The Cyber Insurance Market Needs More Money
Harvard Business
MARCH 10, 2022
Securities could help give insurers the breathing room they need to keep growing — and meet customers’ mounting needs.
Health Economics Part II – Insurance
Tom Spencer
JUNE 22, 2019
In part one of my series about health economics I gave an overview of the drivers of demand in the medical care market. In this post, I will go beyond a general interpretation of demand and give you an in-depth overview of a specific and expensive issue: the rising cost of public liability insurance.
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New Technologies in the Insurance Landscape (Part 3 – Cloud)
Tom Spencer
DECEMBER 1, 2018
For this reason, any reticence the insurance industry showed early on has been replaced with a holistic embrace of trusted cloud platforms. Cloud in the Insurance Sector. Implementing cloud technology into the insurance industry is a positive step towards building a digital insurance landscape. Final Note.
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Figuring Out Your Billing Rate as an Independent Consultant
Successful Independent Consulting
OCTOBER 27, 2023
They don’t know to add a hefty margin to cover things like self-employment tax, business expenses, health insurance, and nonbillable time spent on business administration. Use these sites even if you just left your corporate job because it’s possible your cost-of-living increases didn’t keep up with the market price for your expertise.
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New Technologies in the Insurance Landscape (Part 1 – Artificial Intelligence)
Tom Spencer
OCTOBER 6, 2018
Digital disruption is touching every aspect of the consumer market, including the insurance industry. Traditionally, the insurance industry has lagged behind other sectors in the shift into digital technologies, its business model proving to be remarkably resilient. Artificial Intelligence.
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US Business Guide for Foreign Companies Entering the US Market
Business Consulting Agency
JANUARY 31, 2024
Expanding business operations into the lucrative and dynamic United States market is a strategic move that can yield significant rewards for foreign companies and investment groups. Get started with this US business guide for foreign companies, entering the US market. If more assistance is required, talk to a business consultant.
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Obamacare Design Objective - Force those with insurance onto the exchange
Consultant Ninja
NOVEMBER 14, 2013
The individual market health care exchanges are set up to, in part, enable the the (non-medicaid) poor, sick, and uninsured to get affordable insurance. But for this risk pool to work, you need a bunch of people who can pay insurance and aren''t that sick. No surprise.
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Digital Disruption in the US Small-Business Insurance Market
BCG
APRIL 7, 2016
Insurers know that many small businesses in the US—those with up to 30 workers—will eventually buy insurance directly online. What insurers don’t appreciate is how fast this shift is likely to happen. See the exhibit, “Digital Underwriting Is Taking Off in the US Small-Business Insurance Market.”)
London Insurers Excel at Home but Struggle in Emerging Markets
BCG
MAY 9, 2017
Though solid performance in the fast-growing North American market and in the UK has buoyed London Market insurers, they must improve in emerging markets, reinsurance, workforce diversity, and innovation. Article Tuesday, May 09, 2017.
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40 Building a Digital Technology Foundation in Insurance
BCG
AUGUST 29, 2016
Insurers today face a host of digital to-dos if they want to stay competitive—much less gain an advantage on their peers. It can also necessitate a fundamental overhaul of core insurance systems to digitize end-to-end customer journeys and automate decision making in basic functions such as underwriting and claims handling.
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Motor Insurance 2.0
BCG
OCTOBER 13, 2016
Auto insurers are basking in a false sense of security, seemingly oblivious to the impending decline in market size and the threat of new entrants. Insurers must adapt. Article Thursday, October 13, 2016. In light of the combined threat of these dynamics, incremental change is not an option.
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Driverless Cars Will Change Auto Insurance. Here’s How Insurers Can Adapt
Harvard Business
DECEMBER 5, 2017
There is little doubt that the widespread adoption of autonomous vehicles will have a huge impact on the automobile insurance industry. Since insuring privately owned vehicles is what the auto insurance industry has been all about, insurers have every reason to be concerned about their future growth and profitability.
