Tom Spencer

JUNE 30, 2023

The financial services industry comprises firms that operate across a range of sectors: Asset & Wealth Management, Banking & Capital Markets, and Insurance. In simple terms, asset management firms are the ‘manufacturers’ of investment products (e.g., clients can purchase iShares on the RBC Wealth platform).

Banking 78

Banking Management Real Estate Insurance 78

Tom Spencer

MAY 18, 2019

These asset classes can include public equities/stocks, fixed income/bonds, money markets, commodities, infrastructure, real estate and alternative strategies – including hedge funds, private equity and venture capital. As such, asset manager performance tends to be correlated with stock market performance. T Rowe Price.

Industry 113

Industry Real Estate Management Retail 113

Business Consulting Agency

SEPTEMBER 6, 2022

Instagram Marketing. Commission-Only Sales Business. Affiliate Sales and Marketing. eBay Sales Business. Freelance Content Marketing. Real Estate Sales Consultant. Web Development. Web Design. Teaching Online Courses. Writing eBooks. Online Coaching Business. Podcasting. Tax Preparation.

Small Business 52

Small Business eBook Real Estate Sales 52

MishTalk

JULY 10, 2013

Minyanville Business and Market News. Patrick Housing Crash News Top Housing and Commercial Real Estate News. Bay Area Real Estate Trends. China Financial Markets. Market Oracle. Market Ticker. Real Clear Markets. Mortgage REITs Clobbered as Leverage Forces Sales.

Sales 73

Sales Real Estate Financial Advertising 73

Management Consulted

APRIL 2, 2017

However, due to its rich history in the region, the firm knows the market deeper, better, and has the best government and private sector relationships. Dubai is one of the firm’s newest offices, and for good reason – the city is a hot spot for tourism, real estate investment, trade, transportation, and financial services.

Oliver Wyman 160

Oliver Wyman Consulting Deloitte Real Estate 160

MishTalk

APRIL 25, 2014

The Australia Macro Business Blog notes Tier 1 Chinese Cities Discounting Property Prices and volumes are falling in Beijing and real estate agents are started to drum up sales by delisting homes listed at high prices. Online Prices Falling Everywhere; Real Estate Agents Cut Prices 30% ( ?????????

Real Estate 75

Real Estate Sales Survey Government 75

MishTalk

JUNE 11, 2014

Buyers have historically paid about 15 percent more for a new home than for an existing one, a premium that''s reached 40 percent today, according to the real estate data firm Zillow. Over the previous half-century — when the United States had a smaller population — annual sales had averaged 660,000. household income.

Sales 77

Sales Real Estate Construction Report 77

MishTalk

JULY 18, 2013

Minyanville Business and Market News. Patrick Housing Crash News Top Housing and Commercial Real Estate News. Bay Area Real Estate Trends. China Financial Markets. Market Oracle. Market Ticker. Real Clear Markets. European Car Sales Plunge to 20-Year low. Featured Links.

Analysis 73

Analysis Trends Sales Real Estate 73

MishTalk

MAY 14, 2014

You can’t predict how the bursting of a Chinese real estate bubble plays out because it plays out in very small steps,” said Joel H. Rothstein, a partner in the Beijing office of the Paul Hastings law firm who specializes in Asian real estate. Here we are again, in another slowdown.

Real Estate 77

Real Estate Banking Cash Flow Construction 77

MishTalk

JULY 30, 2013

Minyanville Business and Market News. Patrick Housing Crash News Top Housing and Commercial Real Estate News. Bay Area Real Estate Trends. China Financial Markets. Market Oracle. Market Ticker. Real Clear Markets. Italy: Sharpest drop in retail sales since April.

Retail 70

Retail Sales Real Estate Financial 70

Successful Independent Consulting

FEBRUARY 11, 2017

First, consultants are good at helping clients solve problems but usually aren’t trained in sales or marketing. Second, when knee-deep in projects and facing deadlines, consultants are hard-pressed to find time to publish thought-leadership articles or create, launch, and manage marketing campaigns.

