Tom Spencer

AUGUST 3, 2019

Associate Product Manager (APM) positions are well known in Silicon Valley as rotational, mentorship-focused programs designed to accelerate the careers of young aspiring product managers. These alumni have gone on to become VCs, founders, and product leaders, in addition to starting APM programs at companies like Salesforce.

Productivity 60

Productivity How To Recruiting Recruitment 60

Business Consulting Agency

MAY 11, 2023

These experts provide guidance in key areas such as business planning, market research, financial analysis, operations management, and strategic decision-making. Consultants assist in defining business objectives, identifying target markets, developing competitive strategies, and establishing financial projections.

Company 52

Company Consulting Cash Flow Financial 52

Business Consulting Agency

NOVEMBER 1, 2023

Financial Planning and Investment Strategy Guidance Business startup consulting services provide financial planning and investment strategy guidance, enabling entrepreneurs and investors to optimize their financial performance, drive investment opportunities, and maximize their return on investment within the dynamic business landscape.

Efficiency 52

Efficiency Analysis Financial Operations 52

BCG

MAY 9, 2016

BCG’s Retail-Banking Excellence benchmarking study (REBEX) profiles the operational and digital practices and performance of 20 of the world’s leading retail banks, a group of 40 institutions chosen for their size and the strength of their capabilities. At the heart of the benchmarking are core operational metrics.

Operations 40

Operations Retail Banking Benchmarking 40

LSA Global

MARCH 7, 2024

Smart acquisitions can provide immediate access to valuable new products, technologies, talent, intellectual property, clients, and geographies. Successful culture integration requires the same thoughtful due diligence that is applied to the legal, financial, technological, and operational aspects of the deal.

Culture 36

Culture Intellectual Property Benchmarking Talent 36

Tom Spencer

MAY 25, 2019

If there is a financial crisis, the stock market falls by half and the asset manager’s performance is in line with the stock market, they now make $500 million. As an illustration, a passive asset manager may have a very large AUM, but the fees that they earn on their product may be 10x lower than that of an equity mutual fund.

Cash Flow 60

Cash Flow Management Metrics Benchmarking 60

Consultant Ninja

JUNE 21, 2009

Another Casualty of the Financial Crises - Privatized Social Security. I think a more interesting graph would show each fund against a respective benchmark (e.g., Too bad the average American doesn't understand basic financial planning and just wants the government to take care of them. Productivity. (6). at 12:09 AM.

Financial 100

Financial Consulting Oliver Wyman Airlines 100

Tom Spencer

JUNE 1, 2019

Large mutual funds have strong relationships with banks, where they are able to pay a trailer fee to bank investment advisors to market their product. For instance, if a client goes to meet a financial advisor to talk about opening a savings account, the topic of mutual funds can be brought up. Institutional Asset Management.

Management 60

Management Retail Banking Benchmarking 60

Tom Spencer

MARCH 6, 2012

Society has lost its trust in the financial sector. Bremmer highlights the importance of LIBOR by explaining that it is “a key benchmark rate that affects the price of $350 trillion worth of securities and loans around the world.” Helpful Links. Can we rely on LIBOR? in Economics. Should we overhaul LIBOR?

Benchmarking 99

Benchmarking Consulting Banking Financial 99

Tom Spencer

SEPTEMBER 6, 2021

Although it is rarely obvious what the ‘common good’ actually means, social programmes need to establish their priorities on another basis than mere financial efficiency. Benchmarking creates additional complexity for public sector consulting, which private firms do not need to face. Different stakeholders.

Government 88

Government Consulting Policies Benchmarking 88

Organizational Talent Consulting

MARCH 7, 2022

The financial and operational rewards for innovation are significant. improved operational productivity. Jefferies International, a financial services company engaged in investment banking and capital markets, estimated the customer benefit of the Space X Falcon 9 reusable rocket. reduced costs and increased revenue. Space News.

Culture 52

Culture Boston Consulting Group Leadership Recruiting 52

MishTalk

MAY 24, 2014

A British financial regulator has fined Barclays $43.9 also fined the former Barclays trader, Daniel James Plunkett, £95,600 and barred him from participating in any regulated financial activity. director of enforcement and financial crime, said in a statement. For details, please see Brussels Charges Banks for Euribor Fixing.

