Remove Benchmarking Remove Operations Remove Policies Remove Strategy
article thumbnail

Inflation: Understanding its Impact on the Economy

Tom Spencer

This article explores the nature of inflation, delving into its impact on different socioeconomic groups, the balance between inflation and unemployment, and the historical theories that have shaped monetary and fiscal policy decisions. Most mainstream economists have a strong aversion to deflation.

Policies 147
article thumbnail

Bank Profitability: Decoding the Income Statement

Tom Spencer

A bank’s income statement can be simplified into five main line items: Net interest income Non-interest income Operating expenses Provision for credit losses (PCL) Tax Image 1: Illustrative example of a bank’s income statement Source: CIBC’s 2022 Annual Report 1. The biggest swing in operating expenses is likely to be variable compensation.

Banking 88
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Quote Your Consulting Billing Rate with Confidence

Successful Independent Consulting

Benchmark so you know your rate is reasonable. I said I could do an assessment, strategy, and plan in three to four weeks and my rate was $225 an hour. It’s a matter of what they’re used to and their operating margins. As a business owner, right now make up your mind that it is your policy not to discount your rate.

article thumbnail

Strategy and general business consulting firms in Australia

Tom Spencer

Strategy and general business consulting firms in Australia 2012. THE list of strategy and general business consulting firms is part of the full list of consulting firms in Australia : Tier One – Global. Pacific Strategy Partners. Bain operates in 47 offices across 30 countries. Definitions. Helpful Links.

article thumbnail

Why CEOs Can’t Dance Redux

Rick Conlow

They operate in a bubble and do not attend the party. These means they are not good at one-on-one conversations, cultural sensitivity, listening, team building, managing their emotions, managing conflict, or communicating vision and strategy clearly. Too many do not dance because they have lost touch with reality.

article thumbnail

An Insight into Special Services: Transfer Pricing

Tom Spencer

For multinational corporations operating in multiple jurisdictions and tax regimes, however, transfer pricing offers an opportunity for tax-optimisation. Firms do this mainly by searching for companies with similar profiles, and benchmarking prices against those used in the broader market. This is the strategy followed by Apple.

article thumbnail

2014 List of Strategy Consulting Firms in Sydney

Tom Spencer

The definitive 2014 List of Strategy Consulting Firms in Sydney. Below is our 2014 list of strategy consulting firms in Sydney. This list will be of interest to you if you live in Sydney (or you would like to live in Sydney), and: you want to become a strategy consultant, or. Pacific Strategy Partners. Source: Flickr ).