Consultant Ninja

JULY 31, 2009

Management Consultant | Excel Jockey | Slide Monkey | Corporate Insurgent | One-Eyed Man in the Valley of the Blind Mckinsey | Bain | BCG | Booz | Oliver Wyman. Like all investments, I find this health insurance bill as a temporary fix for something much much larger. Management Consulting. skip to main | skip to sidebar.

Consulting 100

Consulting Oliver Wyman Management Insurance 100

MishTalk

NOVEMBER 8, 2013

The Obama administration on Friday will complete a generation-long effort to require insurers to cover care for mental health and addiction just like physical illnesses when it issues long-awaited regulations defining parity in benefits and treatment. We need enforcement,” Mr. Kennedy said in an interview. More on Obamashock! More Obamashock!

Healthcare 74

Healthcare Insurance Insurance Interviews 74

MishTalk

NOVEMBER 23, 2013

Risk of Opting Out In response to Gambling On No Healthcare Insurance: Is it a Good Deal? So if you are without insurance, you''re in big trouble. The bottom line for me is a choice between reducing the amount of my retirement plan contributions by $3,660 per year or going without health insurance and paying the penalty.

Healthcare 76

Healthcare Insurance Insurance Government 76

MishTalk

JULY 11, 2013

Heres the latest: Wegmans, a Rochester-based grocery store has decided to do something beneficial for its part-time employees, stop health care insurance. The Rochester-based grocer that has been continually lauded for providing health insurance to its part-time workers will no longer offer that benefit. December 2008 (85).

Analysis 76

Analysis Trends Real Estate Insurance 76

MishTalk

SEPTEMBER 9, 2014

The cost of insuring the country’s foreign-currency bonds against non-payment soared yesterday by the most since the aftermath of Lehman Brothers Holdings Inc.’s s collapse in 2008 to 14.25 The cost of insuring Venezuela’s debt passed Argentina’s after that country missed a July 30 payment deadline, causing trading to be suspended.

Insurance 72

Insurance Insurance Government Marketing 72

MishTalk

DECEMBER 9, 2013

Self-employed people are not covered by unemployment insurance but we still have to pay into the system. Covered employment was 133,902,387 in December 2008. The slope starts to steepen on spending in the early 2000''s, then spiked in 2008 with the financial crisis." Covered employment is 130,396,096 now, a decline of 3,560,291.

Insurance 64

Insurance Insurance Financial System 64

MishTalk

DECEMBER 8, 2013

Young people, who played a major role in putting President Obama in the White House in 2008 and keeping him there after 2012, now say they would vote to recall the president if given the chance. If you are eligible, how likely are you to enroll in insurance through an exchange? Do you have health insurance? 22% Refused.

Insurance 75

Insurance Insurance Survey Government 75

MishTalk

AUGUST 29, 2014

Until the beginning of this year, I was purchasing my own health insurance under a high deductible plan, that cost nearly $300 per month. Mike "Mish" Shedlock [link] Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management. They are not huge, but they sustain me and my children.

Insurance 77

Insurance Insurance Healthcare Government 77

Harvard Business

OCTOBER 10, 2017

Together with Cass Sunstein, he wrote a book in 2008 called Nudge: Improving Decisions about Health, Wealth, and Happiness , which suggests that there are many opportunities to “nudge” people’s behavior by making subtle changes to the context in which they make decisions — a topic I’ve also explored.

Insurance 52

Insurance Insurance Policies Research 52

MishTalk

JANUARY 31, 2015

The Bank of Canada unexpectedly lowered borrowing costs last week for the first time since 2009, saying the move was meant to provide insurance as the slump in crude oil, the nation’s biggest export, weighed on the economy. Insurance" The Bank of Canada called the rate cut " insurance ". Insurance from what?

Insurance 28

Insurance Insurance Banking Data 28

MishTalk

JULY 31, 2013

11, 2008 — The Mortgage Forgiveness Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence. Generally, these assets are homestead property, insurance products and retirement accounts. December 2008 (85). November 2008 (78). October 2008 (108).

Real Estate 74

Real Estate Case Interview Financial Advertising 74

MishTalk

MAY 24, 2014

The monetary authorities have been groping since 2008 to avoid a second Lehman Brothers, but if happen, "the system will not survive," he warned. The expert was critical of the downside risks caused by the fall in spreads and insurance against default (CDS), as attributes, especially the artificial ECB action.

