MishTalk

DECEMBER 26, 2014

Next year will be a very important year for China because possible strains in the banking system and the intensity with which the reformers present their case will give us a better sense both of how much debt capacity the country retains and of how well positioned Xi Jinping and his allies are to implement the needed reforms.

Banking 71

Banking System Benchmarking Finance 71

Tom Spencer

JANUARY 20, 2023

For example, digital marketing executives would just focus on digital marketing; sales executives on sales for a particular set of products, and so on. Software engineers at Google and investment banking analysts at Goldman Sachs are more well-paid than entry level roles at MBB.

Consulting 88

Consulting Boston Consulting Group Bain Banking 88

MishTalk

DECEMBER 10, 2013

Industrial production in the currency bloc''s second largest economy fell 0.3% Over the three months through October, industrial production was 0.6% Over the three months through October, industrial production was 0.6% The disappointment comes after separate data showed Monday that German industrial production dropped 1.2%

Finance 75

Finance Industry Data Report 75

Harvard Business

OCTOBER 31, 2017

Just over 10 years ago, French bank BNP Paribas froze U.S. There was a run on British bank Northern Rock. Over the next year, many banks fell. Investment bank Bear Stearns collapsed. We expect investment banks to embark on an even more fundamental makeover during the next decade. The New Face of Investment Banks.

Banking 28

Banking Balance Sheet Financial Finance 28

Harvard Business

APRIL 26, 2017

It’s been more than 25 years since Bill Gates dismissed retail banks as “dinosaurs,” but the statement may be as true today as it was then. Banking for small and medium-sized enterprises (SMEs) has been astonishingly unaffected by the rise of the Internet.

Banking 43

Banking Small Business Oliver Wyman Retail 43

Seth Godin Blog

APRIL 4, 2023

If you buy a property for 20% down, with the bank financing the rest, and it goes up in value by just 10%, your profit is 50%. (I’ll If you have a factory and can buy a machine that increases productivity, the money you borrow to pay for that machine creates enough profit that you get to do it again.

Cash Flow 39

Cash Flow Banking Finance Financial 39

MishTalk

OCTOBER 1, 2014

On Tuesday evening, Argentine President Cristina Fernández accused Juan Carlos Fábrega, head of Argentina’s central bank, of " provoking a devaluation of the peso ". In response Head of Argentine Central Bank Quits. The government has meddled in wheat production since 2006 by raising export taxes and setting export quotas.

Banking 69

Banking Benchmarking Government Journal 69

Seth Godin Blog

SEPTEMBER 6, 2023

But running a food bank gets exponentially more difficult when your inputs and outputs increase. There are Big-O problems in marketing, in sales, in customer service, in finance, in production and in compliance. Business models have this baked in. There’s nothing wrong with winging it–until there is.

Conference 42

Conference Finance Banking Sales 42

Tom Spencer

NOVEMBER 22, 2015

There are many new innovations that allow companies to finance purchases creatively in order to meet their goals over the long term. While the interest rates are usually higher than a regular bank loan, the collateral requirements are almost nothing. Online Banking. Finance Tools. Peer Lending. Online Advice.

Financial 60

Financial Finance Banking Tools 60

Tom Spencer

MARCH 17, 2023

This idea has been echoed by some of the most influential figures in the business and finance world, including Professor Michael Porter, Michael Lewis, and Warren Buffett. Investment banks made huge profits along the way, and often knew that these securities were overvalued and going to fail.

Ethics 78

Ethics Financial Cash Flow Real Estate 78

Tom Spencer

JUNE 1, 2019

Large mutual funds have strong relationships with banks, where they are able to pay a trailer fee to bank investment advisors to market their product. In countries with concentrated banking sectors, the banks will have enough scale and cross-selling opportunities to have their own major asset management divisions.

Management 60

Management Retail Banking Benchmarking 60

MishTalk

OCTOBER 27, 2014

Central Banks and the Business Cycle I like it when someone besides a few financial bloggers takes the gloves off and starts asking some hard-hitting questions. Simply put, the central banks for all their huffing and puffing cannot eliminate the business cycle. Only those who believe in voodoo can get a job at a central bank.

Banking 75

Banking Policies Financial Marketing 75

Tom Spencer

MAY 18, 2019

Well, asset managers aim to understand client investment objectives and invest client funds in a variety of financial products and asset classes. Retail asset managers will offer a variety of products including mutual funds, index funds and specialized pools. What does this mean exactly? Asset Management Business Model.

