article thumbnail

Wealth Management 101: The Hidden World of Private Banking

Tom Spencer

The financial services industry comprises firms that operate across a range of sectors: Asset & Wealth Management, Banking & Capital Markets, and Insurance. Wealth Management vs Asset Management Many people interchangeably use the term asset and wealth management.

Banking 78
article thumbnail

Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

In the previous article , we looked at how banks make money and how they must meet capital requirements. In this article, we will explore the importance of profitability ratios and valuation metrics that are crucial when analyzing banks. We will examine each in turn. That is, net interest income divided by assets.

Metrics 88
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Bank Profitability: Decoding the Income Statement

Tom Spencer

How do banks make money? What is a bank really worth? Firstly, by outlining the major items on a bank’s income statement, and then by discussing key ratios that are commonly used to measure profitability and to estimate the market value for banks. Where does this money ultimately go?

Banking 88
article thumbnail

Podcast Interview on Behavioral Investing: Managing the Emotions Behind Our Decisions

Steve Shu Consulting

a subsidiary of M&T Bank (NYSE: MTB) as part of his podcast series, Capital Conversations. So while investment markets are not currently very volatile, it is a good time for many people to get a fresh start and re-assess their situations. Behavioral Investing—Managing the Emotions Behind our Decisions.

article thumbnail

Creating US Market Success

Business Consulting Agency

market can be overwhelming without the right guidance. Consulting services, specifically US market entry consulting, are instrumental in assisting investors, companies, and entrepreneurs in this endeavor. Creating US market success with the help of local professionals through consulting services. operations. operations.

article thumbnail

Marketing Tips and Tools for your Internship

Tom Spencer

Marketing is an incredibly important function of any growing business. Marketing is generally the initial point of contact in a customer’s purchasing journey. In this article, I would like to share a few tangible pieces of advice that may benefit you if you are planning to jump into a marketing related venture.

Tools 88
article thumbnail

Companies Entering US Market Get Aid

Business Consulting Agency

To successfully enter and thrive in the US market, many foreign firms turn to business consulting services and consultants. In this article, we will explore how these services play a crucial role in facilitating market entry for foreign companies, backed by facts and statistics. are more likely to survive and thrive in the market.