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Retail Bank Operational and Digital Leaders Reap the Rewards

BCG

BCG’s Retail-Banking Excellence benchmarking study (REBEX) profiles the operational and digital practices and performance of 20 of the world’s leading retail banks, a group of 40 institutions chosen for their size and the strength of their capabilities. At the heart of the benchmarking are core operational metrics.

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WalMart Margins Set to Plunge? Will Rest of Retail Follow? What About Jobs?

MishTalk

Retail sales reports on Wednesday have me thinking about the strength of the economy, commercial construction, jobs, and profit margins. Let''s start with a look at retail sales. Retail Sales Falter Amid Signs of Global Slowdown. Similarly, Bloomberg reports Weaker Retail Sales Signal Smaller Spending Boost.

Retail 71
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Asset Management – Client Segmentation (Part 3 of 4)

Tom Spencer

Retail Wealth Management. Retail investors are everyday investors without much buyer power. Generally, retail investors are individual investors with liquid investable assets of less than $1 million – although the allure of a more bespoke investment counsel is not compelling until $5 million.

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Bank Profitability: Decoding the Income Statement

Tom Spencer

Bank’s Income Statement It’s important to note that banks have diverse product offerings and client types, and the reporting of business lines such as retail banking, wholesale banking, and wealth management can vary between different banks. The interest rate set by the central bank serves as a benchmark or reference rate for banks.

Banking 88
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Asset Management – Valuation (Part 2 of 4)

Tom Spencer

The type of client that the firm services will also affect this metric – a firm that deals primarily with retail clients will charge much larger fees on their AUM than a firm that deals with institutional clients. The outperformance of the asset manager versus its benchmark – which can be looked at as alpha generated. Image: Pexels.

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Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

When analyzing the profitability and valuation of banks, it is crucial to consider them in conjunction with other relevant factors and benchmarks to gain a more comprehensive understanding of the financial performance. Concluding Thoughts It is important to note that these financial metrics should not be evaluated on a standalone basis.

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Banking on Digital Simplicity

BCG

Despite a tentative financial recovery, the retail-banking industry faces unrelenting, disruptive challenges. That mandate for digital simplicity is the central insight emerging from the research behind this sixth edition of BCG’s annual Global Retail Banking report. Report Tuesday, May 10, 2016.

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