MishTalk

JULY 31, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Wednesday, July 31, 2013 12:36 PM. Tax Collections, Retail Sales Prove Otherwise. Spains Retail Sales Decline 36th Month. Reuters reports Spains retail sales slump stretches to three years, hampering recovery. Calendar-adjusted retail sales fell 5.1

Analysis 70

Analysis Trends Real Estate Financial 70

MishTalk

JULY 14, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Sunday, July 14, 2013 1:58 PM. Spains bad bank, Sareb, has plans to unload 45,000 distressed properties in five years, over 7,500 of them in 2013. Clearly the pace of sales is very far below the business plan. August 2013 (16). July 2013 (82).

Banking 76

Banking Analysis Trends Real Estate 76

MishTalk

JULY 16, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Wednesday, July 17, 2013 12:48 AM. Hormel Cure 81 hams were allegedly on sale for $3.99 Kim notified me "the sale price was $3.99" and it was reflected on the receipt. August 2013 (16). July 2013 (82). June 2013 (70). May 2013 (82).

Analysis 75

Analysis Trends Real Estate Financial 75

MishTalk

JULY 31, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Wednesday, July 31, 2013 1:10 PM. Yet, the yoy rate of real final sales per capita is below 1% for the second quarter in a row, whereas the second quarter annualized rate is near contracting. August 2013 (16). July 2013 (82). June 2013 (70).

Trends 74

Trends Analysis Real Estate Financial 74

MishTalk

JULY 30, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Tuesday, July 30, 2013 7:42 PM. and DoubleLine Capital LP and at least 18 trade groups representing the finance industry, homebuilders and real estate firms. California passed Proposition 99 in 2008. Dollar Collapse News on the Dollar's Death Spiral.

Real Estate 75

Real Estate Case Interview Financial Advertising 75

MishTalk

JULY 2, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Tuesday, July 02, 2013 10:53 PM. If they fail, the International Monetary Fund might have to withdraw from the 240 billion euro ($313 billion) bailout to avoid violating its own rules, which require a borrower to be financed a year ahead. August 2013 (16).

Real Estate 72

Real Estate Financial Advertising Case Interview 72

MishTalk

JULY 19, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Friday, July 19, 2013 12:15 PM. Philadelphia : 5th Largest City in US is Effectively Bankrupt; Mayor Holds Closed Meeting With Wall Street to Discuss Asset Sales. August 2013 (16). July 2013 (82). June 2013 (70). May 2013 (82).

Analysis 78

Analysis Trends Real Estate Financial 78

MishTalk

JULY 4, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Thursday, July 04, 2013 8:45 PM. And that is bad news for an industry whose sales in their home markets is already complicated by the financial crisis. August 2013 (16). July 2013 (82). June 2013 (70). May 2013 (82). April 2013 (85).

Analysis 71

Analysis Trends Real Estate Financial 71

MishTalk

JULY 19, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Friday, July 19, 2013 11:40 PM. Instead, it is sitting on a pile of cash worth about $280 million—50% higher than its pile a decade ago, equivalent to one-fifth its annual sales, and more than twice the level required for the firm to be deemed loan-worthy by a bank.

Real Estate 73

Real Estate Financial Advertising Case Interview 73

MishTalk

AUGUST 7, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Wednesday, August 07, 2013 5:36 PM. Consumers opened their wallets some more in March, spending an average of $89, reflecting the normally expected seasonal spring increase in sales. August 2013 (16). July 2013 (82). June 2013 (70). Urban Digs.

Trends 72

Trends Analysis Real Estate Financial 72

MishTalk

AUGUST 5, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Monday, August 05, 2013 9:24 AM. Anecdotal evidence indicated that increased production, and expansions in sales teams, had compensated for strategic reductions in payroll numbers. August 2013 (16). July 2013 (82). June 2013 (70). Urban Digs.

Real Estate 68

Real Estate Case Interview Financial Advertising 68

MishTalk

AUGUST 4, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Sunday, August 04, 2013 6:15 PM. compared with the first half of 2012, according to MPA data for the first six months of 2013, released July 9. A major drop-off in ad pages occurred from 2008 to 2009 (17%.) Minyanville Business and Market News. Urban Digs.

