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How the Financial World Adapts to Climate Change

Tom Spencer

Green finance is any structured financial activity that funds the development of green projects, minimises the environmental impact of ongoing ones, or both. The most common type of green finance are government-issued bonds, which first came about as structured AAA-rated bonds from the European Investment Bank. Green Finance.

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Navigating a Downturn: Strategies for Business Resilience

Tom Spencer

Adopt Conservative Financial Management Maintaining the financial health of a business is paramount if one hopes to thrive during periods of economic challenge. This has significantly reduced Apple’s financial risk of launching new products, even during periods of economic contraction.

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New Zealand’s Financial Crises Resilience

Tom Spencer

I have written multiple financial crises articles in the past but have yet to touch on my home turf, New Zealand. On the second point, the stability of house prices in New Zealand prevented panic selling of assets that could have led the financial system into turmoil. Reading Time: 5 minutes. The HPI (Housing Price Index) is already 2.4%

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The age old tale of financial crises

Tom Spencer

The story of the 2008 financial crisis begins somewhere shortly after the death of Jesus Christ himself. Not 33 years after Christ’s passing did Emperor Tiberius of the Roman Empire have to rescue his constituents’ financial sanctity through the age-old process of quantitative easing. Will humanity ever learn its lesson?

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Inflation: Understanding its Impact on the Economy

Tom Spencer

Since 2008, the rate of inflation in the U.S. This can potentially lead borrowers, including businesses and governments, to experience financial distress and bankruptcy, causing them to cut back on investment spending. remained stable, at or below the Fed’s 2% target.

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Is Behavioral Economics Used in Business?

Steve Shu Consulting

” Broad conscious, concerted efforts to apply behavioral economics probably did not begin until sometime after 2008 with the release of Thaler and Sunstein’s book, Nudge. And then when new applications of behavioral economics started, they seemed to be mostly applied in the government space.

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What is digital currency?

Tom Spencer

Since the advent of Bitcoin in 2008, digital currency has been a growing trend and a growing area of interest for consultants, businesses, fintech investors, central banks, and governments. Over the coming decade, many more digital currencies will be created by entrepreneurs and governments. Reading Time: 6 minutes.

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