Industry 113

Industry Real Estate Management Retail 113

Tom Spencer

NOVEMBER 9, 2019

The Business of Banking. Banks are intermediaries for capital and hold the risk when supply and demand is not perfectly balanced. Commercial Banking. A bank, on the other hand, can diversify this credit risk and reduce the average cost of vetting each loan by lending to many borrowers. Investment Banking.

Banking 12

Banking Industry Balance Sheet Retail 12

Tom Spencer

JUNE 8, 2019

The growing middle class in China and India means that millions of people are purchasing wealth products, while new millionaires and billionaires are looking for high net worth wealth solutions from private banks such as UBS and Julius Baer. Investing is no longer a rich man’s hobby and people do not have to go through their banks.

Trends 60

Trends Management Banking Government 60

Tom Spencer

JANUARY 19, 2019

In technology and software companies, there are product management (PM) and product marketing management (PMM) roles. They both focus on a product, so how do they divide the tasks that need to be done? So, what happens to other tasks like product strategy? People often ask, what is the difference between the two roles?

Engineering 60

Engineering Productivity Enterprise Marketing 60

Management Consulted

AUGUST 1, 2013

They seized this opportunity to establish a firm that would help firms gain clarity about their business models, products, and clients and then advise them by creating long term strategies. Industrial Products. Retail and Consumer Products. Corporate and Institutional Banking. Retail and Business Banking.

Oliver Wyman 201

Oliver Wyman Interviews Mercer NERA Economic Consulting 201

Harvard Business

APRIL 4, 2016

For populations living so far off the economic grid that traditional banks have never considered them as a source of new business, the availability of mobile technology is lifting the bane of cash dependency and opening a door to the mainstream of the global economy.

Banking 28

Banking Insurance Insurance Financial 28

Tom Spencer

APRIL 29, 2022

The most valuable asset of a business is not its products, cash in the bank, computers, or proprietary data, but its reputation. An MBA also allows you to sharpen your hard skills in areas such as finances, operations, strategy, planning, supply-chain management, and legal. Sharpening your hard business skills. Final thoughts.

Ethics 88

Ethics Case Interview Case Studies Case Study 88

MishTalk

JUNE 18, 2014

The Financial Times investigates China’s precarious shadow banking system. As chief accountant for Yuncheng City Investment, a financing vehicle for the local government, Mr Qiao has played a crucial role in the development of this gritty steelmaking city in central China. The first article in the series is Into the Shadows.

Real Estate 66

Real Estate Banking Enterprise Finance 66

Tom Spencer

JUNE 23, 2023

These companies often have innovative ideas and products but lack the capital and resources to bring them to market. Other firms focus on early-stage funding, where they provide funding to companies that have already developed a product or service but need additional capital to scale their business. What do VC firms do?

Industry 78

Industry Trends Financial Analysis 78

Tom Spencer

MAY 9, 2020

In this short article, we will provide a brief history of today’s global monetary system, explain why central banks aim to produce consumer price inflation, and consider some of the potential consequences. According to the IMF , the US dollar accounts for more than 60% of central bank foreign exchange reserves, worth more than $6.7

System 88

System Banking Government Insurance 88

Tom Spencer

MAY 25, 2019

Asset managers like to have flexibility via risk management and speculative solutions provided by the trading floors of investment banks. As an illustration, a passive asset manager may have a very large AUM, but the fees that they earn on their product may be 10x lower than that of an equity mutual fund. Image: Pexels.

Cash Flow 60

Cash Flow Management Metrics Benchmarking 60

MishTalk

MARCH 30, 2014

Financial stress related to Ponzi financing and other bad debts in China is readily visible in numerous places. One result is China’s Big Banks Double Bad-Loan Write-Offs. That was up 127 per cent from 2012, and the highest since the banks were rescued from insolvency, recapitalised and publicly listed over the past decade.

Policies 73

Policies Real Estate Banking Finance 73

Tom Spencer

DECEMBER 9, 2017

The Maintech Summit at the Frankfurt School of Finance and Management (co-sponsored by Excon , a local start up instigator) is the first real academic-based “shark-tank” environment for disruptive start-ups in Frankfurt. Frankfurt is a major European banking centre, and you can pitch in English! Justify Your Product-Market Fit.