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Liquidity Insurance
MishTalk
JANUARY 23, 2014
per cent in the 12 months to October, according to Factset, a market data company that compiles a consensus of analysts’ forecasts. Cash Cow Capex Thesis vs. Liquidity Insurance Thesis Nick Nelson has it correct. Much of the cash on hand is nothing but insurance against the same thing happening again.
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How the Financial World Adapts to Climate Change
Tom Spencer
OCTOBER 16, 2021
The value of green bonds traded in the market is projected to skyrocket from around EUR 670 billion in 2020 to EUR 2 trillion by 2023. An interesting new set-up is parametric insurance, where payouts are based on the severity of the trigger event, not on the value of assets actually lost. Resilience Bonds.
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How To Become a Thought Leader by Trusting Your Ideas with Dan Weedin
Consulting Matters
JANUARY 27, 2022
He has been an expert advisor to insurance and risk professionals. He has the rare ability to translate his success in the insurance industry, public speaking, non-profit world, and athletic coaching into applicable and transferable principles that dramatically improve the effectiveness of those business owners and executives he works with.
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Listening to What Chinese Consumers Say About Insurers
BCG
MAY 4, 2016
When Chinese life and auto insurers set their agendas, they should think about how to make their brands more trustworthy, their products and services simpler, and their claims processing faster and more transparent. Their answers provide a map of where insurers can look to gain an advantage. Article Friday, May 06, 2016.
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Consultant Marketing Name Change
Jerry Fletcher
DECEMBER 11, 2021
I came home with a newly strengthened desire to get it done and by fall proceeded to go through all the hoops to get it paid for by insurance. Jerry Fletcher is a sought-after International Speaker, a beBee ambassador, founder and CEO of Z-axis Marketing, Inc. The physical component was knee replacement surgery.
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IMC CHOOSES AON TO EXCLUSIVELY ADMINSTER PROFESSIONAL LIAIBILITY INSURANCE TO ITS MEMBERS
IMC USA
JANUARY 20, 2011
PROFESSIONAL LIAIBILITY INSURANCE TO ITS MEMBERS. January 15, 2011) – Affinity Insurance Services, Inc. , a subsidiary of Aon , along with the Institute of Management Consultants (IMC), announced today that Aon will be the exclusive administrator of its Professional Liability insurance program to IMC’s members. HATBORO, Penn.
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Consultant Marketing Assessments
Jerry Fletcher
MAY 1, 2021
” As I recall, he died one week after buying a million-dollar life insurance policy. Jerry Fletcher is a sought-after International Speaker, a beBee ambassador, founder and CEO of Z-axis Marketing, Inc. The modern assessments are easier for folks to accept being based on behavioral psychology. See Jerry’s new speaker demo reel.
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Wealth Management 101: The Hidden World of Private Banking
Tom Spencer
JUNE 30, 2023
The financial services industry comprises firms that operate across a range of sectors: Asset & Wealth Management, Banking & Capital Markets, and Insurance. In simple terms, asset management firms are the ‘manufacturers’ of investment products (e.g., clients can purchase iShares on the RBC Wealth platform).
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Opportunities Open Up in Chinese Private Health Insurance
BCG
AUGUST 21, 2016
Yue, a 38-year-old mother in Beijing, knows all about the limitations of health insurance in China. Her public insurance allows her to go to public hospitals to get routine care, but those hospitals are crowded and confusing to navigate. Focus Monday, August 22, 2016. After two days, her son’s condition improved.
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Nine Things to Think About Before Taking the Leap to Independent Consulting
Successful Independent Consulting
AUGUST 4, 2022
Supply and demand – Assess the market for your expertise to get an idea of how hard it may be to stand out from the crowd and get work. Benefits – Although health exchanges have made it possible to buy your own insurance, it’s still expensive. If you have to buy your own insurance, will you be able to afford it?
