article thumbnail

Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

In the previous article , we looked at how banks make money and how they must meet capital requirements. In this article, we will explore the importance of profitability ratios and valuation metrics that are crucial when analyzing banks. It is not a useful metric for comparing different business lines.

Metrics 88
article thumbnail

Retail Bank Operational and Digital Leaders Reap the Rewards

BCG

BCG’s Retail-Banking Excellence benchmarking study (REBEX) profiles the operational and digital practices and performance of 20 of the world’s leading retail banks, a group of 40 institutions chosen for their size and the strength of their capabilities. We refer to these banks as the “premier league.”

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Unemployed Agilists: How to Move from a Staff Role to a Line Job, Part 2

Johanna Rothman

Tools and technology: Operating systems, languages, anything specifically technical. For example, if you have 20 years of experience in banking, you know a lot about the various regulations and how they affect product development. Solution space is from the product (internal) orientation. Industry expertise.

Agile 99
article thumbnail

3 ways conversational messaging compounds CX growth for banks

1 to 1

The landscape of retail banking is rapidly changing. Physical banks are closing and the age of virtual banking is here. It is causing banks and financial services firms to adapt to a whole new way to provide personalized services. The shift to virtual banking. The business side of messaging.

Banking 32
article thumbnail

CSR: Collaborating with NPOs for Positive Social Impact

Tom Spencer

Large companies now recognise that the environment and communities in which they operate can contribute significantly to their bottom line. This realisation has led to an increasing focus on CSR, which involves operating in a way that benefits society over the long term. Here are three examples of skill-based volunteering.

article thumbnail

Asset Management – Industry Overview (Part 1 of 4)

Tom Spencer

Due to the steady nature of the business (taking a percentage of assets under management each year is a pretty sweet deal), asset managers have a business valued more like a basic corporate than other financial institutions such as banks and insurers. Operating Margins. Image: Pexels.

Industry 113
article thumbnail

PERFORMANCE MEASUREMENT: Are you doing enough to ensure success?

Effective Managers

Session 2: Metrics vs Strategy. Input metrics are essential as these metrics are leading indicators of your eventual output metrics and results achievement. They have a significant tendency to focus on outcome metrics instead of their company strategy. Learn more about Session 1 and register here: [link].

Metrics 52