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Bank Profitability: Decoding the Income Statement

Tom Spencer

A bank’s income statement can be simplified into five main line items: Net interest income Non-interest income Operating expenses Provision for credit losses (PCL) Tax Image 1: Illustrative example of a bank’s income statement Source: CIBC’s 2022 Annual Report 1. The biggest swing in operating expenses is likely to be variable compensation.

Banking 88
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Retail Bank Operational and Digital Leaders Reap the Rewards

BCG

BCG’s Retail-Banking Excellence benchmarking study (REBEX) profiles the operational and digital practices and performance of 20 of the world’s leading retail banks, a group of 40 institutions chosen for their size and the strength of their capabilities. We refer to these banks as the “premier league.”

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Back office vs. front office: how to boost efficiency and productivity between both offices

1 to 1

That’s why it’s critical to keep both front and back office operations running smoothly and effectively. Yet, in many businesses, there is often some overlap and confusion over what defines the roles of a front office and back office, making it difficult to prioritize an area for greater efficiency and productivity. Learn more.

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From Clunky to Captivating: Unleashing UX to Drive Profits

Tom Spencer

In the early days of computing, user interfaces were clunky and difficult to navigate, often requiring technical expertise to operate. The goal was to align software design with the needs, goals, and abilities of users, making applications more intuitive and efficient.

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What Skills Do Firms Want in Aspiring Consultants?

Tom Spencer

Leadership” does not refer to being bossy, demanding or uptight — in fact, these would tend to backfire and turn clients and colleagues off. Even in day to day scenarios like team meetings, conflict resolution, and decision making, good leadership is essential to ensure smooth operations within the firm.

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Main Risks of Aerospace Engineering Projects: How to Implement Wise Risk Management into Your Organization

Epicflow

This mostly refers to the manufacturing process, which is also a part of aerospace engineering. We’ll consider two sides of risk management in aerospace engineering: managing project risks and operational risk management outlined in the aerospace quality management standard AS9100. . Operational risk management .

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Top 5 Manufacturing Trends for 2024: What’s New?

Epicflow

Leveraging Cutting-Edge Technologies Under current conditions of economic turbulence, workforce shortage, and supply chain disruptions, manufacturing organizations should work towards increasing the efficiency of their operations, achieving business agility and resilience. At the same time, they are vulnerable to cyber risks.

Trends 52