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2008 Financial Crisis – Causes and historical context

Tom Spencer

My friends and I walked out of the Big Short several years ago feeling like a group of global financial crisis experts. Many an economics and finance course later, I see that the layers of complexities to the 2008 financial crisis are innumerable. MBS are financial assets with a claim on a pool of mortgages.

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Navigating a Downturn: Strategies for Business Resilience

Tom Spencer

Adopt Conservative Financial Management Maintaining the financial health of a business is paramount if one hopes to thrive during periods of economic challenge. This has significantly reduced Apple’s financial risk of launching new products, even during periods of economic contraction.

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The age old tale of financial crises

Tom Spencer

The story of the 2008 financial crisis begins somewhere shortly after the death of Jesus Christ himself. Not 33 years after Christ’s passing did Emperor Tiberius of the Roman Empire have to rescue his constituents’ financial sanctity through the age-old process of quantitative easing. Will humanity ever learn its lesson?

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Inflation: Understanding its Impact on the Economy

Tom Spencer

Since 2008, the rate of inflation in the U.S. This can potentially lead borrowers, including businesses and governments, to experience financial distress and bankruptcy, causing them to cut back on investment spending. remained stable, at or below the Fed’s 2% target.

Policies 147
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It’s Not “Time Management.” It’s Lean.

Markovitz Consulting

The same is true of employees at Tower Paddle Boards (at least during the summer months) and Collins SBA , a financial advisory firm in Australia. Of course, software firm 37 Signals has been operating four-day work weeks over the summer since 2008. Overtime expense isn’t a major concern when many office workers are on salary.

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Winning Isn’t Everything: The Art of Playing Well

Tom Spencer

Michael Porter: Focus on creating value Professor Michael Porter, a leading authority on competitive strategy , has emphasised that the true measure of success for a company is not just its quarterly financial performance, but also how those results are attained. One example of Buffett’s approach is his investment in Coca-Cola.

Ethics 78
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What is digital currency?

Tom Spencer

Since the advent of Bitcoin in 2008, digital currency has been a growing trend and a growing area of interest for consultants, businesses, fintech investors, central banks, and governments. When a payment is made, an electronic instruction is sent to each party’s financial institution to debit or credit an account balance by a certain amount.

Banking 120