Advertising 68

Advertising Real Estate Financial Case Interview 68

MishTalk

JULY 9, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Wednesday, July 10, 2013 1:25 AM. an hour wages, but only for retailers with corporate sales of $1 billion or more. August 2013 (16). July 2013 (82). June 2013 (70). May 2013 (82). April 2013 (85). March 2013 (100).

Analysis 75

Analysis Trends Real Estate Financial 75

MishTalk

JUNE 29, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Saturday, June 29, 2013 12:23 PM. The Fed, we would argue, is too cyclically oriented, focusing substantially on housing prices and car sales. August 2013 (16). July 2013 (82). June 2013 (70). May 2013 (82). April 2013 (85).

Analysis 70

Analysis Trends Real Estate Financial 70

MishTalk

JULY 26, 2014

The Yen was in this general area, at times, in 2004, 2005, 2008, 2009, and 2014. The CHART OF THE DAY shows the value of Japan’s exports is 23 percent below a March 2008 peak, even as those of South Korea, the U.S. This weakness is negative for an economy that suffered a blow to domestic demand from an April sales-tax increase.

Finance 76

Finance Energy Transportation Report 76

Tom Spencer

MAY 31, 2012

Accenture offers management consulting services covering finance & performance management, talent & organisation performance, strategy, customer relationship management, and supply chain management. July 31, 2008 at 7:06 am. October 17, 2008 at 3:40 am. October 23, 2008 at 9:53 am. September 3, 2013 at 4:11 am.

Oliver Wyman 122

Oliver Wyman Strategy Strategy Strategy& 122

Harvard Business

APRIL 14, 2017

For example, our survey, which asked managers of 13 functions, from sales and marketing to procurement and finance, to indicate whether their departments were using AI in 63 core areas, found AI was used most frequently in detecting and fending off computer security intrusions in the IT department. AI wasn’t new at Microsoft.

Company 39

Company Survey Finance Engineering 39

Harvard Business

JULY 17, 2018

in 2013 to 3.7 The Board Had No Finance Committee. GE’s board had another major structural defect: It lacked a finance committee. If the GE board had had a finance committee, the board might have done a better job of overseeing the design and funding of its retirement plans. The board has since transformed.

Cash Flow 28

Cash Flow Finance Financial Company 28

MishTalk

NOVEMBER 20, 2015

factory activity grew last month at its slowest pace since May 2013 as manufacturers pared their stockpiles and cut jobs. Sales of Class 8 heavy trucks are on pace for one of the best years in history - around 260,000 units in North America. Overoptimism 2008-2010 The SEP growth forecast for 2008 never turned negative.

Balance Sheet 28

Balance Sheet Banking Study Policies 28

MishTalk

JANUARY 29, 2015

CPI - Urban Consumers - All Items - Percent Change From Year Ago As measured by consumer prices, inflation went negative from December 2008 until October 2009. Food An article on Yahoo Finance on January 16 caught my eye and I bookmarked it: Yes, you ARE paying more for food. Now the sale price is $7.99 Not on sale?

Sales 28

Sales Trends Analysis Finance 28

Tom Spencer

MAY 15, 2014

In 2013, Nous Group was voted one of Australia’s great workplaces in the BRW Best Places to Work 2013 Awards. Kearney’s services include strategy, innovation, sales & marketing, operations, strategic IT, and procurement. SKP is a global management consulting firm focusing on strategy, marketing, pricing and sales.

Oliver Wyman 76

Oliver Wyman Strategy Strategy Strategy& 76

Harvard Business

OCTOBER 6, 2016

The post-scandal scrutiny of Wells Fargo’s culture has so far focused on the high-pressure sales environment that drove employees to create as many as two million fake accounts. The bank has since fired 5,300 employees for the illegal behavior and eliminated retail bank sales goals entirely. But the fallout is far from over.

Leadership 33

Leadership Banking Ethics Culture 33

Tom Spencer

SEPTEMBER 29, 2011

Applied Value offers strategy, finance, and operations management services. 30/F, One International Finance Centre. Booz, Booz & Co broke away from Booz Allen Hamilton in 2008. Copyright © 2013 Tom Spencer. Tel: +852 2868 0014. Website: www.atkearney.com. Kearney (Hong Kong) Ltd. Room 1301, 13/F MassMutual Tower.

Oliver Wyman 107

Oliver Wyman Strategy Strategy Strategy& 107

MishTalk

JANUARY 27, 2014

Today''s information technology allows a multinational company to position research, marketing, finance and managerial jobs to anywhere. For details, please see Employment vs. Jobs Discrepancy based on December 2013 Data, released in January. residential sales in December, up from 38.1 Wal-Mart, J.C. percent of all U.S.

