Tom Spencer

SEPTEMBER 7, 2019

In the context of project management, a roadmap can span across multiple timelines for continuous product development. Why do you need a product roadmap? A roadmap is crucial for visualizing a product’s strategy that is aligned with your business goals, while incorporating customer insights for future developments.

Productivity 60

Productivity Software Fashion Development 60

Tom Spencer

MAY 8, 2016

This post provides you with a high level comparison of management consulting and investment banking. Management consultants assist organisations by providing advice to address specific problems and to improve organisational performance. People in the “sales and trading” division buy and sell financial products.

Banking 60

Banking Consulting Comparison Finance 60

Tom Spencer

JUNE 16, 2018

Before we dive into why AI is the solution for the banking sector, let’s first explore what big tech companies have in common, how many of them have grown successfully, and what banks can learn. Usage of AI in the Banking Sector. Table 1: AI applications across Canadian and US banks (Source: Financial Post, Techemergence).

Banking 84

Banking Transportation Financial Data 84

Tom Spencer

APRIL 8, 2022

Your manager is arguably one of the most important people you will engage with during a summer internship. Your manager may be assigning deliverables, connecting you with colleagues, and answering your questions. Regardless of what company or industry you work in, you will most likely have one-on-one meetings with your manager.

Management 88

Management How To Meeting Industry 88

Tom Spencer

MAY 18, 2019

Asset managers are institutions that ‘manage money’ on behalf of certain beneficiaries. Well, asset managers aim to understand client investment objectives and invest client funds in a variety of financial products and asset classes. Major traditional asset managers include: Blackrock. Affiliated Managers.

Industry 113

Industry Real Estate Management Retail 113

Tom Spencer

MARCH 24, 2023

On March 10th, Silicon Valley Bank went bankrupt. Due to the Federal Reserve’s determination to curb inflation it has consistently hiked interest rates for the last 12 months, an outcome that SVB and many other banks failed to anticipate. As the size of SVB’s losses became known, this startled anyone with money in the bank’s coffers.

Banking 97

Banking Industry Real Estate Financial 97

Tom Spencer

SEPTEMBER 15, 2023

Apple’s and Amazon’s product lines are showcase examples of how to build a business ecosystem. In short, it means that companies are expanding beyond their traditional core products in order to increase opportunities for cross-selling and to boost customer ownership. Not likely.

Telecommunications 88

Telecommunications B2B Travel Banking 88

Johanna Rothman

MARCH 14, 2024

Your previous managers and potential managers don’t see the value of someone in your position. That’s because these managers think agile coaching and Scrum Mastering is a staff job, not a line job. In product development, line jobs contribute to the products themselves, which means they contribute to revenue.

Agile 99

Agile How To Metrics Productivity 99

Tom Spencer

JUNE 1, 2019

Retail Wealth Management. Large mutual funds have strong relationships with banks, where they are able to pay a trailer fee to bank investment advisors to market their product. High Net Worth (HNW) Wealth Management. At regional banks, the threshold for HNW usually falls around $1 million.

Management 60

Management Retail Banking Benchmarking 60

Tom Spencer

JUNE 8, 2019

Asset management as an industry is becoming increasingly important for a variety of reasons: The world is getting wealthier, driven by growth in emerging markets. This bodes well for those looking to work in asset management. Investing is no longer a rich man’s hobby and people do not have to go through their banks.

Trends 60

Trends Management Banking Government 60

Tom Spencer

AUGUST 10, 2019

Like a consulting interview, a product manager (PM) interview consists of multiple parts, including a case study and a behavioral portion, which looks for communication, management, and prioritization skills. But what’s different is that it adds a twist by having product-related questions as well. Which product to pick?

Productivity 60

Productivity Interviews Case Interview Fashion 60

Tom Spencer

AUGUST 10, 2019

Give me an example of a good product and not so good product. This product management (PM) interview question tests whether you understand product design principles. Is your evaluation of products guided by principles of good design? Define the design principles behind the success of this product.

Productivity 60

Productivity Examples Interviews Efficiency 60

Tom Spencer

AUGUST 3, 2019

Associate Product Manager (APM) positions are well known in Silicon Valley as rotational, mentorship-focused programs designed to accelerate the careers of young aspiring product managers. Your manager and organization structure may spend extra time with you, because you are one of their first APM hires.