System 78

System Banking Policies Insurance 78

MishTalk

JULY 2, 2013

Athens and the troika are at odds over an unpopular property tax and a sales tax for restaurants, while a shortfall of more than 1 billion euros has emerged at state-run health insurer EOPYY, meaning automatic spending cuts may have to be agreed to bring it back on an even keel. December 2008 (85). November 2008 (78).

Real Estate 72

Real Estate Financial Advertising Case Interview 72

MishTalk

JUNE 28, 2013

According to Ligon, the only way the FHA can avoid a bailout is to reduce its market share by lowering maximum loan limits to $325,000 over the next four years, raise credit requirements for borrowers, and institute “burden sharing” with loan originators by reducing insurance coverage from the current 100 percent to 50 percent by 2016.

Analysis 74

Analysis Trends Real Estate Case Interview 74

MishTalk

AUGUST 21, 2015

WTI last broke $40 to the downside in 2008 but has not had a monthly close below that level dating back to 2004. Floating Oil Carry Trade Review In 2008, hedge funds and other big money stockpiled oil in floating ships in the $30s waiting for a rebound. Brent is near the $45 mark. Analysts say the contango above $6.50

Insurance 28

Insurance Insurance Energy Report 28

Consultant Ninja

JULY 27, 2009

Management Consultant | Excel Jockey | Slide Monkey | Corporate Insurgent | One-Eyed Man in the Valley of the Blind Mckinsey | Bain | BCG | Booz | Oliver Wyman. overlapping administration costs of insurance companies; advertising costs of new drugs) and decrease the quality of delivery (e.g. Management Consulting. Consulting. (88).

Consulting 113

Consulting Insurance Insurance Oliver Wyman 113

Management Consulted

DECEMBER 6, 2015

One of the things we really love to do here at Management Consulted is answer the questions you have for us. After this first success came a string of high-profile engagements in which Alvarez & Marsal provided advisory and crisis management services to troubled and underperforming entities. Regulatory and Risk Management.

Interviews 100

Interviews Culture Turnaround Case Interview 100

MishTalk

DECEMBER 11, 2013

Not long ago—say, until Lehman Brothers failed in September 2008—banks held virtually no excess reserves because idle cash earned them nothing. Mike "Mish" Shedlock [link] Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management. That''s news because they haven''t loved it before.

Banking 67

Banking Small Business Insurance Insurance 67

MishTalk

AUGUST 5, 2013

Many pooh-pooh that idea for insurance reasons, but costs savings and improved technology suggest the trend is inevitable. Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140).

Real Estate 78

Real Estate Financial Trends Advertising 78

MishTalk

JULY 2, 2013

It’s very easy for a confident-sounding analyst, fund manager or professor to say something on TV that can throw off the best laid plans of investors. If there was ever a time when monetary insurance was needed, it is today. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140).

Trends 63

Trends Analysis Real Estate Financial 63

Tom Spencer

JULY 22, 2013

Bain’s mission is to help management teams create such high levels of economic value that together Bain and its clients can redefine their respective industries. BCG is a global management consulting firm and a leading advisor on business strategy. In 2008, Booz separated its operations from the U.S. Website: bcg.com.

Oliver Wyman 83

Oliver Wyman Strategy Strategy Strategy& 83

Tom Spencer

AUGUST 13, 2016

But this is what Carney was suggesting, “the Bank of England stands ready to provide more than 250 billion pounds of additional funds “ Since the 2008 financial crisis, central banks have increasingly resorted to this new and unconventional policy known as quantitative easing. trillion in financial assets.

Banking 60

Banking Financial Policies Government 60

Consultant Ninja

MARCH 31, 2009

Management Consultant | Excel Jockey | Slide Monkey | Corporate Insurgent | One-Eyed Man in the Valley of the Blind Mckinsey | Bain | BCG | Booz | Oliver Wyman. Isnt also true that providing funds to the sick banks also insures they dont go under? Management Consulting. skip to main | skip to sidebar. Consultant Ninja.

Balance Sheet 100

Balance Sheet Marketing Banking Consulting 100

Tom Spencer

MAY 15, 2014

Nous service lines include business strategy, public policy, leadership & people development, organisational capability, and information management & technology. Bain’s mission is to help management teams create such high levels of economic value that together Bain and its clients can redefine their respective industries.

