Tom Spencer

MAY 8, 2016

Within an investment bank, the work is split into many roles including investment banking, sales and trading, equity research, risk management, operations, and technology. People in the “sales and trading” division buy and sell financial products. Sales people communicate with investors to sell financial products.

Banking 60

Banking Consulting Comparison Finance 60

MishTalk

JULY 9, 2013

What Has Government Done to Our Money? an hour wages, but only for retailers with corporate sales of $1 billion or more. it is government policies, not salaries that are the problem. Those wishing that government would do something about health care. Blame the Fed and government policies for that problem, not Wal-Mart.

Analysis 75

Analysis Trends Real Estate Financial 75

Management Consulted

AUGUST 28, 2013

With 57 offices worldwide, Booz offers consulting services for top businesses, governments, and organizations. Besides their core competency – advising the federal government and its contractors – maybe this is why we could call them “America’s favorite.” Will Booz be on par with the top 3 someday?”

Interviews 181

Interviews Culture Company Case Interview 181

MishTalk

JULY 16, 2013

What Has Government Done to Our Money? Hormel Cure 81 hams were allegedly on sale for $3.99 Kim notified me "the sale price was $3.99" and it was reflected on the receipt. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140). August 2008 (93). July 2008 (104).

Analysis 75

Analysis Trends Real Estate Financial 75

MishTalk

JULY 31, 2013

What Has Government Done to Our Money? Yet, the yoy rate of real final sales per capita is below 1% for the second quarter in a row, whereas the second quarter annualized rate is near contracting. annualized real final sales per capita rates would have been reported as contracting. December 2008 (85). November 2008 (78).

Trends 74

Trends Analysis Real Estate Financial 74

MishTalk

SEPTEMBER 13, 2014

percent in August from a year earlier - the lowest since 2008 when the economy was buffeted by the global financial crisis - compared with expectations for 8.8 Some analysts believe annual economic growth may be sliding towards 7 percent in the third quarter, putting the government''s full-year target of around 7.5 Retail Sales: +11.9%

Industry 75

Industry Government Retail Policies 75

MishTalk

JULY 30, 2013

What Has Government Done to Our Money? Richmond, California, is backing a plan to buy mortgages in low-income areas for as little as 25 cents on the dollar and may force the sales under eminent domain laws, moving forward with a controversial program that would potentially seize control of home loans from investors. Home Builders.

Real Estate 75

Real Estate Case Interview Financial Advertising 75

MishTalk

JULY 2, 2013

What Has Government Done to Our Money? Athens and the troika are at odds over an unpopular property tax and a sales tax for restaurants, while a shortfall of more than 1 billion euros has emerged at state-run health insurer EOPYY, meaning automatic spending cuts may have to be agreed to bring it back on an even keel. August 2008 (93).

Real Estate 72

Real Estate Financial Advertising Case Interview 72

MishTalk

JULY 4, 2013

What Has Government Done to Our Money? The Chinese government has decided to launch an investigation into the European wine sector with the later intention to apply a punitive tax if necessary, as China authorities accuse wine producers in the European Union (EU) of unfair trade tactics such as dumping and subsidies. August 2008 (93).

Analysis 71

Analysis Trends Real Estate Financial 71

Tom Spencer

JULY 22, 2013

your company, non-profit or government agency is looking for quality strategic advice. McKinsey is a global management consulting firm and trusted advisors to the world’s leading businesses, governments, and institutions. In 2008, Booz separated its operations from the U.S. Government consulting business.

Oliver Wyman 83

Oliver Wyman Strategy Strategy Strategy& 83

MishTalk

JULY 19, 2013

What Has Government Done to Our Money? Philadelphia : 5th Largest City in US is Effectively Bankrupt; Mayor Holds Closed Meeting With Wall Street to Discuss Asset Sales. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140). August 2008 (93). July 2008 (104).

Analysis 78

Analysis Trends Real Estate Financial 78

MishTalk

JULY 23, 2013

What Has Government Done to Our Money? It may be viewed by some as kicking the can down the road, but it may prove to the state that we need a (countywide) sales tax.". December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140). August 2008 (93). July 2008 (104).

Real Estate 77

Real Estate Financial Advertising Case Interview 77

MishTalk

AUGUST 5, 2013

What Has Government Done to Our Money? Anecdotal evidence indicated that increased production, and expansions in sales teams, had compensated for strategic reductions in payroll numbers. Recall that prime minister Shinzo Abe wants taxes to double the sales tax rate from 5% to 10% by 2015 which will further decrease demand.

