MishTalk

JULY 31, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. Tax Collections, Retail Sales Prove Otherwise. Spains Retail Sales Decline 36th Month. Reuters reports Spains retail sales slump stretches to three years, hampering recovery. Calendar-adjusted retail sales fell 5.1

Analysis 70

Analysis Trends Real Estate Financial 70

MishTalk

JULY 26, 2014

The Yen was in this general area, at times, in 2004, 2005, 2008, 2009, and 2014. Japan Left Behind Bloomberg reports Japan’s Export-Champ Days Are Left Behind. The CHART OF THE DAY shows the value of Japan’s exports is 23 percent below a March 2008 peak, even as those of South Korea, the U.S. Richter reports.

Finance 76

Finance Energy Transportation Report 76

MishTalk

AUGUST 7, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. Self-Reported Spending Flat Since May". self-reported daily consumer spending was $89 in July, unchanged from the $90 of June and May. Trend in Self-Reported Spending. Dollar Collapse News on the Dollar's Death Spiral.

Trends 72

Trends Analysis Real Estate Financial 72

MishTalk

JULY 31, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. Yet, the yoy rate of real final sales per capita is below 1% for the second quarter in a row, whereas the second quarter annualized rate is near contracting. Had the deflator been reported at the rate in Q1, the yoy and 2-qtr.

Trends 74

Trends Analysis Real Estate Financial 74

MishTalk

JULY 23, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. Scranton taxpayers could face a 117 percent increase in taxes next year as the citys finances continue to spiral out of control. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140).

Real Estate 77

Real Estate Financial Advertising Case Interview 77

MishTalk

JULY 14, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. Here are some excerpts (translated) from GurusBlog report Havoc in the Bad Bank (SAREB). Clearly the pace of sales is very far below the business plan. December 2008 (85). November 2008 (78). October 2008 (108).

Banking 76

Banking Analysis Trends Real Estate 76

MishTalk

JULY 30, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. Bloomberg reports Richmond Escalates Eminent Domain Plan With Loan Offers. and DoubleLine Capital LP and at least 18 trade groups representing the finance industry, homebuilders and real estate firms. Minyanville Business and Market News.

Real Estate 75

Real Estate Case Interview Financial Advertising 75

MishTalk

JULY 16, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. Hormel Cure 81 hams were allegedly on sale for $3.99 Kim notified me "the sale price was $3.99" and it was reflected on the receipt. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140).

Analysis 75

Analysis Trends Real Estate Financial 75

MishTalk

JULY 2, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. Reuters reports Greece Has Three Days to Deliver Reforms or Face Consequences. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140). August 2008 (93). July 2008 (104).

Real Estate 72

Real Estate Financial Advertising Case Interview 72

Harvard Business

JULY 17, 2018

The Board Had No Finance Committee. GE’s board had another major structural defect: It lacked a finance committee. As I have explained elsewhere , a finance committee is critical for a board in complex public companies like GE, which are involved in a broad range of retirement plans, stock buybacks, and large acquisitions.

Cash Flow 28

Cash Flow Finance Financial Company 28

MishTalk

AUGUST 5, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. Anecdotal evidence indicated that increased production, and expansions in sales teams, had compensated for strategic reductions in payroll numbers. December 2008 (85). November 2008 (78). October 2008 (108). July 2008 (104).

Real Estate 68

Real Estate Case Interview Financial Advertising 68

MishTalk

AUGUST 4, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. Initial industry monitoring of digital advertising revenue for some magazine iPad versions found that sales increased about 25% in the first half of 2013. A major drop-off in ad pages occurred from 2008 to 2009 (17%.) December 2008 (85).

Advertising 68

Advertising Real Estate Financial Case Interview 68

MishTalk

JULY 19, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. Philadelphia : 5th Largest City in US is Effectively Bankrupt; Mayor Holds Closed Meeting With Wall Street to Discuss Asset Sales. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140).

