Remove Efficiency Remove Information Technology Remove Marketing Remove Retail
article thumbnail

Bank Profitability: Decoding the Income Statement

Tom Spencer

Firstly, by outlining the major items on a bank’s income statement, and then by discussing key ratios that are commonly used to measure profitability and to estimate the market value for banks. Image 2: Illustrative example of a bank’s non-interest income 3. They should not be looked at in isolation. Common Equity Tier 1 (CET1) ratio).

Banking 88
article thumbnail

Oliver Wyman interview preparation: the inside story

Management Consulted

Oliver Wyman’s CEO, John Drzik, states that the long-term aspiration is to be recognized widely in the market as the gold standard in consulting. Communications, Media, and Technology. Retail and Consumer Products. Retail and Business Banking. Strategic Information Technology and Operations.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

FinTech Is Weaving Charitable Giving into Everyday Transactions

Harvard Business

In the financial services sector, innovative payment technologies, which have fundamentally transformed the way we transact, are bringing new speed and convenience to charitable giving — enabling people to give back to their communities as easily as they can tap for an Uber ride.

article thumbnail

A Tool for Balancing Your Company’s Digital Investments

Harvard Business

A retailer’s point of sale (POS) system falls into that category. Support investments are those that improve business efficiency and management effectiveness but, in themselves, do not sustain the business or provide any competitive advantage. They are essentially R&D investments in unproven ways to use digital technologies.

Tools 28
article thumbnail

A.T. Kearney Interview & Culture

Management Consulted

Kearney becomes a wholly owned subsidiary of EDS in September, nearly doubling in size and vastly expanding its industry expertise and information technology capabilities. Marketing & Sales. Each company faces substantial challenges in the every evolving face of marketing due to consumer trends and industry dynamics.

article thumbnail

How P&G and American Express Are Approaching AI

Harvard Business

Ash Gupta is President of Global Credit Risk and Information Management at American Express, and Guy Peri is Chief Data Officer and Vice President of Information Technology at P&G. Both American Express and P&G have a philosophy of building their own capabilities in cognitive technology.

System 28
article thumbnail

How the EMR Is Increasing Innovation and Creativity in Health Care

Harvard Business

Every day, online retailers use computer-based transactions to guide us through stepwise sequences to buy a pair of jeans, apply for a credit card, or book a flight. Information technology has come late to health care delivery. Electronic medical records can help correct these systemic defects.