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Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

A higher ratio of fee income implies less traditional credit risk and less balance sheet usage (therefore higher ROE) but also implies greater market risk related to securities portfolios and potentially higher revenue volatility related to volatility in capital markets. Valuation Metrics Price-to-earnings (P/E) Price-to-book (P/B) 2.1

Metrics 88
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Quote Your Consulting Billing Rate with Confidence

Successful Independent Consulting

Benchmark so you know your rate is reasonable. Figure out your market rate. This is your market rate. Remember, even your higher rate will be cheaper in comparison.) If you plan to work for different types of companies, consider coming up with two rate scales ("market pricing") — one for large companies and one for small.

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Wearable Technology in Healthcare

Tom Spencer

Based on a recent study by Global Industry Analysts , the global market for wearable medical devices is projected to eclipse $4.5 1 In the United States, the predominant market in this space, it is estimated that roughly 20% of Americans currently own a wearable fitness device. billion by 2020. Potential Benefits.

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Ukraine PM Accuses Russia of Wanting WWIII; Kiev Forces Block Rebel Town; Russia Issues Downbeat Economic Statement

MishTalk

Russian Markets Have Worst Week Since Crimea. On Friday, April 25th, Russia’s central bank raised its benchmark interest rate by 50 basis points to 7.5 For comparison, the economy grew by 3.4% Ukraine and Russia remain in the spotlight this weekend. Here are the top stories. The Russian economy expanded 1.3

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Zero-Based Budgeting Is Not a Wonder Diet for Companies

Harvard Business

ZBB’s resurgence is further fueled by the uncertain markets hindering many companies’ efforts to attract fresh capital, as we see venture capital and private equity funds increasingly pushing ZBB on their portfolio companies, in the hope of securing a more rapid and profitable exit on their investments.

Company 33
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How to Assess Entry-Level Product Manger Positions

Tom Spencer

Big companies tend to move slower, have processes in place for shipping product, and have already figured out product-market fit, which means you wouldn’t necessarily be building those skills by working there. Smaller companies, predictably, tend to move faster, have less process, and are still working out product-market fit to some degree.

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The 4 Dimensions of Digital Trust, Charted Across 42 Countries

Harvard Business

We wanted to calibrate trust holistically so we could measure it and develop global comparisons. Collectively, these four dimensions provide a comprehensive framework for calibrating digital trust, facilitating cross-country comparisons and benchmarking. You can’t put equivalent investments in every market.

Survey 33