Real Estate 68

Real Estate Case Interview Financial Advertising 68

MishTalk

JULY 14, 2013

What Has Government Done to Our Money? Clearly the pace of sales is very far below the business plan. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140). August 2008 (93). July 2008 (104). June 2008 (97). May 2008 (73). April 2008 (78).

Banking 76

Banking Analysis Trends Real Estate 76

MishTalk

SEPTEMBER 2, 2015

Reeling from low oil prices, Canada fell into a recession in the first half of the year, government data confirmed Tuesday, putting Conservative Prime Minister Stephen Harper on the defensive in the run-up to October elections. The figures are the weakest since the 2008 global financial crisis. Yesterday, Yahoo!News

Engineering 28

Engineering Data Government Financial 28

MishTalk

JULY 19, 2013

What Has Government Done to Our Money? Instead, it is sitting on a pile of cash worth about $280 million—50% higher than its pile a decade ago, equivalent to one-fifth its annual sales, and more than twice the level required for the firm to be deemed loan-worthy by a bank. December 2008 (85). November 2008 (78).

Real Estate 73

Real Estate Financial Advertising Case Interview 73

MishTalk

AUGUST 7, 2013

What Has Government Done to Our Money? Consumers opened their wallets some more in March, spending an average of $89, reflecting the normally expected seasonal spring increase in sales. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140). August 2008 (93). July 2008 (104).

Trends 72

Trends Analysis Real Estate Financial 72

Organizational Talent Consulting

NOVEMBER 21, 2022

Entropy is a fundamental concept governing life and work. Controlled studies involving leaders across different markets have found a positive correlation between the leader's effectiveness and employee retention, sales, margin, labor costs, and net profit. Measure company results and the preferred company culture. persuasion.

Leadership 64

Leadership Culture Company Study 64

MishTalk

JULY 26, 2014

The Yen was in this general area, at times, in 2004, 2005, 2008, 2009, and 2014. The CHART OF THE DAY shows the value of Japan’s exports is 23 percent below a March 2008 peak, even as those of South Korea, the U.S. This weakness is negative for an economy that suffered a blow to domestic demand from an April sales-tax increase.

Finance 76

Finance Energy Transportation Report 76

Tom Spencer

MAY 15, 2014

your company, non-profit or government agency is looking for quality strategy advice. PJP’s Australian clients come from a diverse range of industries and are typically top 100 listed companies, but a few are large government owned corporations. The firms on the 2014 list are: Nous Group. Pacific Strategy Partners. Crescendo Partners.

Oliver Wyman 76

Oliver Wyman Strategy Strategy Strategy& 76

MishTalk

FEBRUARY 10, 2015

Government Debt Government debt is unsustainably high in some countries. Since 2007, government debt has grown by $25 trillion. These countries want to avoid property-related debt crises like those of 2008. Government debt grew by $25 trillion between 2007 and mid-2014, with $19 trillion of that in advanced economies.

Real Estate 28

Real Estate Government Banking Financial 28

MishTalk

AUGUST 4, 2013

What Has Government Done to Our Money? Initial industry monitoring of digital advertising revenue for some magazine iPad versions found that sales increased about 25% in the first half of 2013. A major drop-off in ad pages occurred from 2008 to 2009 (17%.) December 2008 (85). November 2008 (78). October 2008 (108).

Advertising 68

Advertising Real Estate Financial Case Interview 68

MishTalk

JUNE 25, 2014

Sales of American Eagle gold coins by the U.S. Mint totaled 252,500 ounces this year, 60 percent less than in the first six months of last year and the lowest for the period since 2008, data on its website show. government data show. Mint sales are down 60% and hedge funds holding futures holdings are down 52%.

Analysis 66

Analysis Survey Exercises Sales 66

Tom Spencer

MAY 31, 2012

BCG specialises in business strategy and draws most of its clients from the 500 largest corporations worldwide, as well as working with smaller companies, non-profit organisations and government agencies. BAH has its main area of expertise in strategy and technology consulting, working in both the commercial and government sectors.

Oliver Wyman 122

Oliver Wyman Strategy Strategy Strategy& 122

MishTalk

JANUARY 29, 2015

CPI - Urban Consumers - All Items - Percent Change From Year Ago As measured by consumer prices, inflation went negative from December 2008 until October 2009. Mish Food Shopping Experience From approximately 2000 until 2010 or perhaps 2011, the sale price of prime rib was $4.99 Now the sale price is $7.99 Not on sale?

