MishTalk

NOVEMBER 8, 2013

The Obama administration on Friday will complete a generation-long effort to require insurers to cover care for mental health and addiction just like physical illnesses when it issues long-awaited regulations defining parity in benefits and treatment. We need enforcement,” Mr. Kennedy said in an interview.

Healthcare 74

Healthcare Insurance Insurance Interviews 74

MishTalk

SEPTEMBER 9, 2014

The cost of insuring the country’s foreign-currency bonds against non-payment soared yesterday by the most since the aftermath of Lehman Brothers Holdings Inc.’s s collapse in 2008 to 14.25 The cost of insuring Venezuela’s debt passed Argentina’s after that country missed a July 30 payment deadline, causing trading to be suspended.

Insurance 72

Insurance Insurance Government Marketing 72

MishTalk

NOVEMBER 23, 2013

Risk of Opting Out In response to Gambling On No Healthcare Insurance: Is it a Good Deal? So if you are without insurance, you''re in big trouble. The bottom line for me is a choice between reducing the amount of my retirement plan contributions by $3,660 per year or going without health insurance and paying the penalty.

Healthcare 76

Healthcare Insurance Insurance Government 76

MishTalk

DECEMBER 9, 2013

Self-employed people are not covered by unemployment insurance but we still have to pay into the system. Covered employment was 133,902,387 in December 2008. The slope starts to steepen on spending in the early 2000''s, then spiked in 2008 with the financial crisis." Covered employment is 130,396,096 now, a decline of 3,560,291.

Insurance 64

Insurance Insurance Financial System 64

MishTalk

DECEMBER 8, 2013

Young people, who played a major role in putting President Obama in the White House in 2008 and keeping him there after 2012, now say they would vote to recall the president if given the chance. If you are eligible, how likely are you to enroll in insurance through an exchange? Do you have health insurance? 40% Refuse.

Insurance 75

Insurance Insurance Survey Government 75

MishTalk

JUNE 28, 2013

Minyanville Business and Market News. China Financial Markets. Market Oracle. Market Ticker. Real Clear Markets. During the late housing bubble, the FHA lost market share as more private lenders sold “subprime” loans to home buyers. Sitka Pacific. Recent Posts. Featured Links. Automatic Earth.

Analysis 74

Analysis Trends Real Estate Case Interview 74

Harvard Business

DECEMBER 5, 2016

For decades, experts and policy wonks have argued that health care is a uniquely inefficient industry, insulated from conventional market forces that operate in the rest of the economy. Poorly performing hospitals do not feel pressure from patients to improve quality because standard market forces do not apply to health care.

Marketing 28

Marketing Research Travel Study 28

MishTalk

JULY 31, 2013

Minyanville Business and Market News. China Financial Markets. Market Oracle. Market Ticker. Real Clear Markets. 11, 2008 — The Mortgage Forgiveness Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence. Sitka Pacific. Recent Posts.

Real Estate 74

Real Estate Case Interview Financial Advertising 74

MishTalk

JULY 2, 2013

Minyanville Business and Market News. China Financial Markets. Market Oracle. Market Ticker. Real Clear Markets. Mish and Eric King discuss Gold, the Stock Market, the US Dollar, Sideline Cash, China, and US real estate. December 2008 (85). November 2008 (78). October 2008 (108).

Real Estate 72

Real Estate Financial Advertising Case Interview 72

MishTalk

MAY 24, 2014

Repetitive rounds of QE, competitive currency debasement, interest rates at zero, and sponsorship of the internet bubble followed by the housing bubble, followed by the current stock market bubble is proof enough. Far from helping, the loose monetary policy of the ECB is hampering the recovery, as advanced free market on multiple occasions.

System 78

System Banking Policies Insurance 78

MishTalk

JULY 2, 2013

Minyanville Business and Market News. China Financial Markets. Market Oracle. Market Ticker. Real Clear Markets. Ritholtz on Gold and on Making Predictions; How Secular Bull Markets End; Winning vs. Investing. Today on Market Ticker Ritholtz says Sell Gold at $1,400, Then It’s All Downhill.

Trends 63

Trends Analysis Real Estate Financial 63

MishTalk

AUGUST 29, 2014

Until the beginning of this year, I was purchasing my own health insurance under a high deductible plan, that cost nearly $300 per month. Sitka Pacific is an asset management firm whose goal is strong performance and low volatility, regardless of market direction. They are not huge, but they sustain me and my children.