Development 199

Development Consulting Real Estate Sports 199

MishTalk

JULY 15, 2013

Minyanville Business and Market News. Patrick Housing Crash News Top Housing and Commercial Real Estate News. Bay Area Real Estate Trends. China Financial Markets. Market Oracle. Market Ticker. Real Clear Markets. Retail sales were up 0.4% Sales dropped 2.2

Retail 64

Retail Trends Sales Real Estate 64

MishTalk

JANUARY 27, 2016

December new home sales surged well over the high end Econoday estimate. The outlook for the housing sector just got a boost from a sharp jump in new home sales, up 10.8 With builders slow to bring new homes to market, low supply remains a central factor holding back sales. For full year 2015, new home sales rose 14.7

Sales 28

Sales Real Estate Data Marketing 28

Tom Spencer

FEBRUARY 1, 2020

Some people also call consulting a ‘talk-job’ – you go to the clients, you talk about what the ideal world scenario would be for a particular project, product or market, and your billable hours are sorted. Sales, Marketing, Production) and secondary functions (e.g. Finance, HR, Supply Chain, ICT, Legal).

Consulting 135

Consulting Operations Financial Real Estate 135

MishTalk

JUNE 13, 2014

China bulls point out that that home prices in China are based on fundamentals and 30% don payments are proof there is no real estate bubble. China’s home sales slid 10.2 Poly Real Estate Group Co. Bloomberg reports China No-Money-Down Housing Echoes U.S. economic meltdown and the global financial crisis.

Real Estate 75

Real Estate Banking Government Sales 75

Martinka Consulting

SEPTEMBER 11, 2019

(We think) our house is worth more than the market says it is, so is our car, and what about the following three business things? One customer is 52% of sales, or three are 80% of sales, it’s a sign of how much they love us. Business owners often make the abovementioned mom seem realistic. Time is an illusion. Douglas Adams.

Real Estate 40

Real Estate Methodologies Insurance Insurance 40

MishTalk

JULY 9, 2014

Real estate is well back in bubble territory in some places, notably California. Foreign Sales Jump. Henry Nunez, a real estate agent in Arcadia, California, met with so many homebuyers from China that he bought a Mandarin-English translation app for his phone. median price of $199,575 for existing-home sales.

Real Estate 78

Real Estate Construction Survey Interviews 78

MishTalk

OCTOBER 8, 2015

"Not Totally Dead" Yet In the Chicago suburbs of Burr Ridge, Naperville, and Hinsdale, sales of high-end real estate hit a huge slump this summer that still continues. Crain's Chicago has the details in This suburb has too many $1 million-plus homes for sale (emphasis mine). Her prediction: They won't.

Sales 28

Sales Real Estate Policies Marketing 28

MishTalk

APRIL 7, 2014

In spite of this decline, residential real estate sales have remained strong due at least in part to investor activity and the fact that cash sales account for almost half of all transactions. For further discussion of sentiment and risk, please see Framework for Understanding Market Tops and Bottoms.

Real Estate 74

Real Estate Sales Trends Data 74

MishTalk

JULY 16, 2017

Several houses up for sale this weekend required major renovations were selling for around $1.7m. Real Estate Institute of NSW president John Cunningham said buyers could compete for homes this weekend with the pressure easing. “This is basically the market just returning to normal.” Basically, Back to Normal.

Real Estate 55

Real Estate Sales Report Marketing 55

Harvard Business

JULY 31, 2017

Take the MIT Media Lab’s experiment to see whether it could estimate retail sales performance on “Black Friday,” the day following the US Thanksgiving holiday. Combining this with data on average spend per shopper enabled them to estimate a retailer’s sales , even before the company had recorded it themselves.

Change Management 28

Change Management Data Marketing Management 28

MishTalk

MAY 15, 2014

Mortgage Rates at 11-Month Low Bloomberg reports Mortgage Rates Dropping With Bond Yields at 11-Month Low A rally in the mortgage-bond market may send U.S. home-loan rates to the lowest in almost a year, bolstering a slowing real-estate recovery. Sales will follow. percentage point today to about 3.16

Real Estate 70

Real Estate Sales Survey Report 70

Martinka Consulting

AUGUST 8, 2013

I used to believe that the biggest difference between the two was that while home sellers invited the world in to see what was for sale, the more the merrier, while business sellers demanded the utmost in confidentiality. I heard that her real estate agent had a tough-love talk with her and everything moved along fine after that.

Real Estate 40

Real Estate Sales Course Marketing 40

Consultant Ninja

MARCH 31, 2009

A Simple Question about the Credit Markets. AJ: I totally agree that it massively shift market share from the sick banks to the healthy banks. But wouldnt that be a better market result than letting the sick banks keep their share? CI: Whats the problem if a few banks go under, as long as credit flow to the real economy remains?