How To 121

How To Insurance Insurance Productivity 121

Martinka Consulting

APRIL 26, 2019

Sixty percent of them delayed their exit by at least two years, as per a study by Sun Trust Bank. Gallup recently released a five-year-long study showing the variance between high and low productivity is 70% attributable to the manager. Synergistic product line firm. Contract manufacturer (of your product). Easy money.

Marketing 40

Marketing PricewaterhouseCoopers Cash Flow Banking 40

MishTalk

DECEMBER 7, 2015

Perverse Central Bank Battle In the perverse central bank battle to defeat price deflation, the central banks are having a rough go of things. Some member states sought production cuts. Saudi Arabia has long insisted it would cut production only if fellow OPEC members and non-OPEC countries joined in.

Banking 28

Banking Energy Report Productivity 28

CaseInterview.com

FEBRUARY 13, 2020

If your VP of engineering wants to do a complete technical redesign of your flagship product, you want to ask. If your VP of finance wants to refinance your line of credit with a different bank, you want to ask. Then I asked, "Do they go to Facebook to learn more about your products?" Notice a theme?). Answer: "No.".

Fashion 68

Fashion Media Tools Sales 68

Management Consulted

NOVEMBER 22, 2015

If you are an undergrad who has been turned down for a summer internship at MBB, going in to finance is your next best bet. In addition, having a finance internship under your belt shows that you’ve got the necessary quant skills to succeed in consulting. For the Pre-MBA level, finance should be your last option.

Consulting 100

Consulting Recruitment Recruiting Finance 100

Tom Spencer

JULY 25, 2020

Gabriel Makhlouf, former Reserve Bank Secretary, gave five major reasons (pdf) why New Zealand had managed to avoid the fate suffered by other advanced economies. These were: Domestic banks had limited exposure to global assets. Flexible exchange rate, product and labour markets. The HPI (Housing Price Index) is already 2.4%

Financial 68

Financial Policies Banking Comparison 68

Martinka Consulting

JULY 7, 2020

Before I get into valuation, here are some other things I expect we’ll see: More seller financing, in fact banks are already indicating they want more seller financing. More buyer cash at closing, banks will shy away from the 10% down from the buyer (SBA loans) and want it at least 15-20% if not more.

Banking 40

Banking Financial Finance Sales 40

Tom Spencer

DECEMBER 17, 2016

Part of the drive for diversity, to be honest, is caused by a failure of women to rise to the top in most large businesses – including the financial services, banking or tech industries, despite a generation (at least) of trying. Beyond this, of course, is a wide range of products that interact with the consumer in different ways.

Banking 60

Banking Financial Industry Finance 60

MishTalk

MAY 14, 2014

Economic data released on Tuesday also included a deceleration in industrial production, with growth in steel and cement output slowing to a crawl. Financial Vulnerabilities in China In its May Financial Stability Report , the Reserve Bank of New Zealand warns about financial vulnerabilities in China.

Real Estate 77

Real Estate Banking Cash Flow Construction 77

MishTalk

SEPTEMBER 14, 2014

For the third time France Warns of Budget Overshoot France has declared it will heavily overshoot its already twice-delayed budget deficit target next year, setting up tough negotiations with European partners previously reluctant to grant Paris more time to bring its public finances within EU limits. Mr Sapin said the deficit would reach 4.3

Finance 71

Finance Banking Government Policies 71

Tom Spencer

MAY 2, 2020

Increasing our stock of productive capital requires a pool of savings. Free market capitalism is about increasing the stock of productive capital over time. Why should we want to increase the stock of productive capital over time? Saving is used to carry purchasing power from one year to the next. use household savings).

Balance Sheet 88

Balance Sheet Government System Finance 88

CaseInterview.com

MARCH 20, 2021

You want your CFO to be infinitely more experienced in finance than you. A couple of weeks ago, Jane became the first woman CEO of Citibank and the first woman CEO of a major Wall Street investment bank.). selling one product at break-even to make money on a wildly profitable cross-sell). It brings in $6 billion in revenue.

Real Estate 84

Real Estate McKinsey Meeting Sales 84

MishTalk

JANUARY 28, 2014

On January 15, Reuters reported China''s ICBC says won''t compensate investors in troubled shadow bank product. Heck, the name of the product itself was a likely indication of trouble. Yesterday morning, the South China Morning Post commented It''s tough, but China must let trust company products fail. Tough Luck?

Banking 72

Banking Balance Sheet Productivity Financial 72