Sales 28

Sales Trends Analysis Finance 28

MishTalk

JUNE 29, 2013

What Has Government Done to Our Money? The Fed, we would argue, is too cyclically oriented, focusing substantially on housing prices and car sales. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140). August 2008 (93). July 2008 (104). June 2008 (97).

Analysis 70

Analysis Trends Real Estate Financial 70

Asamby Consulting

JUNE 2, 2022

Due to the ongoing efforts of governments to delay inflation and a recession since 2008, we are experiencing an overlap of one phase ending and a new phase beginning (see graphic 1). In addition, the positive effect of culture on […] sales were mediated by customer satisfaction.”

Culture 59

Culture Ethics Data Small Business 59

Consultant Ninja

MARCH 31, 2009

The government will buy those assets, freeing up the major banks to loan again to businesses. I realize that is a gross simplification, but if the gist is right, it leads me to a simple observation: Why doesnt the government just give long-term loans to the healthy banks (building up their balance sheets) so that they can loan to businesses?

Balance Sheet 100

Balance Sheet Marketing Banking Consulting 100

CaseInterview.com

APRIL 7, 2020

I made the case (that I still stand by) that a collapse of the consumer banking system (in the 1930s) and the investment banking system (in 2008) would not be reasons why our current economy would go into a depression. Government has published a list of essential industries. Here’s an example.

Case Interview 76

Case Interview Trends Industry Interviews 76

MishTalk

FEBRUARY 3, 2015

Varoufakis said the government would no longer call for a headline write-off of Greece’s €315bn foreign debt. But the ECB is unwilling to approve the debt sale. Link if video does not play: Wayne''s World at the 2008 MTV Movie Awards. The Greek plan relies fully on the ECB,” said another eurozone official briefed on the talks.

Engineering 28

Engineering Marketing Finance Banking 28

MishTalk

JANUARY 27, 2014

Retail Sales Cost-Cutting, Competition, and Cannibalization Numerous retailers are cutting employees. In " Retail Sales Cannibalization " I noted "Brewer aims to better compete with brick-and-mortar rival Costco as well as to take on online membership clubs like Amazon Prime service. residential sales in December, up from 38.1

Banking 78

Banking Retail Healthcare Sales 78

Harvard Business

OCTOBER 6, 2016

The post-scandal scrutiny of Wells Fargo’s culture has so far focused on the high-pressure sales environment that drove employees to create as many as two million fake accounts. The bank has since fired 5,300 employees for the illegal behavior and eliminated retail bank sales goals entirely. But the fallout is far from over.

Leadership 31

Leadership Banking Ethics Culture 31

Tom Spencer

SEPTEMBER 29, 2011

Booz, Booz & Co broke away from Booz Allen Hamilton in 2008. BCG specialises in business strategy and draws most of its clients from the 500 largest corporations worldwide, as well as working with smaller companies, non-profit organizations and government agencies. For governments, it means working on national economic development.

Oliver Wyman 107

Oliver Wyman Strategy Strategy Strategy& 107

MishTalk

MARCH 12, 2015

Debt matters - $30 Trillion – up $9 trillion since 2008 Debt is 200-300% of GDP counting Shadow Banks. Local governments force mills to open because smelters cannot make payments, banks have NPLs. Urbanization Local government officials hold nearby land with an incentive to get people to move in. The rest is time well spent.

Banking 28

Banking Government Video Financial 28

Harvard Business

OCTOBER 22, 2018

Consider Tesla: before Elon Musk became CEO in 2008, the electric car company had delivered fewer than 200 cars and was running out of cash. Governance expert Ram Charan considers executive sessions the most important recent innovation in corporate governance.

Company 30

Company Government Meeting Talent 30

MishTalk

APRIL 29, 2015

US Recession The US won't decouple, just as China did not decouple from the global economy in 2008-2009 (a widely-held thesis I also knocked at the time). Real final sales of domestic product -- GDP less change in private inventories -- decreased 0.5 Imports, which are a subtraction in the calculation of GDP, increased.

Trends 28

Trends Government Energy Report 28

MishTalk

DECEMBER 11, 2013

Not long ago—say, until Lehman Brothers failed in September 2008—banks held virtually no excess reserves because idle cash earned them nothing. So when it says that "most" members of its policy committee think a change "could be worth considering," that''s almost like saying they love the idea. But today they hold a whopping $2.5

Banking 67

Banking Small Business Insurance Insurance 67