Analysis 78

Analysis Trends Real Estate Financial 78

MishTalk

JULY 4, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. And that is bad news for an industry whose sales in their home markets is already complicated by the financial crisis. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140). July 2008 (104).

Analysis 71

Analysis Trends Real Estate Financial 71

Harvard Business

DECEMBER 4, 2018

It also hurts the brands sold inside the stores, which in part explains why consumer product giants like Procter & Gamble are seeing their sales stagnate for products like Tide detergent, Gillette razors, Pampers diapers, and Crest toothpaste. Consultancy Catalina also revealed that 90 of the 100 top brands had all lost market share.

Retail 35

Retail Sales Productivity Industry 35

MishTalk

JULY 9, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. an hour wages, but only for retailers with corporate sales of $1 billion or more. The Washington Post reports Wal-Mart says it will pull out of D.C. December 2008 (85). November 2008 (78). October 2008 (108).

Analysis 75

Analysis Trends Real Estate Financial 75

MishTalk

JULY 19, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. Instead, it is sitting on a pile of cash worth about $280 million—50% higher than its pile a decade ago, equivalent to one-fifth its annual sales, and more than twice the level required for the firm to be deemed loan-worthy by a bank.

Real Estate 73

Real Estate Financial Advertising Case Interview 73

Harvard Business

APRIL 14, 2017

Even the near-term outlook has been quite negative: A 2016 report by the Organization for Economic Cooperation and Development (OECD) said 9% of jobs in the 21 countries that make up its membership could be automated. Four years ago, an Oxford University study predicted 47% of jobs could be automated by 2033. AI wasn’t new at Microsoft.

Company 39

Company Survey Finance Engineering 39

MishTalk

JANUARY 27, 2014

Today''s information technology allows a multinational company to position research, marketing, finance and managerial jobs to anywhere. Retail Sales Cost-Cutting, Competition, and Cannibalization Numerous retailers are cutting employees. Bloomberg reports China Trust Products Gone Awry Evoke Soros Crisis Echoes China’s $4.8

Banking 78

Banking Retail Healthcare Sales 78

Harvard Business

OCTOBER 6, 2016

The post-scandal scrutiny of Wells Fargo’s culture has so far focused on the high-pressure sales environment that drove employees to create as many as two million fake accounts. The bank has since fired 5,300 employees for the illegal behavior and eliminated retail bank sales goals entirely. But the fallout is far from over.

Leadership 33

Leadership Banking Ethics Culture 33

MishTalk

JUNE 29, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. The Fed, we would argue, is too cyclically oriented, focusing substantially on housing prices and car sales. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140). August 2008 (93).

Analysis 70

Analysis Trends Real Estate Financial 70

MishTalk

NOVEMBER 20, 2015

ABF Freight, the seventh-largest LTL carrier reported a decline in revenues due to lower fuel surcharges and lower tonnage levels, even though shipments rose year over year. Heartland Express , the 12th-largest TL, reported a whopping 35 percent drop in third quarter earnings year of year. That has spread to the truckload side as well.

Balance Sheet 28

Balance Sheet Banking Study Policies 28

Management Consulted

OCTOBER 3, 2012

” “I was working in a wine shop during my undergrad and started to realize that I was able to close more sales by being a trusted advisor to my client rather than acting like a sales rep. At the end, we delivered to our client a great report and it helped him a lot. That’s how I become interested in consulting.”

Consulting 204

Consulting Case Interview Interviews Engineering 204

MishTalk

DECEMBER 10, 2015

The index includes the following costs: Fuel, Wages, Equipment, Depreciation, Financing, Admin, Compliance, and Insurance. In the December 2 report a nearly 3 cent drop in fuel was nearly offset by a 3 cent rise in wages. Next let's take a look at a few highlights from the Cass Freight Report for October.