Productivity 60

Productivity How To Recruiting Recruitment 60

Tom Spencer

MAY 25, 2019

Characteristics of Asset Management Firms. Most major asset managers are conservative with their use of leverage. There are a couple of reasons for this: Asset managers can see cash flow and earnings fluctuate wildly with markets. Valuation of Asset Management Firms. Price/Earnings, EV/EBITDA and EV/AUM.

Cash Flow 60

Cash Flow Management Metrics Benchmarking 60

Tom Spencer

JUNE 9, 2023

These systems can suggest relevant products that customers are likely to enjoy. For example, Alibaba, a leading Chinese e-commerce company, could conduct sentiment analysis of customer reviews of individual products and services, and use these insights to modify existing products and develop new ones.

Data 147

Data Operations Efficiency System 147

Tom Spencer

JUNE 1, 2019

Management consulting is a professional service offered to organisations which aims to help internal management improve operating performance. The management consulting value chain encompasses strategy (idea origination, analysis and presentation of findings), implementation, operations and maintenance/feedback.

Management 60

Management Consulting Oliver Wyman Deloitte 60

MishTalk

DECEMBER 22, 2014

Chinese banks have experienced an outflow of deposits for the quarter for first time since 1999. To compete for funds, Chinese banks offer anything from fresh vegetables for small deposits to a Mercedes A180 for deposits big enough and long enough. The effective yield on the Mercedes is approximately seven percent!

Banking 74

Banking Benchmarking Finance Policies 74

Tom Spencer

MAY 26, 2023

For example, in 2015 the BRICS nations established the New Development Bank ( NDB ) to support infrastructure development in the BRICS nations and other emerging markets. The creation of this new institution represents a noteworthy shift in the international financial system because it represents an alternative to the World Bank.

System 88

System Banking Financial Productivity 88

MishTalk

SEPTEMBER 6, 2014

He said the Reserve Bank of Australia should prepare for a difficult ride as the overpriced property market and high dollar created a challenging economic environment as coal and iron ore prices dropped. China Banking Crisis ''Almost Certain'' Here''s an article that caught my eye, not for what it said, but rather for what it dis not say.

Banking 78

Banking Financial System Construction 78

Management Consulted

SEPTEMBER 26, 2012

Today we launch a killer combo that every consulting wanna be needs in their repertoire – our online Consulting Case Bank and The Consulting Bible 3rd edition – combining forces to rule over the consulting interview jungle! Starting today you can get BOTH for the price of the Consulting Case Bank.

Banking 113

Banking Case Interview Consulting Interviews 113

Tom Spencer

FEBRUARY 28, 2021

Many management consultants hardly complete two or three years in their jobs before they realize that there’s more to life than consulting. Helping the organization to identify and manage strategic uncertainty. Jason Oh works in the Strategy/M&A – Global Wealth & Asset Management team at Manulife. Conclusion.

Interviews 68

Interviews Case Interview Strategy Strategy 68

Asamby Consulting

JANUARY 13, 2022

Why you need a COO or Operations Manager. Many founders and CEOs ask us this question: Do I need an operations manager? How do I best structure the role of an COO or operations manager. What qualifications should an operations manager or COO have? Many of our clients are reaching out to us at a time of growth.

Operations 52

Operations Management Methodologies System 52

MishTalk

DECEMBER 26, 2014

Next year will be a very important year for China because possible strains in the banking system and the intensity with which the reformers present their case will give us a better sense both of how much debt capacity the country retains and of how well positioned Xi Jinping and his allies are to implement the needed reforms.

Banking 71

Banking System Benchmarking Finance 71

BCG

MARCH 1, 2017

Global regulators that have focused reform efforts on large banks and other systemically important financial institutions have raised scrutiny on asset managers—both independent and bank owned—looking for activities and products that might pose systemic risk. Article Thursday, March 02, 2017.

Management 40

Management Banking Trends System 40

Tom Spencer

APRIL 22, 2022

Although balancing the two was challenging, I was able to successfully tend to both responsibilities by communicating with my manager who understood the situation. If you are working at a bank, understand how your part of the bank will work (retail, consumer, wealth management, investment etc.). Research Content.

