Tom Spencer

JULY 22, 2013

your company, non-profit or government agency is looking for quality strategic advice. McKinsey is a global management consulting firm and trusted advisors to the world’s leading businesses, governments, and institutions. In 2008, Booz separated its operations from the U.S. Government consulting business.

Oliver Wyman 83

Oliver Wyman Strategy Strategy Strategy& 83

MishTalk

JULY 9, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? an hour wages, but only for retailers with corporate sales of $1 billion or more. it is government policies, not salaries that are the problem. Those wishing that government would do something about health care.

Analysis 75

Analysis Trends Real Estate Financial 75

MishTalk

JULY 23, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? Scranton taxpayers could face a 117 percent increase in taxes next year as the citys finances continue to spiral out of control. December 2008 (85). November 2008 (78). October 2008 (108). July 2008 (104).

Real Estate 77

Real Estate Financial Advertising Case Interview 77

MishTalk

JULY 2, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? If they fail, the International Monetary Fund might have to withdraw from the 240 billion euro ($313 billion) bailout to avoid violating its own rules, which require a borrower to be financed a year ahead. December 2008 (85).

Real Estate 72

Real Estate Financial Advertising Case Interview 72

MishTalk

JULY 26, 2014

The Yen was in this general area, at times, in 2004, 2005, 2008, 2009, and 2014. The CHART OF THE DAY shows the value of Japan’s exports is 23 percent below a March 2008 peak, even as those of South Korea, the U.S. This weakness is negative for an economy that suffered a blow to domestic demand from an April sales-tax increase.

Finance 76

Finance Energy Transportation Report 76

MishTalk

JULY 16, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? Hormel Cure 81 hams were allegedly on sale for $3.99 Kim notified me "the sale price was $3.99" and it was reflected on the receipt. December 2008 (85). November 2008 (78). October 2008 (108).

Analysis 75

Analysis Trends Real Estate Financial 75

MishTalk

JULY 31, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? Yet, the yoy rate of real final sales per capita is below 1% for the second quarter in a row, whereas the second quarter annualized rate is near contracting. December 2008 (85). November 2008 (78). May 2008 (73).

Trends 74

Trends Analysis Real Estate Financial 74

MishTalk

JULY 14, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? Clearly the pace of sales is very far below the business plan. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140). August 2008 (93). July 2008 (104).

Banking 76

Banking Analysis Trends Real Estate 76

MishTalk

JULY 4, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? And that is bad news for an industry whose sales in their home markets is already complicated by the financial crisis. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140).

Analysis 71

Analysis Trends Real Estate Financial 71

MishTalk

FEBRUARY 3, 2015

Smart Debt Engineering The markets are giddy today over a Plan to End Debt Standoff released yesterday by Greek finance minister, Yanis Varoufakis. Varoufakis said the government would no longer call for a headline write-off of Greece’s €315bn foreign debt. But the ECB is unwilling to approve the debt sale.

Engineering 28

Engineering Marketing Finance Banking 28

Tom Spencer

MAY 15, 2014

your company, non-profit or government agency is looking for quality strategy advice. PJP’s Australian clients come from a diverse range of industries and are typically top 100 listed companies, but a few are large government owned corporations. The firms on the 2014 list are: Nous Group. Pacific Strategy Partners. Crescendo Partners.

Oliver Wyman 76

Oliver Wyman Strategy Strategy Strategy& 76

MishTalk

JULY 19, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? Philadelphia : 5th Largest City in US is Effectively Bankrupt; Mayor Holds Closed Meeting With Wall Street to Discuss Asset Sales. December 2008 (85). November 2008 (78). October 2008 (108). May 2008 (73).

Analysis 78

Analysis Trends Real Estate Financial 78

MishTalk

FEBRUARY 10, 2015

Government Debt Government debt is unsustainably high in some countries. Since 2007, government debt has grown by $25 trillion. Some of this debt, incurred with the encouragement of world leaders to finance bailouts and stimulus programs, stems from the crisis. China China’s debt has quadrupled since 2007.

Real Estate 28

Real Estate Government Banking Financial 28

MishTalk

AUGUST 5, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? Anecdotal evidence indicated that increased production, and expansions in sales teams, had compensated for strategic reductions in payroll numbers. December 2008 (85). November 2008 (78). October 2008 (108).

Real Estate 68

Real Estate Case Interview Financial Advertising 68

Harvard Business

JULY 17, 2018

The Board Had No Finance Committee. GE’s board had another major structural defect: It lacked a finance committee. As I have explained elsewhere , a finance committee is critical for a board in complex public companies like GE, which are involved in a broad range of retirement plans, stock buybacks, and large acquisitions.

Cash Flow 28

Cash Flow Finance Financial Company 28

MishTalk

JULY 19, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140). August 2008 (93). July 2008 (104). June 2008 (97). May 2008 (73). April 2008 (78).

Real Estate 73

Real Estate Financial Advertising Case Interview 73

Tom Spencer

MAY 31, 2012

BCG specialises in business strategy and draws most of its clients from the 500 largest corporations worldwide, as well as working with smaller companies, non-profit organisations and government agencies. BAH has its main area of expertise in strategy and technology consulting, working in both the commercial and government sectors.

Oliver Wyman 122

Oliver Wyman Strategy Strategy Strategy& 122

MishTalk

AUGUST 7, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? Consumers opened their wallets some more in March, spending an average of $89, reflecting the normally expected seasonal spring increase in sales. December 2008 (85). November 2008 (78). October 2008 (108).

