Consultant Ninja

MARCH 31, 2009

A Simple Question about the Credit Markets. Heres my understanding of the current TARP/TARPII/PPIP/etc plans: The major "sick" banks wont lend to businesses, because their balance sheets are tied up with bad assets that they cant sell. But wouldnt that be a better market result than letting the sick banks keep their share?

Balance Sheet 100

Balance Sheet Marketing Banking Consulting 100

Tom Spencer

OCTOBER 26, 2019

Depending on the firm and specific role this case could be very strategic and operational like doing a market entry/growth-type case or very technical (i.e. Increased market share : assuming the two companies are in the same industry, bringing their resources together may result in larger market share.

Balance Sheet 60

Balance Sheet Case Interview Case Study Case Studies 60

Harvard Business

FEBRUARY 26, 2018

In contrast, industrial giant GE’s stock price has declined by 44 % over the last year, as news emerged about its first losses in last 50 years. Why do investors react negatively to financial statement losses for an industrial firm but disregard such losses for a digital firm? Let’s first look at the balance sheet.

Financial 28

Financial Balance Sheet Company Report 28

MishTalk

SEPTEMBER 4, 2014

Question: Mr Draghi, you said that the new measures and the TLTROs will have a sizeable impact on your balance sheet. So all this makes a precise estimate of the impact that these transactions will have on our balance sheet very complicated, especially at the stage when none of these operations have as yet been undertaken.

Balance Sheet 76

Balance Sheet Real Estate Banking Operations 76

Tom Spencer

NOVEMBER 9, 2019

Historically, commercial banking and investment banking functions have been separated by law – these restrictions have since been repealed and larger banks tend to take on capital markets operations due to the complimentary nature of the businesses. In secondary markets, the sales & trading function operates as a market maker.

Banking 12

Banking Industry Balance Sheet Retail 12

Martinka Consulting

MARCH 30, 2020

I won’t be disingenuous by marketing services when most of us are in survival mode so I will make all readers of this newsletter an offer: If you have questions about what to do, how to handle things, need a sounding board, or simply someone to vent with call me for free telephone counsel. Whatever your business is, be doing marketing.

Small Business 40

Small Business Balance Sheet Cash Flow Banking 40

1 to 1

NOVEMBER 16, 2022

After years of immense growth, there are signs of economic headwinds across industries , with higher interest rates, stock market declines, pandemic challenges, labor shortages, global political instability, and more. Firms are becoming more risk-averse and deliberate in their spending plans through the end of the year.

Balance Sheet 26

Balance Sheet ROI Operations Media 26

Harvard Business

OCTOBER 31, 2017

The market panicked. That strengthened investment banks’ balance sheets by forcing them to scale back and to change the nature of the risks they take. This is most apparent in the credit markets, where revenues have shrunk by more than 40% from pre-crisis peaks. HBR Staff/CSA Plastock/Getty Images.

Banking 28

Banking Balance Sheet Financial Finance 28

1 to 1

JULY 29, 2022

Insights into what customers want and need are more important than ever as the economy and market conditions change. TTEC identified the top reasons (intents) customers contact companies across different industries for customer support. Businesses are eager to unlock insights that can help them adapt to change and reengage customers.

Data 29

Data Apparel Automotive Balance Sheet 29

Martinka Consulting

MAY 4, 2018

I recently had discussions with a client who would like to sell to one of his three competitors (given his industry, these are the only logical buyers). One of the first things I do when I see financial statements is check if the year-to-date income on the P&L is the same as the year-to-date income on the balance sheet.

Balance Sheet 53

Balance Sheet Financial Industry System 53

Harvard Business

AUGUST 12, 2016

Most of these companies are private and don’t publish their balance sheets. But when it comes to little-known leaders in their market, Germany has 1,307 “hidden champions,” nine times as many as those two countries combined. Great Britain and France each have more.

Industry 28

Industry Balance Sheet Enterprise Recruiting 28

MishTalk

APRIL 12, 2015

In a recent speech, Mr. Hoenig noted that under American accounting rules, derivative holdings add $300 billion to the balance sheets of five top banks — JPMorgan Chase, Citigroup, Bank of America, Goldman Sachs and Morgan Stanley. This measure is misleading and overstates the strength of these firms’ balance sheets.

Banking 28

Banking Balance Sheet Insurance Insurance 28

Tom Spencer

APRIL 17, 2014

This is not necessarily a problem if the decline was expected because a business is sustained from cashflow, not profit, and long term growth can be pursued through capital appreciation, which shows up on the balance sheet and not on the profit and loss statement. Industry vertical. Product line. Distribution channel.