Banking 88

Banking Research Construction Retail 88

Tom Spencer

AUGUST 12, 2020

During an economic downturn, a central bank can respond by increasing the money supply. When debt levels become too high, prudent banks have an incentive to restrict lending. Responding to high levels of debt and financial instability, one would expect to see each bank try to protect itself by shrinking its loan book.

Banking 120

Banking Balance Sheet Financial Real Estate 120

Management Consulted

JANUARY 10, 2016

Welcome to the New Year Management Consulted Subscribers ! In addition, as banking salaries have increased across the board (up to 25% at the MBA level), consulting firms needed to increase their compensation packages to remain competitive. Manager/Project Leader (2-3 years out of MBA): ~ $250-$350k.

Oliver Wyman 100

Oliver Wyman Consulting Deloitte Management 100

MishTalk

NOVEMBER 27, 2014

Nonetheless, and in spite of falling prices and pleas from Venezuela to restrict production, OPEC decided to take no action. The group maintained its collective production ceiling of 30 million barrels a day, Ali Al-Naimi, Saudi Arabia’s oil minister, said yesterday after the 12 nations met in Vienna. Brent crude dropped as much as 8.4

Productivity 77

Productivity Benchmarking Airlines Banking 77

MishTalk

FEBRUARY 1, 2014

Via google translation from Libre Mercardo , please consider Argentina Cerntral Bank Bans Imports Due to Lack of Dollars. Due to demand and the low level of foreign exchange reserves, the central bank has stopped payment of imports, according to Argentine newspaper La Nacion. Simple Rules Fix prices too low and there will be no supply.

Banking 76

Banking Government Productivity Marketing 76

Harvard Business

OCTOBER 10, 2018

The consumer banking industry is notoriously difficult to enter, not least because most customers rarely switch banks. In some countries, people change spouses more often than they change banks. It has now become the largest bank in the country. These areas were underserved by the traditional banks.

Banking 28

Banking Industry Insurance Insurance 28

MishTalk

OCTOBER 1, 2014

On Tuesday evening, Argentine President Cristina Fernández accused Juan Carlos Fábrega, head of Argentina’s central bank, of " provoking a devaluation of the peso ". In response Head of Argentine Central Bank Quits. The government has meddled in wheat production since 2006 by raising export taxes and setting export quotas.

Banking 69

Banking Benchmarking Government Journal 69

Tom Spencer

JANUARY 20, 2023

Without a doubt, a career in the management consulting industry comes with many short- and long-term benefits. For example, digital marketing executives would just focus on digital marketing; sales executives on sales for a particular set of products, and so on.

Consulting 88

Consulting Boston Consulting Group Bain Banking 88

Tom Spencer

MARCH 25, 2022

For example, as a student interested in management consulting you may want to chat with a current consultant to learn more about their work, lifestyle, and interests. This past summer I was a product management intern at PNC Bank where I helped develop a growth strategy. Why you should reach out. Happy chatting!

Industry 88

Industry Banking Consulting Examples 88

Harvard Business

OCTOBER 31, 2017

Just over 10 years ago, French bank BNP Paribas froze U.S. There was a run on British bank Northern Rock. Over the next year, many banks fell. Investment bank Bear Stearns collapsed. We expect investment banks to embark on an even more fundamental makeover during the next decade. The New Face of Investment Banks.

Banking 28

Banking Balance Sheet Financial Finance 28

Harvard Business

JULY 28, 2016

Across Africa, banking is being redesigned. While the banks compete among themselves, they face existential threats from amalgam of entities, not necessarily possessing bank licenses. For example, from telecommunication companies to fintech entrepreneurs, African banking fees and commissions are under tremendous presure.

Banking 28

Banking Industry Telecommunications Productivity 28

Tom Spencer

FEBRUARY 11, 2022

Your business just launched a new product and needs to market it. Market trends have changed, and you want to make sure the product will reach the correct target customer. Clients may need help with market research, competitor analysis, growth strategies, supply chain optimization, product development, or a range of other issues.

Operations 88

Operations Consulting Boston Consulting Group Industry 88

MishTalk

DECEMBER 2, 2013

Fast-Moving Consumer Goods (FMCG) or Consumer Packaged Goods (CPG) are products that are sold quickly and at relatively low cost. Though the profit margin made on FMCG products is relatively small, more so for retailers than the producers/suppliers, they are generally sold in large quantities. Unilever is THE EMG company of the world.

Banking 70

Banking Marketing Retail Productivity 70