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Why Life Insurers and Asset Managers Must Join Forces to Win
BCG
DECEMBER 15, 2016
Article Thursday, December 15, 2016 Life insurers are feeling the squeeze. Yet that income stream is weakening, as low-risk investment yields dip toward 0% and central banks continue to drain the bond markets. As each side of the business jockeys to promote its own agenda, a life insurer can quickly lose sight of its long-term goals.
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Ten Factors to Consider Before Jumping into Independent Consulting
Successful Independent Consulting
FEBRUARY 12, 2021
Supply and demand – Assess the market for your expertise to get an idea of how hard it may be to find work. Marketability – Were former bosses, colleagues or teammates sad to see you move on to a different department or project? Are you comfortable reaching out to nearly everyone you know to tell them that you’re going out on your own?
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Riders in Alphabet’s Waymo Cars Will Now Be Insured
Harvard Business
DECEMBER 21, 2017
a venture-backed insurance startup, to provide some reassurance against unexpected events for riders who will be testing its upcoming autonomous shuttle service. Trov is pioneering a cutting-edge approach to insurance that’s ideal for ride-sharing because it’s customized for every trip. Alphabet Inc.’s In April 2017,Tr?v
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28 French Farmers Upset Over Falling Prices, Torch Tax and Insurance Offices, Dump Produce
MishTalk
SEPTEMBER 20, 2014
French vegetable farmers protesting against falling living standards have set fire to tax and insurance offices in town of Morlaix, in Brittany. A Russian embargo on some Western goods - imposed over the Ukraine crisis - has blocked off one of their main export markets.
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Video: The Bizarre Reason Your Health Insurance Plan Was Cancelled
MishTalk
SEPTEMBER 22, 2014
Link if video does not play: Why Your Plan Was Cancelled: Health Insurance and the Affordable Care Act. What reason might insurers have to cancel plans? Sitka Pacific is an asset management firm whose goal is strong performance and low volatility, regardless of market direction. So I did some digging. 156.140 Levels of coverage.
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How One Insurance Firm Learned to Create an Innovation Culture
Harvard Business
AUGUST 15, 2017
One company that’s making headway on that goal is CSAA Insurance Group (CSAA IG), one of the insurance companies affiliated with the 55 million-member American Automobile Association (AAA). With almost 4,000 employees, CSAA IG has embarked on a systemic approach to create a pervasive culture of innovation.
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Wealth Management: Building and Protecting Fortunes
Tom Spencer
APRIL 14, 2023
A client’s risk tolerance will tend to increase in proportion to their income and investment experience, and decrease inversely in proportion to their age, family or health problems, number of financial dependents, and market volatility.
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88 How the Insurance Industry Can Push Us to Prepare for Climate Change
Harvard Business
AUGUST 28, 2017
It might seem, then, that private insurance can be of little help in addressing climate change. There’s concern that for-profit insurers won’t want to insure risky properties, and that individuals won’t have the wherewithal to buy insurance plans in the first place. Dating back to at least F.
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Empowering Small Business Growth Through Consulting
Business Consulting Agency
APRIL 8, 2024
This includes market analysis, competitor research, financial planning, and creating sustainable business models that drive profitability and scalability. Marketing and Branding Strategies Effective marketing and branding are essential for small businesses to stand out in competitive markets.
Healthcare Industry — The Rise of Vertical Integration
Tom Spencer
FEBRUARY 2, 2019
For example, an insurance company might take control of hospitals, primary care providers, home services, or community agencies. In early 2018, CVS Health, a provider of retail pharmacies and healthcare stores, acquired Aetna , an insurance company. Advantages & Disadvantages of Vertical Integration.
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Marketing about power and with power
Seth Godin Blog
AUGUST 28, 2017
Often overlooked is the decision every marketer makes about how they will treat the issue of power (asymmetrical or not) in their marketing. Consider insurance. Companies like Allstate don't market themselves as the dominant force in the relationship. Insurance is here to take care of you. here's what's next."
