article thumbnail

Bank Profitability: Decoding the Income Statement

Tom Spencer

How do banks make money? What is a bank really worth? Firstly, by outlining the major items on a bank’s income statement, and then by discussing key ratios that are commonly used to measure profitability and to estimate the market value for banks. Where does this money ultimately go?

Banking 88
article thumbnail

Business Ecosystems: Building Stronger Connections

Tom Spencer

Apple’s and Amazon’s product lines are showcase examples of how to build a business ecosystem. In short, it means that companies are expanding beyond their traditional core products in order to increase opportunities for cross-selling and to boost customer ownership. Not likely.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Top 10 Consulting Firms In New York

Management Consulted

Some of the major practice areas that the NYC region focuses on are corporate development, corporate finance, digital economy, globalization, growth, information technology, marketing & sales operations, people and organization, post merger integration, risk management, strategy, sustainability, and transformation.

article thumbnail

Limit Cyberattacks with a System-Wide Safe Mode

Harvard Business

As a result, when companies are hacked, it can take days for information technology teams to isolate infected systems, remove malicious code, and restore business continuity. But they continue to operate and communicate with other systems until information technology teams shut them down and correct the malfunction.

System 31
article thumbnail

Oliver Wyman interview preparation: the inside story

Management Consulted

They seized this opportunity to establish a firm that would help firms gain clarity about their business models, products, and clients and then advise them by creating long term strategies. Communications, Media, and Technology. Industrial Products. Retail and Consumer Products. Corporate and Institutional Banking.

article thumbnail

Deflation Will Return: Europe First, Then US; Global Supply Arbitrage

MishTalk

In an email update last week, Saxo Bank chief economist Steen Jakobsen commented " Europe has a more than 50:50 chance of deflation, while the US is 25:75 against. Today''s information technology allows a multinational company to position research, marketing, finance and managerial jobs to anywhere.

Banking 78
article thumbnail

Paying Skilled Workers More Would Create More Skilled Workers

Harvard Business

Nevertheless, few would argue that information technology permanently increased unemployment. While hiring less-skilled workers hurts a firm’s productivity, the data shows that companies still did this in order to take advantage of the fact that hiring these workers is so much cheaper.