Benchmarking 72

Benchmarking Banking Financial Marketing 72

Tom Spencer

JUNE 23, 2023

Division X productivity is decreasing), methods for solving the problem (e.g., … by benchmarking industry best practices), or proposed solutions (e.g., … by employing more staff). Don’t make the end product an outcome instead of a deliverable. It is worth noting that a problem statement should avoid including symptoms (e.g.,

Analysis 78

Analysis Data Development Consulting 78

Tom Spencer

SEPTEMBER 14, 2019

However, when I compared this with benchmarks (i.e. Turns out there was product cannibalization happening from a new promotion that launched in late October. People were taking money out of their existing accounts and moving to this short-term promo product to take advantage. So I investigated this anomaly. Image: Pexels.

Data 60

Data How To Banking System 60

BCG

JULY 11, 2016

Global regulators, still working to address the legacy of the 2008 financial crisis, are slowly beginning to converge on appropriate risk management approaches for the asset management industry. Article Monday, July 11, 2016.

Boston Consulting Group 40

Boston Consulting Group Management Benchmarking Financial 40

Organizational Talent Consulting

JULY 24, 2023

The proven benefits of innovation include: increased competitive advantage improved operational productivity reduced costs and increased revenue improved commercial value enhanced problem-solving One modern innovation that is impressive to watch is SpaceX's reusable Falcon 9 (watch the video below). Organizational Talent Consulting.

Culture 52

Culture Leadership Journal Study 52

MishTalk

DECEMBER 11, 2014

Energy production is extremely capital intense, and often accompanied by negative free cash flow. The Fed’s decision to keep benchmark interest rates at record lows for six years has encouraged investors to funnel cash into speculative-grade securities to generate returns, raising concern that risks were being overlooked.

Energy 78

Energy Marketing Benchmarking Cash Flow 78

1 to 1

MAY 26, 2022

It encompasses data mining, data visualization, performance benchmarking, and descriptive analytics—techniques for parsing data to generate reports, performance measures and trends to reveal insights and make better business decisions. Business intelligence answers the questions, “who are our most valuable/least valuable customers?”

Data 26

Data Tools Sales ROI 26

MishTalk

DECEMBER 26, 2014

While the benchmark deposit rate was officially lowered from 3.00% to 2.75%, the upper limit that banks can pay for deposits remained unchanged at 3.30%. It may seem strange to have both a benchmark rate and a “floating range” that establishes a cap, instead of just setting a cap, as was the case until very recently.

Banking 71

Banking System Benchmarking Finance 71

Tom Spencer

JULY 28, 2018

Medical device companies are catching on to the financial potential of these devices and are beginning to add medical wearables to their product lines. These devices can also be used to address chronic conditions such as heart disease, asthma, and diabetes. 7 These devices include smart home devices and medical wearables.

Healthcare 74

Healthcare Insurance Insurance Data 74

Tom Spencer

APRIL 22, 2018

Try not to propose a very similar strategy to what the company has actually undertaken because this risks your answer being viewed as “too-safe” (though benchmarking similar situations that happened in other industries works quite well). You want to distinguish yourself from the crowd by thinking “outside the box”. Thank your teammates.

Case Interview 68

Case Interview Benchmarking Analysis Industry 68

Asamby Consulting

DECEMBER 14, 2022

They support you in making fundamental decisions regarding your product, your service, your pricing or your target market. They identify potential to improve results by looking at your numbers and comparing it to benchmarks. What makes sense: ROI The other financial metric you have to look at is your return on investment (ROI).

Small Business 52

Small Business Cash Flow Consulting ROI 52

MishTalk

OCTOBER 1, 2014

“Kicillof has increased his power, he will have a bigger say on monetary issues and we should expect an acceleration in the pace of the worsening of financial conditions,” said Miguel Kiguel, who runs the EconViews consultancy. There was a sharp sell-off in the benchmark Merval stock index after Mr Fábrega’s departure was announced.

Banking 69

Banking Benchmarking Government Journal 69

Harvard Business

JANUARY 31, 2017

billion, including most major firms in the manufacturing, consumer packaged goods, financial services, and retail industries. Other financial and operating indicators showed similar disparities. Our research focused on 344 enterprises* listed on U.S. exchanges with a median company revenue of $3.4 Ecolab is a prime example of this.

Company 28

Company Operations Data Benchmarking 28

Harvard Business

NOVEMBER 30, 2017

Even more striking, new research from the McKinsey Global Institute analyzes firm-level financial results and finds a stark contrast in performance between the biggest U.S. Past work by McKinsey found that inefficiencies in manufacturer-supplier interactions add up to roughly 5% of development, tooling, and product costs in the auto industry.

