Tom Spencer

JULY 6, 2019

The idea that technology can be configured to drastically improve the delivery and usability of finance began taking off following the financial crisis of 2008, when consumer distrust for traditional banks combined with the increasing popularity and functionality of smartphone apps.

Financial 60

Financial Banking System Finance 60

MishTalk

FEBRUARY 21, 2014

Today the Fed released minutes of meetings at the start and during the great financial crisis. Here is a list of FOMC Transcripts and Other Historical Materials, 2008 Notes I purposely cherry picked statements of various Fed governors. percentage point to GDP growth in 2008 and 0.3 percentage point to GDP growth in 2008 and 0.3

Construction 77

Construction Conference Meeting Policies 77

Harvard Business

DECEMBER 18, 2020

How climate change could spark a collapse in housing prices much like the one that brought down the financial system in 2008.

Financial 36

Financial System Policies 36

BCG

JUNE 9, 2016

Today, Europe is at a crossroads, with Greece struggling financially and Britain threatening to exit the union. At the same time, many are debating the monetary policies of the European Central Bank (ECB) and the effects of low inflation and low interest rates on the economy as the region slowly recovers from the financial crisis of 2008.

Policies 40

Policies Video Financial Banking 40

Harvard Business

SEPTEMBER 28, 2018

This month marks the 10-year anniversary of the Lehman Brothers collapse, the prelude to the worst global financial crisis since 1929. Federal Reserve and the European Central Bank followed broadly similar policies in reaction to the crisis, lowering interest rates and injecting liquidity. Fiscal policy. Both the U.S.

Financial 28

Financial Policies Government Banking 28

Tom Spencer

OCTOBER 17, 2020

The global financial crisis redoubled these concerns, and it is no coincidence that Bitcoin was launched in 2008. Traditionally, central banks are limited in their power to control monetary policy. In many countries, QE and conventional monetary policy have reached their limit. However, people cannot be forced to borrow.

Banking 142

Banking Government Policies Financial 142

Tom Spencer

OCTOBER 22, 2021

For instance, in the lead up to the 2008 Great Recession, McKinsey actively promoted mortgage securitization , alongside EY which was involved with Lehman Brothers’ accounting fraud allegations [pdf]. The 2008 meltdown highlighted harmful practices in the financial sector, such as credit default swaps and collateralized debt obligations.

Consulting 88

Consulting McKinsey System Efficiency 88

Tom Spencer

OCTOBER 1, 2021

Similarly, the Big Four we know today came about via mergers in the 1980s and ‘90s following deregulation of the financial sector under the influence of neoliberal economic creeds of the time. The UK’s Financial Reporting Council has set 2024 as a deadline for the Big Four to separate their auditing and consulting services.

Deloitte 88

Deloitte Accenture Financial Industry 88

Tom Spencer

APRIL 18, 2020

If we learned anything from the 2008 financial crisis, it is fair to say that in lean times private sector organizations have less resources available to invest in consulting. In 2008, consulting projects still went on, but they shifted more towards necessary functions or cost management projects.

Consulting 88

Consulting Government Industry Course 88

Harvard Business

SEPTEMBER 25, 2018

It is hard to overstate the sheer economic cost of the 2008 financial crisis. The combination of increased expenditures and decreased revenues resulting from the crisis from 2008 to 2010 is likely to cost the United States government well over $2 trillion , more than twice the cost of the 17-year-long war in Afghanistan.

Financial 28

Financial Government Banking Efficiency 28

MishTalk

MARCH 21, 2017

A supply glut of used cars coupled with subprime lending finally came to the forefront with a Profit Warning From Ally Financial. Ally Financial Inc. shaving $300 million from its financial-services arm’s profit forecast for this year. Policy uncertainty under President Donald Trump may be partly to blame.

Financial 49

Financial System Real Estate Sales 49

MishTalk

DECEMBER 25, 2015

Creature of Financial Markets Stephen Roach, former Chairman of Morgan Stanley Asia and the firm's chief economist, blasts the Greenspan Fed, the Bernanke Fed, and the Yellen Fed in his latest post The Perils of Fed Gradualism. A majority of financial market participants applaud this strategy. In fact, it is a dangerous mistake.

Financial 28

Financial Marketing Banking Government 28

CaseInterview.com

FEBRUARY 11, 2020

In contrast, my favorite boardroom belonged to a clothing retail chain in California during the Great Recession of 2008. However, sitting in their “boardroom,” it was clear why the business had such financial resilience. Of course, I was admiring the company's financial management while also feeling a little chilly. eventually.