Sales 104

Sales Balance Sheet Examples Operations 104

MishTalk

DECEMBER 16, 2014

We actually don’t think so – oil is certainly very important for Russia’s economy, but a recent Study of the Russian Economy concludes that the energy industry actually contributes only 16% to total economic output in Russia. See above link for charts on Russia money supply growth and Russia''s central bank balance sheet.

Balance Sheet 72

Balance Sheet Banking Energy Marketing 72

MishTalk

NOVEMBER 27, 2013

Draghiz e: "The test is credible because the ultimate purpose of it is to restore or strengthen private sector confidence in the soundness of the banks, in the quality of their balance sheets" Mish : The test is credible because we say it is. Conclusion: expect another stress-free test.

Balance Sheet 66

Balance Sheet Exercises Banking Government 66

Tom Spencer

NOVEMBER 17, 2018

The MBS market boomed due to a general consensus that property prices would always go up, mortgages were extremely unlikely to fail on a large scale, and the fact that credit rating agencies were willing to give AAA-ratings to the senior slices of CDOs even if the underlying pool of mortgages were all “subprime”.

Financial 60

Financial Banking Balance Sheet Cash Flow 60

Harvard Business

NOVEMBER 22, 2016

The financial services firm USAA prizes its relationships with customers and consistently earns the highest customer loyalty scores in the industry for both its U.S. In the past, marketers have struggled to deliver the higher response rates they need from existing customers — a smaller group than potential new customers.

Balance Sheet 28

Balance Sheet Insurance Insurance Data 28

Harvard Business

NOVEMBER 25, 2016

As the electric power industry shifts from a model where individual local utilities have a monopoly on electricity provision in a region to a much more dynamic market, these prosumers will be able to make and sell a variety of obscure new products and services like frequency regulation. California, Texas, and most of the U.S.

Energy 28

Energy Balance Sheet Efficiency Software 28

Harvard Business

MARCH 30, 2017

In it, the authors, both sociologists, made a compelling argument that, to understand labor market outcomes like inequality, it wasn’t enough to look at the supply and demand for individuals’ skills. However, any discussion of firms and wage inequality must not be limited to discussion of market forces. Related Video.

Marketing 28

Marketing Balance Sheet System Training 28

Martinka Consulting

APRIL 3, 2020

And depending on your industry, it could be a quick rebound or a long, slow process. If you have a line of credit, consider using it to get cash on your balance sheet. Be as large a marketing machine as you can be (as Dan said, you can’t over communicate), especially if you can do it for little or no expense.

Management 40

Management Balance Sheet Training Training 40

MishTalk

NOVEMBER 20, 2015

Of course, there is also persistent overoptimism about earnings growth and stock market expectations. Trucking Industry Entering a Profit-Killing Era of Overcapacity? Trucking Industry Entering a Profit-Killing Era of Overcapacity? So far, the industry does not appear to be doing that. The Fed never sees them coming.

Balance Sheet 28

Balance Sheet Banking Study Policies 28

freshminds

MARCH 20, 2018

However, hopefully these helpful tips can help you adapt your CV and your approach to the job market to let your ‘consulting’ type experience, shine through and make it as inviting as possible for prospective consultancies. Have you worked on quantifiable analytical work, cash flow, balance sheet, P&L etc?

Consulting 54

Consulting How To Balance Sheet Cash Flow 54

MishTalk

JANUARY 28, 2014

Industrial and Commercial Bank of China, the world''s largest bank by assets, said on Thursday that it has no plans to use its own money to repay investors in a troubled off-balance-sheet investment product that it helped to market." Industrial & Commercial Bank of China Ltd. Investors should have taken a hit.

Banking 72

Banking Balance Sheet Productivity Financial 72

Harvard Business

MARCH 1, 2018

How did we get here, and what does it mean for the industry? That deal sent the price of Brent crude oil to above $70 a barrel in January, after the industry that had suffered through $54 per barrel oil on average in 2017. The recent price swings highlight a new era of uncertainty gripping the world’s energy markets.

Cash Flow 38

Cash Flow Transportation Balance Sheet Energy 38

Harvard Business

MAY 28, 2018

Then a new CFO joined the company: Masashi Oka, a financial industry veteran who had played a key role in transforming Mitsubishi UFJ Financial Group-owned Union Bank in the US. They had surged with the rise of digital camera only to peak in 2012, coming back down as smart phones became widely used. What he heard was uncomfortable.