Insurance 77

Insurance Insurance Healthcare Government 77

Consultant Ninja

JULY 27, 2009

No need to worry about supply side; a free market consisting of only young, healthy, rich people basically runs itself. overlapping administration costs of insurance companies; advertising costs of new drugs) and decrease the quality of delivery (e.g. the ability for insurers to deny insured individuals healthcare).

Consulting 113

Consulting Insurance Insurance Oliver Wyman 113

MishTalk

AUGUST 5, 2013

Minyanville Business and Market News. China Financial Markets. Market Oracle. Market Ticker. Real Clear Markets. Many pooh-pooh that idea for insurance reasons, but costs savings and improved technology suggest the trend is inevitable. December 2008 (85). November 2008 (78). October 2008 (108).

Real Estate 78

Real Estate Financial Trends Advertising 78

Tom Spencer

AUGUST 13, 2016

Mark Carney, Governor of the Bank of England, issued a statement immediately following the result in which he aimed to calm market sentiment. “The Bank of England stands ready to provide more than 250 billion pounds of additional funds through its normal market operations.” ” What did he mean by this? A few reasons.

Banking 60

Banking Financial Policies Government 60

MishTalk

JANUARY 31, 2015

The Bank of Canada unexpectedly lowered borrowing costs last week for the first time since 2009, saying the move was meant to provide insurance as the slump in crude oil, the nation’s biggest export, weighed on the economy. Insurance" The Bank of Canada called the rate cut " insurance ". Insurance from what?

Insurance 28

Insurance Insurance Banking Data 28

Consultant Ninja

JULY 31, 2009

Like all investments, I find this health insurance bill as a temporary fix for something much much larger. lawsuits, FDA policy, patent protections (longer or shorter), drug re purposing, marketing, etc.) Overall, my biggest criticism of a private / public based insurance system is as follows: 1. Joseph Greiner. Anonymous said.

Consulting 100

Consulting Oliver Wyman Management Insurance 100

MishTalk

AUGUST 21, 2015

WTI last broke $40 to the downside in 2008 but has not had a monthly close below that level dating back to 2004. Floating Oil Carry Trade Review In 2008, hedge funds and other big money stockpiled oil in floating ships in the $30s waiting for a rebound. Brent is near the $45 mark. Analysts say the contango above $6.50

Insurance 28

Insurance Insurance Energy Report 28

MishTalk

DECEMBER 11, 2013

Unless you are part of the tiny portion of humanity that dotes on every utterance of the Federal Open Market Committee, you probably missed an important statement regarding the arcane world of "excess reserves" buried deep in the minutes of its Oct. Unlike the Fed''s main policy tool, the federal-funds rate, the IOER is not market-determined.

Banking 67

Banking Small Business Insurance Insurance 67

CaseInterview.com

APRIL 1, 2020

For context, I asked this exact same question in October 2008 at the start of the Great Recession. Now, let me elaborate on why, despite coronavirus, a drastic drop in many consumer sectors, and stock market values plummeting, I don’t think we will have another Great Depression. We were extremely close to a great depression in 2008.

Banking 119

Banking Insurance Insurance System 119

Tom Spencer

JULY 22, 2013

Kearney’s services include strategy, innovation, sales & marketing, operations, strategic IT, and procurement. In 2008, Booz separated its operations from the U.S. Additional areas of expertise include new financial services channels, technologies and markets, retail financial services, and e-business. Booz & Company.

Oliver Wyman 83

Oliver Wyman Strategy Strategy Strategy& 83

Harvard Business

NOVEMBER 6, 2017

We analyze how the skills of employees relate to young firms’ likelihood of introducing new-to-the-market products or services and how that relationship varies depending on the skills of the founders. Established in 2008, the KfW/ZEW Start-Up Panel is a representative survey of German startups.

Knowledge Base 28

Knowledge Base Training Training Research 28

MishTalk

JANUARY 7, 2016

In this case, China’s large state banks borrowed dollars in the swap market, sold the U.S. currency in the cash spot market and used forward contracts with the central bank to hedge those positions. " May 22, 2008: 2008 Market Oracle : US Treasury Bonds Fast Becoming Certificates of Confiscation.

Banking 28

Banking Journal ROI Financial 28

MishTalk

MAY 29, 2014

As Millennials became a larger and larger share of the marketplace, the idea of “cause marketing” has evolved from a nascent promotional strategy to the key differentiator, not only in deciding what to buy, but who to trust and reward with brand loyalty. Cone’s 2013 survey of over 1,200 U.S.