Case Interview 59

Case Interview Retail Finance Conference 59

MishTalk

MARCH 31, 2014

Finance reports Yellen strongly defends easy Fed policies, cites U.S. labor slack Federal Reserve Chair Janet Yellen gave a strong defense of the central bank''s easy-money policies on Monday, saying its "extraordinary" commitment to boosting the economy, especially the still struggling labor market, will be needed for some time to come.

Real Estate 73

Real Estate Finance Banking Policies 73

MishTalk

JULY 20, 2013

China Financial Markets. Financial Sense. So am I but US drone policy ensures perpetual war is here to stay. President Obamas drone warfare policy is thankfully finally being discussed in the mainstream media. The problem stems from Americas foolish embrace of a foreign policy. Burning Platform. Calculated Risk.

Real Estate 77

Real Estate Financial Advertising Policies 77

MishTalk

AUGUST 4, 2013

China Financial Markets. Financial Sense. Fed Policies Exacerbate Trend. Wages have not kept up with inflation as Fed policies exacerbate the trends. or financial instrument, or to participate in any particular trading or investment strategy. Top Financial Blog Citations. December 2008 (85).

Trends 77

Trends Analysis Real Estate Financial 77

MishTalk

JULY 16, 2013

China Financial Markets. Financial Sense. The Nikkei is soaring, and along with the Japanese stock market, so are expectations of the policies espoused by Prime Minister Shinzo Abe. soldiers Japan should host, and whether loose monetary policy is creating a giant bubble. Top Financial Blog Citations. Daily Bell.

Analysis 71

Analysis Trends Real Estate Case Interview 71

MishTalk

JULY 9, 2013

China Financial Markets. Financial Sense. He added that the legislation, if passed, will also jeopardize the three stores underway, pending a review of the “financial and legal implications.” it is government policies, not salaries that are the problem. Top Financial Blog Citations. Burning Platform.

Analysis 75

Analysis Trends Real Estate Financial 75

MishTalk

AUGUST 1, 2013

China Financial Markets. Financial Sense. Federal Reserve Chairman Ben Bernanke on Wednesday admitted there has been some confusion as the central bank has tried to explain plans to scale back its stimulus policies, but said he thought financial markets were “beginning to understand our message.” Daily Bell.

Data 73

Data Real Estate Financial Advertising 73

MishTalk

AUGUST 7, 2013

China Financial Markets. Financial Sense. The central effect of QE is not on the real economy, but on financial speculation. As the buyers become less eager and the sellers become more eager, an uneasy period of ‘financial distress’ follows. Burning Platform. Calculated Risk. Charles Goyette. Chris Martenson.

Balance Sheet 75

Balance Sheet Marketing Real Estate Financial 75

MishTalk

JULY 6, 2013

China Financial Markets. Financial Sense. policy toward overthrowing democratically elected governments? or financial instrument, or to participate in any particular trading or investment strategy. Top Financial Blog Citations. Time Magazine : Best 25 Financial Blogs. December 2008 (85). Daily Bell.

Analysis 77

Analysis Trends Real Estate Financial 77

MishTalk

JULY 22, 2013

China Financial Markets. Financial Sense. By our count, the Commission employs 122 Already spokespersons, press officers and media secretaries to talk up its policies, and another 50-odd staffers in its Directorate General for Communications. Top Financial Blog Citations. Time Magazine : Best 25 Financial Blogs.

Analysis 74

Analysis Trends Real Estate Financial 74

MishTalk

JULY 19, 2013

China Financial Markets. Financial Sense. If you are looking for idiotic policies in action, the theories of Japanese Prime Minister Shinzo Abe should be right in your spotlight. or financial instrument, or to participate in any particular trading or investment strategy. Top Financial Blog Citations. May 2008 (73).

Real Estate 73

Real Estate Financial Advertising Case Interview 73

MishTalk

JUNE 26, 2013

China Financial Markets. Financial Sense. The Financial Times notes that Italy faces billions in losses on Derivatives Restructured in Eurozone Crisis. public interest so far as concerns the economic policy of the European. or financial instrument, or to participate in any particular trading or investment strategy.

Analysis 70

Analysis Trends Real Estate Financial 70

MishTalk

JULY 10, 2013

China Financial Markets. Financial Sense. At the conclusion of its discussion, the Committee decided to continue adding policy accommodation by purchasing additional MBS at a pace of $40 billion per month and longer-term Treasury securities at a pace of $45 billion per month and to maintain its existing reinvestment policies.

