MishTalk

APRIL 7, 2014

In lengthy negotiations last month the EU reached a deal on how to handle failed banks. Please consider EU Deal on Bank Failures Risks Unravelling A landmark EU agreement on a common rulebook for handling bank failures is in danger of unravelling over the fine print restricting when a state can intervene to rescue a struggling bank.

Banking 71

Banking Balance Sheet Finance Government 71

MishTalk

OCTOBER 27, 2014

Central Banks and the Business Cycle I like it when someone besides a few financial bloggers takes the gloves off and starts asking some hard-hitting questions. Simply put, the central banks for all their huffing and puffing cannot eliminate the business cycle. Only those who believe in voodoo can get a job at a central bank.

Banking 75

Banking Policies Financial Marketing 75

MishTalk

DECEMBER 11, 2013

In an Op-Ed in the Wall Street Journal Blinders says " Don''t only drop the interest rate paid on banks'' excess reserves, charge them. Not long ago—say, until Lehman Brothers failed in September 2008—banks held virtually no excess reserves because idle cash earned them nothing. Banks are capital impaired. I think not.

Banking 67

Banking Small Business Insurance Insurance 67

Tom Spencer

JULY 25, 2020

So how did New Zealand manage to escape the GFC relatively unscathed? Gabriel Makhlouf, former Reserve Bank Secretary, gave five major reasons (pdf) why New Zealand had managed to avoid the fate suffered by other advanced economies. These were: Domestic banks had limited exposure to global assets. lower than in March.

Financial 68

Financial Policies Banking Comparison 68

MishTalk

DECEMBER 7, 2014

(See Enter the Carpetbaggers: Ukraine''s New Finance Minister a US Citizen, New Economy Minister from Lithuania ). Ukraine’s central bank reported foreign-currency reserves at their lowest for almost a decade, raising pressure on the West to provide more financing to the country being squeezed by Russia. Failing to add.

Banking 75

Banking Finance Government Report 75

MishTalk

SEPTEMBER 19, 2014

A Fiscal Times, Yahoo Finance article by by John Grgurich claims that Instead of QE, Fed Could Have Given $56,000 to Every Household in America. The "intriguing piece" is Print Less but Transfer More , Why Central Banks Should Give Money Directly to the People. That is the amount the Fed effectively gives banks, per year.

Banking 71

Banking Finance Policies Management 71

Tom Spencer

AUGUST 17, 2013

Countries whose finances are in such a state of disarray that they were not only unable be repay their original debts but will almost certainly be unable to repay the subsequent bail out money. In the case of Greece, the money has come from the EU , the European Central Bank and the IMF , which is all well and good.

Banking 89

Banking Government Finance Consulting 89

Martinka Consulting

APRIL 26, 2019

70% of medium sized companies will change hands (2008). Notice the same predictions from 2008-2015? Sixty percent of them delayed their exit by at least two years, as per a study by Sun Trust Bank. In successful businesses (and successful departments I’m sure) with good managers the figure is above 68%. And guess what?

Marketing 40

Marketing PricewaterhouseCoopers Cash Flow Banking 40

MishTalk

DECEMBER 8, 2014

Mexico’s central bank revived an intervention program designed to curb foreign-exchange volatility after the peso fell to a two-year low. percent from the previous close, the central bank said today in a statement. Treasury Secretary Hank Paulson at a July 15, 2008 Senate Banking Committee hearing.

Banking 72

Banking Finance Energy Policies 72

MishTalk

JULY 25, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. In Spain, demonstrations call for a public banking as a solution to problems. And in Italy in the last thirty years, the credit market has served to finance the public debt. As a result, businesses remain small, because they are funded with self-financing.

Analysis 78

Analysis Trends Real Estate Financial 78

MishTalk

DECEMBER 4, 2014

We have asked the central bank to take measures to make sure that speculators can no longer take advantage,” Russia’s president said in a speech on Thursday. “We Currency Action Since July 2008 the Ruble had gone from 24Rub-per-US$ to 54Rub-per-US$. We know who those people are, and we have the means to rein them in. It does to me.