McKinsey 28

McKinsey Turnaround Pharmaceuticals Benchmarking 28

1 to 1

MARCH 21, 2023

The event, held live after a three-year hiatus, is so named because it focuses on the four pillars of experience management: customer, employee, brand, and product experience. People would rather wait longer on hold to get an empathetic experience,” said Brad Anderson, president of products and engineering at Qualtrics.

Report 26

Report Healthcare Airlines Trends 26

Harvard Business

JANUARY 4, 2018

Here we present the case of Grupo Financiero Banorte (GFNorte), a large Mexican financial group, where the analytics transformation has been a success story. These elements of GFNorte’s analytics strategy are principles that other organizations, even beyond financial services, can institute. Support from the top.

Company 28

Company Recruiting Recruitment Financial 28

MishTalk

JULY 15, 2015

But the often-contentious hearing before the House Financial Services Committee repeatedly veered into sharp exchanges about the Fed's accountability to lawmakers. Industrial production barely bounced. On the economy, Yellen said, "Prospects are favorable for further improvement in the US labor market and the economy more broadly.

Retail 28

Retail Benchmarking Policies Sales 28

MishTalk

JANUARY 24, 2014

Emerging Market Contagion Spreads Bloomberg reports Contagion Spreads in Emerging Markets as Crises Grow The worst selloff in emerging-market currencies in five years is beginning to reveal the extent of the fallout from the Federal Reserve’s tapering of monetary stimulus, compounded by political and financial instability.

Marketing 78

Marketing Policies Government Financial 78

MishTalk

APRIL 26, 2014

On Friday, April 25th, Russia’s central bank raised its benchmark interest rate by 50 basis points to 7.5 Ukraine forces barricade the rebel stronghold of Slavyansk Russia Issues Downbeat Economic Statement The World Politics Journal notes Russia’s central bank issues a downbeat statement on the Russian economy.

Benchmarking 67

Benchmarking Banking Finance Operations 67

MishTalk

DECEMBER 16, 2014

Explaining the Plunge in Oil Slowing global economy, especially China and Europe US production expansion OPEC pumping above quotas – they all cheat Iran embargo failing Increased fuel economy Attitudes of millennials towards cars and driving I give heaviest weight to number one, but they all cascade. No conspiracy theories needed.

Energy 77

Energy Banking Report Productivity 77

MishTalk

JULY 25, 2015

Federal prosecutors are currently probing an alleged leak at the Fed of market-sensitive information to a private financial newsletter in 2012. "It It is baffling that these leaks continue to occur," said Congressman Randy Neugebauer, a Texas Republican who chairs the House subcommittee on financial institutions and consumer credit.

Banking 28

Banking Benchmarking Financial Groups 28

Harvard Business

AUGUST 9, 2016

The primary focus was on fixing the acquired firm through financial restructuring, dramatic cost cutting, and strategic slashing. Traditionally, PE firms bring financial discipline and strategic clarity to firms they acquire. Leaders were driven by short-term profits and rapid action to flip the organization.

Talent 28

Talent Real Estate Financial Operations 28

Confessions of a Consultant

FEBRUARY 10, 2019

Final Countdown: For this final blog I’ve taken the liberty to select two topics (a) Improving your personal performance (b) developing a highly productive organisation. At the time, I was obsessed with financial success i.e. having enough money to be independent on any individual or institution. A bit boring. But, it works!

Engineering 40

Engineering Benchmarking Course Productivity 40

MishTalk

JULY 11, 2014

Financial fluctuations (“financial cycles”) that can end in banking crises such as the recent one last much longer than business cycles. Yet financial cycles can go largely undetected. Yet financial cycles can go largely undetected. Financial cycles differ from business cycles.

Balance Sheet 74

Balance Sheet Financial Banking Policies 74

MishTalk

MAY 28, 2015

There is a conversation to be had about how politics influences the perception of financial commitments and whether bond structures can further evolve to protect bondholders. Does the general obligation pledge allow governments to over-commit themselves financially in certain political contexts?

Analysis 28

Analysis Marketing Financial Finance 28

Tom Spencer

MAY 15, 2014

CVA is a global strategy boutique which has experience across a broad range of industries including Telecom Media & Technology, Financial Services, Private Equity, and Mining Metals & Materials. Additional areas of expertise include new financial services channels, technologies and markets, retail financial services, and e-business.

Oliver Wyman 76

Oliver Wyman Strategy Strategy Strategy& 76