Sales 28

Sales Report Trends Real Estate 28

MishTalk

FEBRUARY 10, 2015

Some of this debt, incurred with the encouragement of world leaders to finance bailouts and stimulus programs, stems from the crisis. These countries want to avoid property-related debt crises like those of 2008. Kill Incentives - All of Them There is much more in the report, some of which I agree with, but some not.

Real Estate 28

Real Estate Government Banking Financial 28

Harvard Business

JANUARY 12, 2018

Robo-advisors, which were introduced in 2008 , are steadily eating up market share from their human counterparts much the way that Amazon and Netflix have taken share from Walmart and Regal Cinemas. Companies in every industry can benefit from making more data and algorithm-based decisions in areas of internal operations and finance.

Strategy 28

Strategy Strategy Strategy& Consulting 28

MishTalk

DECEMBER 11, 2013

Not long ago—say, until Lehman Brothers failed in September 2008—banks held virtually no excess reserves because idle cash earned them nothing. Here is the NFIB November 2013 report. Only 2% of small businesses complain about financing. That''s news because they haven''t loved it before. But today they hold a whopping $2.5

Banking 67

Banking Small Business Insurance Insurance 67

MishTalk

MARCH 1, 2015

The outlook remains negative, signaling more cuts are possible, New York-based Moody’s said Friday in a report. Because of stipulations in four of the city’s swaps contracts, which it entered into as a hedge, the rating cut may terminate the agreements early and trigger the $58 million cost, Moody’s said in a report.

System 28

System Operations Report Financial 28

MishTalk

JUNE 26, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. They cite jewelry, mining production, central bank sales, and all sorts of other irrelevant factors in their analysis. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140). July 2008 (104).

Real Estate 69

Real Estate Financial Case Interview Banking 69

MishTalk

JULY 22, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. What applies to certain high-tech companies does not apply to the vast majority of manufacturing and retail sales businesses. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140).

Analysis 66

Analysis Trends Real Estate Advertising 66

Harvard Business

DECEMBER 13, 2017

” What was reported to happen as a consequence of this shift was a steady decline in firms’ R&D intensity (R&D/Sales) and a corresponding decline in firms’ R&D capability. CEOs from rival firms); conversely not all inside CEOs have it (CEOs promoted from finance).

Company 28

Company Trends Research Case Interview 28

Kates Kesler

JUNE 11, 2014

Nearly every function from marketing to human resources and finance was replicated at each level: Enterprise functions and infrastructure. Country P&Ls would be replaced with simpler, sales-oriented measures. Geographic Zones (consolidated P&L, plus infrastructure). Regional Clusters (P&L, plus infrastructure).

Apparel 82

Apparel Healthcare Enterprise Chemicals 82

MishTalk

JULY 18, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. Taxpayers should be fed up with ever-escalating property taxes, sales taxes, and fees to pay ridiculous retirement plans for unappreciative public union employees, especially police, fire, and teachers unions. December 2008 (85).

Analysis 77

Analysis Trends Real Estate Financial 77

MishTalk

JULY 29, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. ” Bloomberg reported both sides of the argument. Score one for Munis; score zero for Detroit; score evenhandedness for Bloomberg media in reporting. December 2008 (85). November 2008 (78). October 2008 (108).

Real Estate 69

Real Estate Insurance Insurance Financial 69

MishTalk

JULY 20, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Labor Union Report. sale and spread of drone technology by the U.S. for more weapons sales and wars that bring billions in returns; a. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140). Union Watch.

Real Estate 77

Real Estate Financial Advertising Policies 77

MishTalk

JANUARY 3, 2014

China China Local Debt On December 30, Bloomberg reported China’s Local Debt Swells to 17.9 Trillion Yuan in Audit The Washington Post notes "Local debt now equals about 33 percent of China’s gross domestic product, up from about 10 percent in 2008 and almost nothing in 1997." Walmart is the target of similar protests. The broad U.S.

Conference 74

Conference Banking Government Balance Sheet 74