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Anyone Can Succeed - Celebrating 15 Years of Consulting Success with Dan Weedin
Consulting Matters
OCTOBER 30, 2020
Dan Weedin is an author, speaker, consultant, coach, podcaster and founder of Toro Consulting , a firm that specializes in small business growth, particularly in the insurance/risk business. Dan Weedin: Well I'd been an insurance broker for pretty much all of my career. So I had been selling insurance but then I started thinking.
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296 Why the Insurance Industry Can’t Risk Overlooking Artificial Intelligence - SPONSOR CONTENT FROM COGNIZANT
Harvard Business
NOVEMBER 22, 2016
The insurance industry has not been immune to AI’s advancement – whether implementing robo-advisors for investment management (Vanguard and Charles Schwab) or applying AI to insurance and loan underwriting (the Chinese search giant Baidu, which provides enhanced risk assessment capabilities). Assess readiness.
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Making Unbiased Decisions
Tom Spencer
APRIL 18, 2020
Interviewer: Firm A is in the life insurance industry and looking to create different pricing for individuals within the market based on their profiles and would like your help to do so. Thirdly, competitor-based pricing, which involves looking at how much the competition is charging and the product’s relative market position.
Why CEO’s Hire Consultants and Coaches: The REAL Value They Bring with Brad Rex
Consulting Matters
APRIL 13, 2023
Now, they are in network with all the major insurance companies and have a major partnership with Wounded Warrior Project. His company had the idea of counseling people virtually before the pandemic and started by focusing on reducing veteran suicides.
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156 Marketing about power and with power
Seth Godin Blog
AUGUST 28, 2017
Often overlooked is the decision every marketer makes about how they will treat the issue of power (asymmetrical or not) in their marketing. Consider insurance. Companies like Allstate don't market themselves as the dominant force in the relationship. Insurance is here to take care of you. here's what's next."
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The Transformative Power of AI in Business
Tom Spencer
JUNE 9, 2023
This data-driven approach can enhance agility and enable businesses to respond in real time in rapidly changing markets. Armed with these insights, companies can optimize marketing strategies by creating targeted promotions or product bundles to increase cross-selling opportunities, drive higher sales, and increase customer satisfaction.
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Health Insurers Prepare for the Affordable Care Act
1 to 1
JULY 23, 2013
And, as the "2013 Consumer Health Care Market Report" by The Agency Inside Harte-Hanks highlights, many insurers are not yet prepared to handle the projected number of inquiries, either. There’s more… To read the rest of this blog posting click here or visit www.1to1Media.com/weblog. 1to1Media.com/weblog.
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Are Drone, Workerless Ocean Freight Ships Coming? What About Jobs? Insurance? Inflation?
MishTalk
FEBRUARY 27, 2014
Even so, maritime companies, insurers, engineers, labor unions and regulators doubt unmanned ships could be safe and cost-effective any time soon. Sitka Pacific is an asset management firm whose goal is strong performance and low volatility, regardless of market direction. If shippers can pull it off, the cost saving would be immense.
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Fraud or Just Marketing
Martinka Consulting
JULY 2, 2015
What this means is the owner’s salary, medical insurance, cell phone, car, travel, and more are added to profit because these items are “discretionary” not necessary. The bottom line is someone has to run the company and whether it’s the owner or a hired gun they deserve to be paid a fair market salary for that work. Bob Marley.
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How Medicare Advantage Insurers Can Turn the Compliance Function into a Competitive Edge
Strategy+Business
JANUARY 7, 2018
The expected increase of growth and profitability in this highly regulated market will heighten the focus on regulatory compliance. Insurers that hope to thrive in this market must take proactive measures to turn the compliance function into a competitive edge.
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26 How To Pitch A Disruptive Business Plan
Tom Spencer
DECEMBER 9, 2017
Blocksource , the team who won this year’s competition (MedPayRx tied for second place), also pitched a blockchain-based business model – although focusing on a different market niche. The concept of medical cannabis covered under health insurance has just become law in Germany. Justify Your Product-Market Fit. Blockchain 2.0
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