Oliver Wyman 76

Oliver Wyman Strategy Strategy Strategy& 76

MishTalk

DECEMBER 12, 2015

Ally, whose defunct GMAC Mortgage unit was one of the biggest lenders of subprime mortgages in the run-up to the 2008 housing bust, will inch back into direct home loan originations next year, the bank’s Chief Executive Officer Jeffrey Brown said this week at a Goldman Sachs Group Inc. financial conference in New York. "I

Mercer 28

Mercer Balance Sheet Automotive Banking 28

Harvard Business

JANUARY 12, 2018

Does a robot manage your money? Robo-advisors, which were introduced in 2008 , are steadily eating up market share from their human counterparts much the way that Amazon and Netflix have taken share from Walmart and Regal Cinemas. This would represent between 10% and 15% of total retail financial assets under management.

Strategy 28

Strategy Strategy Strategy& Consulting 28

Management Consulted

OCTOBER 3, 2012

Then, one day, I fortunately came across the Management Consulted website. ” I started dating the Management Consulted website and began loving it. Thanks Team Management Consulted, for opening the gates of my career, and I am sure you will continue to be a guide with a beacon along my journey!”

Consulting 204

Consulting Case Interview Interviews Engineering 204

MishTalk

MAY 29, 2014

Evidence that these attitudes represent a generational shift, not one based simply on age, can be found in a benchmark survey of 1,250 insurance company employees conducted for LifeCourse Associates in 2012. Major Attitude Shift I have been writing about the implications of changing attitudes since at least 2008.

Survey 78

Survey Banking Study Accenture 78

MishTalk

JANUARY 7, 2016

May 22, 2008: 2008 Market Oracle : US Treasury Bonds Fast Becoming Certificates of Confiscation. The flattening of the yield curve will squeeze further the net margins of banks and ROA and ROI of insurers and non-bank financial firms, discouraging lending and risk taking. yield well below 2%, and perhaps below 1.5%

Banking 28

Banking Journal ROI Financial 28

Harvard Business

JULY 17, 2018

In my view, however, the structure and processes of the GE board were poorly designed for effectively overseeing Immelt and his management team. While Welch bequeathed a strong pension plan to GE, he also left the company with a dubious legacy of what is now called earnings management. The average size of U.S.

Cash Flow 28

Cash Flow Finance Financial Company 28

Harvard Business

APRIL 14, 2017

For example, our survey, which asked managers of 13 functions, from sales and marketing to procurement and finance, to indicate whether their departments were using AI in 63 core areas, found AI was used most frequently in detecting and fending off computer security intrusions in the IT department. Could Liberate 50% of Managers' Time.

Company 46

Company Survey Finance Engineering 46

Harvard Business

JANUARY 5, 2018

For example, in 2009 professors Brian Becker, Mark Huselid, and Richard Beatty estimated that in most companies less than 15% of jobs are what they call strategic positions and said management should focus “disproportionate investments” on finding A players for those jobs. Connectors in the middle. High-potential future leaders.

Talent 28

Talent McKinsey Apparel Sales 28

Harvard Business

APRIL 5, 2017

However, firms can efficiently increase margin growth without much revenue growth by managing to squeeze out their fixed costs to service the same level of output. For instance, Home Depot, despite a painful housing market–led recession, retained most of its hourly workers and their benefits in 2008–2009.

Metrics 31

Metrics Study Cash Flow McKinsey 31

Tom Spencer

NOVEMBER 10, 2023

Their Purpose A hedge fund is privately managed investment fund that employs various investment strategies with the aim of generating superior returns, striving to deliver positive returns even in adverse market conditions. The Hedge Fund Business Model Hedge funds obtain investment funds from accredited investors.

Strategy 88

Strategy Strategy Strategy& Financial 88

Harvard Business

OCTOBER 30, 2017

Over a period of years, every GE senior manager would learn the lean startup methodology, and GE would be the showcase for how modern companies use entrepreneurial management to transform culture and drive long-term growth. But first they need to get management of a company to change the existing strategy. Then it wasn’t.

Balance Sheet 28

Balance Sheet Financial Journal Company 28

CaseInterview.com

JANUARY 28, 2019

I spent a lot of time in risk-management-based businesses such as insurance, re-insurnace (the insurance companies used by insurance companies), and subprime lending. The latter happened in 2008 (the cause of the Great Recession and stock market crash). The layperson thinks 2008 was a “bad” year.

Insurance 59

Insurance Insurance McKinsey Finance 59

MishTalk

MARCH 2, 2015

It''s destroying the pension industry and in the insurance industry." It''s destroying the pension industry and in the insurance industry because, you know, basically, their liabilities can''t be -- they can''t be provided for by very low interest rates. It destroys business models. It destroys business models.

System 28

System Policies Insurance Insurance 28