021

If all of your peers are marketing people and the business has a shortage of operations people, it makes sense for you to differentiate yourself by highlighting your operations experience. Most engagement managers and firm leaders interact with so many people that resonating with them can be a challenge.

Consulting 88

Consulting Recruiting Recruitment Government 88