Trends 72

Trends Analysis Real Estate Financial 72

Tom Spencer

SEPTEMBER 29, 2011

Applied Value offers strategy, finance, and operations management services. 30/F, One International Finance Centre. Booz, Booz & Co broke away from Booz Allen Hamilton in 2008. McKinsey is a global management consulting firm, and trusted advisor to the world’s leading businesses, governments, and institutions.

Oliver Wyman 107

Oliver Wyman Strategy Strategy Strategy& 107

MishTalk

AUGUST 4, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? Initial industry monitoring of digital advertising revenue for some magazine iPad versions found that sales increased about 25% in the first half of 2013. A major drop-off in ad pages occurred from 2008 to 2009 (17%.)

Advertising 68

Advertising Real Estate Financial Case Interview 68

MishTalk

JANUARY 29, 2015

CPI - Urban Consumers - All Items - Percent Change From Year Ago As measured by consumer prices, inflation went negative from December 2008 until October 2009. Food An article on Yahoo Finance on January 16 caught my eye and I bookmarked it: Yes, you ARE paying more for food. Now the sale price is $7.99 Not on sale?

Sales 28

Sales Trends Analysis Finance 28

MishTalk

JANUARY 27, 2014

Today''s information technology allows a multinational company to position research, marketing, finance and managerial jobs to anywhere. Retail Sales Cost-Cutting, Competition, and Cannibalization Numerous retailers are cutting employees. Both manufacturing blue-collar jobs and most white-collar jobs have become global. Wal-Mart, J.C.

Banking 78

Banking Retail Healthcare Sales 78

MishTalk

JUNE 29, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? The Fed, we would argue, is too cyclically oriented, focusing substantially on housing prices and car sales. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140).

Analysis 70

Analysis Trends Real Estate Financial 70

Management Consulted

OCTOBER 3, 2012

What I found particularly fascinating was the number of variables that needed to be taken into account while making strategic decisions on governance, production or any other function. When I started out in the program, I quickly realized I was never cut out for finance or accounting. That’s how I become interested in consulting.”

Consulting 204

Consulting Case Interview Interviews Engineering 204

Harvard Business

OCTOBER 6, 2016

The post-scandal scrutiny of Wells Fargo’s culture has so far focused on the high-pressure sales environment that drove employees to create as many as two million fake accounts. The bank has since fired 5,300 employees for the illegal behavior and eliminated retail bank sales goals entirely. But the fallout is far from over.

Leadership 31

Leadership Banking Ethics Culture 31

MishTalk

DECEMBER 11, 2013

Not long ago—say, until Lehman Brothers failed in September 2008—banks held virtually no excess reserves because idle cash earned them nothing. Only 2% of small businesses complain about financing. That''s news because they haven''t loved it before. But today they hold a whopping $2.5

Banking 67

Banking Small Business Insurance Insurance 67

MishTalk

JUNE 26, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? They cite jewelry, mining production, central bank sales, and all sorts of other irrelevant factors in their analysis. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140).

Real Estate 69

Real Estate Financial Case Interview Banking 69

MishTalk

JULY 22, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? In the end it always comes down to even more government control over our lives. Another problem is corporations frequently buy favors from government to gain unfair advantages over their competition. December 2008 (85).

Analysis 66

Analysis Trends Real Estate Advertising 66

Harvard Business

JULY 12, 2017

Cross-border flows of digitally transmitted data have grown manifold, accounting for more than one-third of the increase in global GDP in 2014, even as the free-flow of goods and services and cross-border capital have ebbed in the aftermath of the 2008 recession. ” In many countries, several websites or digital companies are blocked.

Methodologies 28

Methodologies Policies Government Data 28

Kates Kesler

JUNE 11, 2014

He installed heavy-weight market leaders in key growth markets (much as GE has done) to bring management attention to market development, commercial capability, and relationships with government entities. The important lesson: don’t let the discussion around governance degenerate into a debate over centralized vs. decentralized organization.

Apparel 82

Apparel Healthcare Enterprise Chemicals 82

MishTalk

JULY 18, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? Taxpayers should be fed up with ever-escalating property taxes, sales taxes, and fees to pay ridiculous retirement plans for unappreciative public union employees, especially police, fire, and teachers unions. July 2008 (104).

Analysis 77

Analysis Trends Real Estate Financial 77

MishTalk

JULY 29, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? Almost forty years later and having supervised the municipal trading/sales and banking areas at four different investment banks I still am on the watch for the green bugs in the milo. December 2008 (85). June 2008 (97).

Real Estate 69

Real Estate Insurance Insurance Financial 69

MishTalk

JULY 20, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. What Has Government Done to Our Money? sale and spread of drone technology by the U.S. governments tyrannize their citizens, and the dangers of Americas. government. Even the much-maligned Iranian government received nuclear technology from the CIA.

Real Estate 77

Real Estate Financial Advertising Policies 77

MishTalk

JANUARY 3, 2014

Trillion Yuan in Audit The Washington Post notes "Local debt now equals about 33 percent of China’s gross domestic product, up from about 10 percent in 2008 and almost nothing in 1997." Ironically, Merkel immediately followed up with " The German government would not tolerate a weakening of German industry or job losses ".

Conference 74

Conference Banking Government Balance Sheet 74