Banking 76

Banking Finance Analysis Policies 76

MishTalk

JULY 22, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Chancellor Merkel and finance Minister Schäuble have said Germany will not agree to a transfer union. Spain’s banks are not wholly out of the woods, either. Patrick Housing Crash News Top Housing and Commercial Real Estate News. Home Builders. Certainties.

Analysis 67

Analysis Trends Real Estate How To 67

MishTalk

JANUARY 26, 2014

Now the governments of both Venezuela and Argentina have reacted – the former by introducing a ''second bolivar exchange rate'' for certain types of exchanges, the latter by stopping to defend the peso''s value in the markets by means of central bank interventions. US Dollar Since mid-2008 the Lira collapsed from 1.03

Balance Sheet 78

Balance Sheet Banking Tourism Sports 78

MishTalk

JUNE 25, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. China Acts to Calm Markets; Stock Market Rebounds From 6% Plunge After Central Bank Pledges More Liquidity; Wet Nurse Action. On Monday China insisted banks had significant liquidity sending a message that banks need to manage their own risks.

Analysis 67

Analysis Trends Marketing Real Estate 67

MishTalk

JULY 10, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Annaly Capital Management Inc. percent in early May, after the central bank indicated it will taper its monthly debt buying, including $40 billion of government-backed housing debt. Patrick Housing Crash News Top Housing and Commercial Real Estate News.

Sales 73

Sales Real Estate Financial Advertising 73

MishTalk

JUNE 26, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. A 29-page report by the Treasury, obtained by the Financial Times, details Italy’s debt transactions and exposure in the first half of 2012, including the restructuring of eight derivatives contracts with foreign banks with a total notional value of €31.7bn.

Analysis 70

Analysis Trends Real Estate Financial 70

MishTalk

DECEMBER 7, 2015

Perverse Central Bank Battle In the perverse central bank battle to defeat price deflation, the central banks are having a rough go of things. The price of West Texas Intermediate (WTI) light sweet crude is down 6 percent today to lows last seen late 2008 and January 2009. since May of 2004 when it closed at $37.04.

Banking 28

Banking Energy Report Productivity 28

Management Consulted

OCTOBER 3, 2012

The prize for best answer was a FREE Consulting Case Bank and The Consulting Bible 3rd edition – a HUGE giveaway – so we weren’t surprised when we heard from so many of you. Then, one day, I fortunately came across the Management Consulted website. Managing these camps, I saw all facets of the business.

Consulting 204

Consulting Case Interview Interviews Engineering 204

MishTalk

JULY 23, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Scranton taxpayers could face a 117 percent increase in taxes next year as the citys finances continue to spiral out of control. Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management. December 2008 (85).

Real Estate 77

Real Estate Financial Advertising Case Interview 77

MishTalk

JULY 17, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. German Finance Minister Wolfgang Schäuble is set to visit Athens this Thursday for consultations with his Greek counterpart Yannis Stournaras and with Prime Minister Antonis Samaras. France, for example, recently called for direct EU assistance for wobbly Greek banks.

Analysis 71

Analysis Trends Real Estate Financial 71

Consultant Ninja

MARCH 23, 2009

Management Consultant | Excel Jockey | Slide Monkey | Corporate Insurgent | One-Eyed Man in the Valley of the Blind Mckinsey | Bain | BCG | Booz | Oliver Wyman. Friedman Billings Ramsey was hot back in 2005 - boutique investment bank, middle market, a cool FBR acronym. The investment bank still operates as FBR Capital Markets.

Oliver Wyman 100

Oliver Wyman Consulting Airlines McKinsey 100

MishTalk

AUGUST 27, 2014

IMF chief Christine Lagarde has been put under formal investigation by French magistrates for alleged negligence in a political fraud affair dating from 2008 when she was finance minister. And companies, especially banks, get off the hook with at most a small fine relative to the billions of dollars siphoned out of the system.

Meeting 68

Meeting Efficiency Education Finance 68

MishTalk

OCTOBER 19, 2013

The deal, which was struck Friday night, doesn’t resolve a continuing criminal probe of the bank’s conduct, which could result in charges against individuals or the bank itself and possibly increase the penalty tab. The deal includes $4 billion to settle claims by the Federal Housing Finance Agency that J.P.

