article thumbnail

Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

In the previous article , we looked at how banks make money and how they must meet capital requirements. In this article, we will explore the importance of profitability ratios and valuation metrics that are crucial when analyzing banks. We will examine each in turn. That is, net interest income divided by assets.

Metrics 88
article thumbnail

Bank Profitability: Decoding the Income Statement

Tom Spencer

How do banks make money? What is a bank really worth? Firstly, by outlining the major items on a bank’s income statement, and then by discussing key ratios that are commonly used to measure profitability and to estimate the market value for banks. Where does this money ultimately go?

Banking 88
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Investment Banking 101: Understanding the Industry

Tom Spencer

Investment banking forms part of the financial services industry involved in the underwriting, distribution, and trading of securities. What Investment Bankers Do There are several key roles within investment banking, including corporate finance, sales and trading, and research.

Banking 88
article thumbnail

Wealth Management 101: The Hidden World of Private Banking

Tom Spencer

The financial services industry comprises firms that operate across a range of sectors: Asset & Wealth Management, Banking & Capital Markets, and Insurance. In simple terms, asset management firms are the ‘manufacturers’ of investment products (e.g., clients can purchase iShares on the RBC Wealth platform).

Banking 78
article thumbnail

How to Win Consulting Clients Fast!

David A Fields

Which marketing vehicles will help you most when you’re in a hurry? Winning clients is a bit like securing a loan: if you already have a lot in the bank, it’s easier to get more. Your consulting firm need clients fast. As in right now. In fact, yesterday would be preferable.

article thumbnail

Goldman Sach’s Marcus Consumer Banking Unit has Struggled…

Wakeman Consulting Group: Dave's Blog

What is interesting is the struggles of Marcus, Goldman’s consumer facing bank face. ” Goldman is an investment bank. Consumer banking is an entirely different thing. Not having a background in consumer banking, Goldman had to acquire GreenSky® as a way to accelerate their entry into the consumer market.

Banking 40
article thumbnail

Creating US Market Success

Business Consulting Agency

market can be overwhelming without the right guidance. Consulting services, specifically US market entry consulting, are instrumental in assisting investors, companies, and entrepreneurs in this endeavor. Creating US market success with the help of local professionals through consulting services. operations. operations.