Remove Efficiency Remove Information Technology Remove Marketing Remove Report
article thumbnail

Bank Profitability: Decoding the Income Statement

Tom Spencer

Firstly, by outlining the major items on a bank’s income statement, and then by discussing key ratios that are commonly used to measure profitability and to estimate the market value for banks. Net interest income This is the revenue generated by lending money at a higher rate than borrowed (i.e., the spread).

Banking 88
article thumbnail

Big Data: An Opportunity for Data Scientists & Data Analysts

Tom Spencer

Data is information organized in a form that can be efficiently used by people or computers to make decisions. A data analyst must be able to undertake database management, data mining, data modeling, and data analysis, as well as create reports and visual presentations that effectively communicate key information.

Data 88
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

The Consulting Value Proposition

Tom Spencer

Areas of expertise that a consulting firm might provide include: Industry specific knowledge; Strategy; Marketing; Supply chain optimization; Distribution; Organisational change; Information technology; Tax structuring; Risk management; Human resources; and. Turnarounds. Catalyst for Change. Cost Effective Solution.

article thumbnail

5 Steps to becoming a Successful IT Consultant

QEmploy

In a nutshell, an IT consultant focuses on advising organizations on the best ways to use information technology (IT) to achieve their business goals. Such as: What marketable skills and experience can you offer to your customers? At the same time you are engaging with the target users and reporting before-and-after metrics.

article thumbnail

Big Companies Don’t Pay as Well as They Used To

Harvard Business

And big companies tended to be more efficient than smaller firms, which meant their workers were more productive and therefore better paid. First, the catering companies hired employees at the going market rate, without any wage premium. Part of it was related to the people who worked there.

Company 38
article thumbnail

The Power of Digitalizing Health Care - SPONSOR CONTENT FROM SIEMENS HEALTHINEERS

Harvard Business

But that is about to change, as big data and the ability to crunch it will deliver actionable insights that will increase health care’s reach, efficiency, accuracy, and value. billion people worldwide will use mobile health apps, according to a Deloitte report, 2016 Global Health Care Outlook: Battling Costs While Improving Care.

article thumbnail

FinTech Is Weaving Charitable Giving into Everyday Transactions

Harvard Business

A 2015 Nielsen Global Sustainability Report found that 43% of consumers say that a company’s commitment to social value “very heavily” or “heavily” influenced their purchase decisions. But many of today’s consumers want more.