Banking 72

Banking Government Journal Financial 72

MishTalk

SEPTEMBER 2, 2013

For example: Please consider the following statements by Brad DeLong, a professor of economics at the University of California at Berkeley, from his post Central Banking: Banking Camp vs. Macroeconomics Camp. Somehow they know (or believe central banks should know). In Academic Wonderland. The right amount of inflation.

Banking 71

Banking Policies Journal Enterprise 71

MishTalk

JULY 10, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Jean-Claude Juncker, the prime minister of Luxembourg, and also the head of eurogroup finance ministers will resign over spy scandal. Mr Juncker has been prime minister since 1995 and was head of the eurozone finance ministers group between 2005 and January 2013. "I

Real Estate 73

Real Estate Case Interview Financial Advertising 73

MishTalk

AUGUST 1, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Federal Reserve Chairman Ben Bernanke on Wednesday admitted there has been some confusion as the central bank has tried to explain plans to scale back its stimulus policies, but said he thought financial markets were “beginning to understand our message.”

Data 73

Data Real Estate Financial Advertising 73

MishTalk

JULY 19, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Instead, it is sitting on a pile of cash worth about $280 million—50% higher than its pile a decade ago, equivalent to one-fifth its annual sales, and more than twice the level required for the firm to be deemed loan-worthy by a bank. December 2008 (85).

Real Estate 73

Real Estate Financial Advertising Case Interview 73

MishTalk

JULY 11, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Portugal was plunged into crisis last week after Paulo Portas, leader of the junior coalition party, resigned as foreign minister less than 24 hours after Vítor Gaspar also quit as finance minister amid tensions caused by government austerity policies. December 2008 (85).

Analysis 71

Analysis Trends Real Estate Financial 71

MishTalk

JULY 30, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. The idea has drawn opposition from bondholders such as Pacific Investment Management Co. and DoubleLine Capital LP and at least 18 trade groups representing the finance industry, homebuilders and real estate firms. California passed Proposition 99 in 2008.

Real Estate 75

Real Estate Case Interview Financial Advertising 75

MishTalk

AUGUST 3, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management. Bank Lending, Jobs, The Great Retrace. December 2008 (85). November 2008 (78). October 2008 (108). September 2008 (140).

Analysis 77

Analysis Real Estate Financial Advertising 77

MishTalk

JULY 28, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. We are entering a new phase of crisis management, "Stark told the Handelsblatt (Friday edition). Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management. Bank Lending, Jobs, The Great Retrace. May 2008 (73).

Analysis 77

Analysis Trends Real Estate Financial 77

MishTalk

JULY 24, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Christy Romero, the head of SIGTARP says " Treasury pulled out all the stops for the banks, they should do the same for homeowners ". Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management. December 2008 (85).

Trends 77

Trends Analysis Real Estate Case Interview 77

MishTalk

JULY 2, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. According to the Bank of Spain, loans to the private sector residents, families and businesses have registered a fall of 6.1% Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management. December 2008 (85).

Real Estate 71

Real Estate Financial Advertising Case Interview 71

MishTalk

AUGUST 4, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. The Fed wants home prices up to help out the banks, but what about the new household formation? Mike "Mish" Shedlock is a registered investment advisor representative for SitkaPacific Capital Management. Bank Lending, Jobs, The Great Retrace. June 2008 (97).

Trends 77

Trends Analysis Real Estate Financial 77

MishTalk

JULY 28, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. They are 15 percent lower than Belgian and French wages and 30 percent lower than wages in Germany, according to a current Bank of Italy comparison. And unit labor costs are about 30 percent higher than German levels, say central bank officials. December 2008 (85).

Real Estate 77

Real Estate Financial Advertising Case Interview 77

MishTalk

JULY 31, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. The government deficit totaled €40 billion in the first six months of the year in terms of national accounts, 3.81% of GDP, according to data released Tuesday by the Ministry of Finance and Public Administration. Bank Lending, Jobs, The Great Retrace.

Analysis 70

Analysis Trends Real Estate Financial 70

MishTalk

JULY 22, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. If you dont understand the fundamental driver (and its not jewelry or central bank selling) please consider Plague of Gold Bears Now Say "Gold Unsafe at Any Price"; Whats the Real Long-Term Driver for Gold? And that reason is global central bank debasement of currency.

Analysis 72

Analysis Trends Real Estate Case Interview 72