Company 31

Company Balance Sheet Cash Flow Interviews 31

Harvard Business

JUNE 27, 2017

However, even though LEDs are fast becoming the go-to home lighting product because of their long life, energy savings, and precipitous cost decline, LED retrofits in commercial buildings remain a nascent industry, with $63 billion in market value untapped. For example, your company probably doesn’t own its copy machines.

Balance Sheet 34

Balance Sheet Energy System Operations 34

Harvard Business

APRIL 26, 2017

These firms spanned 83 different industries, including the service, high technology, and manufacturing industries. We also accounted for the number of acquisitions in the previous five years (since downsizing often occurs after acquisitions) and industry differences.

Company 28

Company Balance Sheet Resources Financial 28

Tom Spencer

MAY 9, 2020

Money is not really respected in academia, and so most of the attention tends to focus on other topics: the interaction between buyers and sellers, the structure of industries, statistical modelling, the valuation of financial assets, and so on. Since most advanced economies have adopted a freely floating exchange rate (e.g.

System 88

System Banking Government Insurance 88

Harvard Business

JULY 15, 2016

Today, the term increasingly serves as a corporate bogeyman that warns executives of the need to stand up and respond when disruptive developments encroach on their market. Once one of the most powerful companies in the world, today the company has a market capitalization of less than $1 billion. Why did this happen?

Film 28

Film Balance Sheet Chemicals Engineering 28

MishTalk

NOVEMBER 19, 2015

Nonetheless, the long bear market of the 1970s that lasted until 1982 caused valuations of the nifty fifty to fall to low levels along with the rest of the market, with most of the Nifty-Fifty under-performing the broader market averages. That theory was labeled the " Nifty-Fifty ". Oh, how the technology landscape has changed.

Balance Sheet 28

Balance Sheet Marketing Finance Company 28

Harvard Business

OCTOBER 30, 2017

He radically transformed the company from a classic conglomerate that did everything to one that focused on its core industrial businesses. GE made a $4 billion bet on connecting industrial equipment through the internet of things and analytical software with a suite of products called Predix Cloud. YASUYOSHI CHIBA/Getty Images.

Balance Sheet 28

Balance Sheet Financial Journal Company 28

MishTalk

SEPTEMBER 26, 2013

I don''t and neither does Michael Pettis at China Financial Markets. The Financial Times reports China house price surge raises prospect of steps to cool market. Deposit rates are still low and the stock market has been uncooperative. Bulls think China is on the mend. Bullish Arguments. Property Prices Rising.

Real Estate 64

Real Estate Banking Government Balance Sheet 64

MishTalk

JULY 10, 2015

Employment Slack It is my judgment that the lower level of the unemployment rate today probably does not fully capture the extent of slack remaining in the labor market--in other words, how far away we are from a full-employment economy. Indeed, industrial production continued to decline somewhat in April and May.

Policies 28

Policies Balance Sheet Productivity Energy 28

Harvard Business

JULY 14, 2017

Think of platforms and networks in our digital age as the equivalent of electricity and motors in the industrial age. A platform connects providers and users in a multisided market. For most companies intellectual property is something that sits on their balance sheet. Sponsored by DXC Technology. Intellectual capital.

Intellectual Property 28

Intellectual Property Strategy Strategy Strategy& 28

Harvard Business

JULY 12, 2017

While Edward Lloyd is largely credited with commercializing the insurance industry, with the creation of his namesake firm, Lloyd’s, over 330 years ago, the original concept of spreading risk (or “mutualizing”) goes back even further. Rather, they can become early adopters of the technology.

Insurance 40

Insurance Insurance Industry Balance Sheet 40

Tom Spencer

JULY 25, 2021

The justification for the status quo is usually that “all models are wrong, but some are useful” While simplistic assumptions do make for easier math, and can help to predict market outcomes in stylised scenarios, the real world is both complex and dynamic. This may not be the same as maximising profits. Willingness to pay.

Productivity 97

Productivity Balance Sheet Marketing Government 97

MishTalk

JULY 13, 2015

If the USD price of gold rises 5% in a given month, the value of your holdings will rise proportionally; with the inverse concept in a market decline. This makes silver an unattractive element for high velocity payments as we subsidize the storage fee from our own operational balance sheet. Reader Mike Writes.

Banking 28

Banking Insurance Insurance Report 28