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Retail Bank Operational and Digital Leaders Reap the Rewards

BCG

BCG’s Retail-Banking Excellence benchmarking study (REBEX) profiles the operational and digital practices and performance of 20 of the world’s leading retail banks, a group of 40 institutions chosen for their size and the strength of their capabilities. At the heart of the benchmarking are core operational metrics.

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Bank Profitability: Decoding the Income Statement

Tom Spencer

Bank’s Income Statement It’s important to note that banks have diverse product offerings and client types, and the reporting of business lines such as retail banking, wholesale banking, and wealth management can vary between different banks. For the sake of simplicity, we will present the information in a consolidated manner.

Banking 88
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Asset Management – Valuation (Part 2 of 4)

Tom Spencer

EV/EBITDA is pre-leverage and is also considered by most equity analysts – but it needs to be adjusted for timing for deferred commissions and sales charges as they are real costs to the firm despite possibly not showing up in the current valuation period. P/E is a good representation of what flows through to the shareholder.

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Hey Janet, It's July 15!

MishTalk

She didn't provide more specifics about the timing of the first hike in the Fed's benchmark rate since 2006, reiterating that it will depend on the progress shown by the economy and labor market. Industrial production barely bounced. Industrial production barely bounced. Retail sales are dismal. Can you say?

Retail 28
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If Your Company Isn’t Good at Analytics, It’s Not Ready for AI

Harvard Business

By contrast, companies with strong basic analytics — such as sales data and market trends — make breakthroughs in complex and critical areas after layering in artificial intelligence. For example, online retailers can adjust product prices daily because they have automated the collection of competitors’ prices.

Company 34
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Consulting Interview Questions

CaseInterview.com

You can split revenue down further into quantities, prices, and product mix. If possible, some benchmark data -- either internally (against different stores, regions, plants, etc.) retail stores, online, catalogs, or affiliate partners). They can also refresh their sales and marketing approaches. 4) New product.

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Capital Controls Destroy Greek Small Businesses; Bank Shares Plunge Again; Record Contraction

MishTalk

July saw factory production in Greece contract sharply amid an unprecedented drop in new orders and difficulties in purchasing raw materials. Panel members commented on the impact of capital controls on demand, and also cited a generally uncertain operating environment which further weighed on sales. well below the neutral 50.0

Banking 28