Banking 78

Banking Retail Healthcare Sales 78

MishTalk

DECEMBER 11, 2013

Not long ago—say, until Lehman Brothers failed in September 2008—banks held virtually no excess reserves because idle cash earned them nothing. Here is the NFIB November 2013 report. Only 2% of small businesses complain about financing. That''s news because they haven''t loved it before. But today they hold a whopping $2.5

Banking 67

Banking Small Business Insurance Insurance 67

MishTalk

DECEMBER 10, 2015

The index includes the following costs: Fuel, Wages, Equipment, Depreciation, Financing, Admin, Compliance, and Insurance. The indexes have been below 2013 levels for the last several months. Inventories to Sales Economists missed the wholesale trade report numbers by a mile. percent but sales are down 3.7 Sales are up 2.3

Sales 28

Sales Report Trends Real Estate 28

Harvard Business

JANUARY 12, 2018

Robo-advisors, which were introduced in 2008 , are steadily eating up market share from their human counterparts much the way that Amazon and Netflix have taken share from Walmart and Regal Cinemas. These numbers represent more than three times as much as was invested in 2013. will grow to U.S. $5 5 trillion to U.S. $7

Strategy 28

Strategy Strategy Strategy& Consulting 28

MishTalk

JUNE 26, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Wednesday, June 26, 2013 3:18 PM. Deutsche Bank cuts gold, silver forecast for 2013. They cite jewelry, mining production, central bank sales, and all sorts of other irrelevant factors in their analysis. August 2013 (16). July 2013 (82).

Real Estate 69

Real Estate Financial Case Interview Banking 69

MishTalk

JULY 22, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Monday, July 22, 2013 2:53 AM. What applies to certain high-tech companies does not apply to the vast majority of manufacturing and retail sales businesses. August 2013 (16). July 2013 (82). June 2013 (70). May 2013 (82). June 2008 (97).

Analysis 66

Analysis Trends Real Estate Advertising 66

Kates Kesler

JUNE 11, 2014

As senior leadership peeled back the organizational onion, a clear case for change emerged in 2013. Nearly every function from marketing to human resources and finance was replicated at each level: Enterprise functions and infrastructure. Country P&Ls would be replaced with simpler, sales-oriented measures.

Apparel 82

Apparel Healthcare Enterprise Chemicals 82

Harvard Business

JULY 12, 2017

Cross-border flows of digitally transmitted data have grown manifold, accounting for more than one-third of the increase in global GDP in 2014, even as the free-flow of goods and services and cross-border capital have ebbed in the aftermath of the 2008 recession. In 2013 85% of the world’s transactions were in cash.

Methodologies 28

Methodologies Policies Government Data 28

MishTalk

JULY 18, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Thursday, July 18, 2013 8:19 PM. Taxpayers should be fed up with ever-escalating property taxes, sales taxes, and fees to pay ridiculous retirement plans for unappreciative public union employees, especially police, fire, and teachers unions. August 2013 (16).

Analysis 77

Analysis Trends Real Estate Financial 77

MishTalk

JULY 29, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Monday, July 29, 2013 2:39 PM. Almost forty years later and having supervised the municipal trading/sales and banking areas at four different investment banks I still am on the watch for the green bugs in the milo. August 2013 (16). July 2013 (82).

Real Estate 69

Real Estate Insurance Insurance Financial 69

MishTalk

JULY 20, 2013

Get Involved The State of the Unions Finances: A Citizens Guide. Saturday, July 20, 2013 8:10 PM. sale and spread of drone technology by the U.S. for more weapons sales and wars that bring billions in returns; a. August 2013 (16). July 2013 (82). June 2013 (70). May 2013 (82). April 2013 (85).

Real Estate 77

Real Estate Financial Advertising Policies 77

MishTalk

JANUARY 3, 2014

Trillion Yuan in Audit The Washington Post notes "Local debt now equals about 33 percent of China’s gross domestic product, up from about 10 percent in 2008 and almost nothing in 1997." 2013 is likely to be the tip of the bubble belief in Merkel. China China Local Debt On December 30, Bloomberg reported China’s Local Debt Swells to 17.9

Conference 74

Conference Banking Government Balance Sheet 74