Real Estate 61

Real Estate Financial Policies Advertising 61

MishTalk

AUGUST 5, 2013

China Financial Markets. Financial Sense. Ubiquitous, autonomous trucks are "close to inevitable," says Ted Scott, director of engineering and safety policy for the American Trucking Associations. "We Disastrous Fed Policies. Fed policies also fuel the income inequalities of the 1% vs. the 99%. Burning Platform.

Real Estate 78

Real Estate Financial Trends Advertising 78

MishTalk

JULY 7, 2013

China Financial Markets. Financial Sense. trade policies and foreign aid to any country that might take in Snowden. or financial instrument, or to participate in any particular trading or investment strategy. Top Financial Blog Citations. Time Magazine : Best 25 Financial Blogs. December 2008 (85).

Real Estate 75

Real Estate Financial Case Interview Advertising 75

MishTalk

AUGUST 5, 2013

China Financial Markets. Financial Sense. The $2,000 per employee penalty for employers who do not comply with regulations has influenced some employers to begin shifting their employment policies. or financial instrument, or to participate in any particular trading or investment strategy. Top Financial Blog Citations.

Trends 74

Trends Analysis Real Estate Financial 74

MishTalk

JULY 11, 2013

China Financial Markets. Financial Sense. The Financial Times reports Portugal president’s call for national unity backfires. Financial Times writer Peter Wise says Last week’s protests in Portugal show it will not take much to uncork the botle of the ECB’s crisis genie. Top Financial Blog Citations.

Analysis 71

Analysis Trends Real Estate Financial 71

MishTalk

JULY 28, 2013

China Financial Markets. Financial Sense. The country has "a lot of vitality and great potential," says US economist and policy advisor Allen Sinai, but it can only benefit from these strengths "by withdrawing from the euro.". or financial instrument, or to participate in any particular trading or investment strategy.

Real Estate 77

Real Estate Financial Advertising Case Interview 77

MishTalk

JUNE 26, 2013

China Financial Markets. Financial Sense. The Financial Times reports ECB exit from easing remains far off, Draghi says. On our policy stance, let me say that its been accommodative in the past, it is accommodative in the present time and will stay accommodative for the foreseeable future," Draghi said. August 2008 (93).

Balance Sheet 68

Balance Sheet Real Estate Financial Advertising 68

MishTalk

JULY 2, 2013

China Financial Markets. Financial Sense. Unemployment has hit a record 27 percent and Greeks have lost about a third of their disposable income as a result of bailout policies. or financial instrument, or to participate in any particular trading or investment strategy. Top Financial Blog Citations. June 2008 (97).

Real Estate 72

Real Estate Financial Advertising Case Interview 72

MishTalk

JUNE 28, 2013

China Financial Markets. Financial Sense. That forecast is significantly worse than the one reported by independent auditor Integrated Financial Engineering Inc., or financial instrument, or to participate in any particular trading or investment strategy. Top Financial Blog Citations. December 2008 (85).

Analysis 74

Analysis Trends Real Estate Case Interview 74

LSA Global

SEPTEMBER 23, 2021

According to the EEOC, 82,792 charges were filed in 2007 and 95,402 in 2008, a 15% increase in just one year. Washington State was supposed to begin FLI coverage in October, 2009, but deferred the start date because of the state’s financial woes. Claims of age discrimination went up 29%.

How To 36

How To Insurance Insurance Training 36

MishTalk

JUNE 19, 2014

A friend on mine emailed a link to a Vox article on The Biggest Surprise of the Financial Crisis. When you hear "2008 financial crisis," is your first thought "proof that the global economy works"? The solution offered by Dan Drezner is more intervention and more of the same policies that caused the mess.

System 70

System Financial Policies Banking 70

MishTalk

JULY 10, 2013

China Financial Markets. Financial Sense. financial stability were as misleading as the media frenzy over shark attacks in 2001. Until recently, mortgage REITs have benefited from the Feds easy money policy. or financial instrument, or to participate in any particular trading or investment strategy. Daily Bell.

Sales 73

Sales Real Estate Financial Advertising 73

BCG

JULY 11, 2016

Global regulators, still working to address the legacy of the 2008 financial crisis, are slowly beginning to converge on appropriate risk management approaches for the asset management industry. Article Monday, July 11, 2016.

Boston Consulting Group 40

Boston Consulting Group Management Benchmarking Financial 40