Balance Sheet 100

Balance Sheet Marketing Banking Consulting 100

MishTalk

OCTOBER 25, 2014

Home sales slumped 11 percent in the first nine months of this year. Developers will keep prices attractive as they open more projects toward the end of the year to meet sales targets, boosting supply and increasing competition, Ping An Securities Co. The central bank on Sept. percent annual target. The price rose 1.1

Real Estate 75

Real Estate Banking Sales Benchmarking 75

Martinka Consulting

JULY 11, 2016

I also don’t work on middle-market deals as the investment bankers have much better resources than I do for them (and they are great referral sources for deals too small for them). BTW, I don’t mean to insult competent commercial real estate agents by implying all they do is show a property and get a deal.

Real Estate 40

Real Estate Sports Financial Sales 40

Martinka Consulting

JULY 30, 2015

. “The reason for sale a seller initially provides is very seldom the real one.” “The real selling price is half-way between what the seller thinks it’s worth and what the buyer thinks it is.” “Every sale falls apart at least twice before it closes.” ” Oh yeah!

Real Estate 40

Real Estate Sales Industry Consulting 40

MishTalk

AUGUST 26, 2013

FDR : Real estate already collapsed in Greece, Spain, Ireland but remains near all-time high in France and Sweden. You wrote "French real estate was massively overvalued: by 50% based on the price-to-rent ratio, and by 35%, based on disposable income. Who''s Left to Sell?

Real Estate 51

Real Estate Banking Interviews Marketing 51

MishTalk

SEPTEMBER 26, 2013

I don''t and neither does Michael Pettis at China Financial Markets. The Financial Times reports China house price surge raises prospect of steps to cool market. A series of land sales have set record prices since August, with real estate developers ramping up their competition for the best plots in the biggest cities.

Real Estate 64

Real Estate Banking Government Balance Sheet 64

MishTalk

OCTOBER 9, 2015

In response to Chicago Suburbs $1 Million+ Home Sales "Not Totally Dead" Yet; Rush for the Exit , I received emails from Virgina and Texas about slowdowns in those states. We recently had a presentation by a Realtor on the state of the market. It's still a very strong sellers market in the $600K and below range. What a surprise!

Real Estate 28

Real Estate Energy Construction Sales 28

Brimstone Consulting

SEPTEMBER 28, 2020

The biggest increases have come in these fields, which have all seen more than 50% increases in remote listings since March: Computer/IT. Customer Service. Accounting & Finance. Project Management. Marketing. Sales. Mortgage & Real Estate. Have you seen changes with respect to job seekers? .

Real Estate 56

Real Estate Survey Company Examples 56

MishTalk

JULY 31, 2013

Minyanville Business and Market News. Patrick Housing Crash News Top Housing and Commercial Real Estate News. Bay Area Real Estate Trends. China Financial Markets. Market Oracle. Market Ticker. Real Clear Markets. Tax Collections, Retail Sales Prove Otherwise. Union Watch.

Analysis 70

Analysis Trends Real Estate Financial 70

MishTalk

JULY 16, 2013

Minyanville Business and Market News. Patrick Housing Crash News Top Housing and Commercial Real Estate News. Bay Area Real Estate Trends. China Financial Markets. Market Oracle. Market Ticker. Real Clear Markets. Hormel Cure 81 hams were allegedly on sale for $3.99

Analysis 75

Analysis Trends Real Estate Financial 75

MishTalk

JULY 14, 2013

Minyanville Business and Market News. Patrick Housing Crash News Top Housing and Commercial Real Estate News. Bay Area Real Estate Trends. China Financial Markets. Market Oracle. Market Ticker. Real Clear Markets. Clearly the pace of sales is very far below the business plan.

Banking 76

Banking Analysis Trends Real Estate 76

MishTalk

JULY 31, 2013

Minyanville Business and Market News. Patrick Housing Crash News Top Housing and Commercial Real Estate News. Bay Area Real Estate Trends. China Financial Markets. Market Oracle. Market Ticker. Real Clear Markets. China Financial Markets. Featured Links. Union Watch.

Trends 74

Trends Analysis Real Estate Financial 74

MishTalk

DECEMBER 13, 2013

Now having renegotiated its debt with most creditors, cobbled together layoffs and service cuts and raised the sales tax to 9 percent from 8.25 They wanted to get out of bankruptcy in the worst possible way, and that’s just what they did,” said Dean Andal of the San Joaquin County Taxpayers Association, which fought the sales-tax increase. “If

Real Estate 75

Real Estate System Sales Course 75

Harvard Business

JUNE 12, 2018

Companies in multiple industries are already altering their approaches in changing urban markets. Real estate developers are integrating automation systems, sensors, and mobility options into their properties. The implications of smarter cities loom especially large for the real estate industry.

Company 33

Company Real Estate Government Transportation 33