Survey 78

Survey Banking Study Accenture 78

Harvard Business

JANUARY 12, 2018

Robo-advisors, which were introduced in 2008 , are steadily eating up market share from their human counterparts much the way that Amazon and Netflix have taken share from Walmart and Regal Cinemas. Will robo-advisors disrupt corporate capital allocation the same way they have personal capital allocation? will grow to U.S. $5

Strategy 28

Strategy Strategy Strategy& Consulting 28

Harvard Business

APRIL 14, 2017

For example, our survey, which asked managers of 13 functions, from sales and marketing to procurement and finance, to indicate whether their departments were using AI in 63 core areas, found AI was used most frequently in detecting and fending off computer security intrusions in the IT department. bribes and kickbacks).

Company 44

Company Survey Finance Engineering 44

Harvard Business

JUNE 12, 2017

Is the gender pay gap due to more valuable (but hard to measure) labor market skills that men have or is it due to different “choices” regarding career-versus-family tradeoffs? And what about labor market discrimination against women? But there is far less agreement on why this happens and how the gap can be closed.

Education 28

Education Real Estate Study Data 28

MishTalk

DECEMBER 12, 2015

Ally, whose defunct GMAC Mortgage unit was one of the biggest lenders of subprime mortgages in the run-up to the 2008 housing bust, will inch back into direct home loan originations next year, the bank’s Chief Executive Officer Jeffrey Brown said this week at a Goldman Sachs Group Inc. financial conference in New York. "I

Mercer 28

Mercer Balance Sheet Automotive Banking 28

Harvard Business

MARCH 8, 2017

This initial lack of commercial players and interests was critical — it allowed the formation of a network architecture that shared resources in a way that would not have occurred in a market-driven system. Bitcoin was first created as a response to the 2008 financial crisis. Bitcoin is the killer app for the blockchain.

Media 70

Media Banking Financial System 70

Tom Spencer

MAY 15, 2014

Kearney’s services include strategy, innovation, sales & marketing, operations, strategic IT, and procurement. Additional areas of expertise include new financial services channels, technologies and markets, retail financial services, and e-business. The Birchman Group. Website: thebirchmangroup.com. Frost & Sullivan.

Oliver Wyman 76

Oliver Wyman Strategy Strategy Strategy& 76

Tom Spencer

NOVEMBER 10, 2023

Hedge funds have gained increased attention over the years, with their involvement in financial markets drawing interest from investors, media, and the general public. This relative lack of regulation allows hedge fund managers to implement complex investment strategies and respond quickly to market opportunities.

Strategy 88

Strategy Strategy Strategy& Financial 88

Management Consulted

DECEMBER 6, 2015

As the 2008 banking crisis ensued, Alvarez & Marsal played a pivotal role in liquidating Lehman Brother’s assets while also servicing many other high-profile clients. This added to the firm’s already glowing reputation as they continued to diversify their services and enter new markets. Corporate Governance. Industries. Healthcare.

Interviews 100

Interviews Culture Turnaround Case Interview 100

Harvard Business

APRIL 5, 2017

What if concentrated market power of a few companies in an industry has made these companies more profitable than usual? For instance, Home Depot, despite a painful housing market–led recession, retained most of its hourly workers and their benefits in 2008–2009. Are all share repurchases myopic?

Metrics 31

Metrics Study Cash Flow McKinsey 31

Harvard Business

JANUARY 5, 2018

The chief marketing officers at consumer products companies, the heads of design at luxury apparel companies, and the heads of logistics at large retailers are cases in point. They are not employees; they are contingent workers who are nonetheless vital to an organization’s R&D, marketing, and other key processes.

Talent 28

Talent McKinsey Apparel Sales 28

Tom Spencer

JANUARY 27, 2023

The company has consistently pushed the boundaries of what is possible with EVs, starting with the Tesla Roadster in 2008, the first long-range electric sports car. This was followed by the Model X, a sport utility vehicle with falcon-wing doors, and the Model 3, a more affordable option for mass market appeal.

Energy 88

Energy Sports Media Industry 88

MishTalk

MARCH 2, 2015

It''s destroying the pension industry and in the insurance industry." And in today''s financial markets, we''re, as you mentioned, $2 trillion of euroland paper trades at negative yields, some as much as minus 75 basis points, I think Will Rogers would have to be concerned about both. It destroys business models. GROSS: I do.

System 28

System Policies Insurance Insurance 28

MishTalk

JANUARY 5, 2015

Investors who dismiss present market valuations by reflexively parroting the phrase “lower interest rates justify higher valuations” haven’t thought carefully about the problem or done the math, and that math is just basic arithmetic. [End It’s difficult to entertain both of those facts at once. But it isn’t always good.

Banking 28

Banking Marketing Finance Training 28