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Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

Efficiency ratio The efficiency ratio measures effective cost management and operational efficiency, and is defined as non-interest expenses divided by revenue. It’s also important to note that TSR is influenced by various factors beyond a bank’s direct control, such as market conditions, industry trends, and investor sentiment.

Metrics 88
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Quote Your Consulting Billing Rate with Confidence

Successful Independent Consulting

Benchmark so you know your rate is reasonable. Figure out your market rate. This is your market rate. Remember, even your higher rate will be cheaper in comparison.) It’s a matter of what they’re used to and their operating margins. The tactics in this article will help if you bill by the hour or by the day.

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Ukraine PM Accuses Russia of Wanting WWIII; Kiev Forces Block Rebel Town; Russia Issues Downbeat Economic Statement

MishTalk

Russian Markets Have Worst Week Since Crimea. On Friday, April 25th, Russia’s central bank raised its benchmark interest rate by 50 basis points to 7.5 For comparison, the economy grew by 3.4% Ukraine and Russia remain in the spotlight this weekend. Here are the top stories. The Russian economy expanded 1.3

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Zero-Based Budgeting Is Not a Wonder Diet for Companies

Harvard Business

ZBB’s resurgence is further fueled by the uncertain markets hindering many companies’ efforts to attract fresh capital, as we see venture capital and private equity funds increasingly pushing ZBB on their portfolio companies, in the hope of securing a more rapid and profitable exit on their investments.

Company 32
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Why We Need to Stop Obsessing Over CEO Pay Ratios

Harvard Business

The pay ratio is also a misleading statistic because CEOs and workers operate in very different markets, so there is no reason for their pay to be linked — just as a solo singer’s pay bears no relation to a bassist’s pay. This consideration explains why CEO pay has risen much more than worker pay.

Talent 32
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A Look into Microsoft’s Data-Driven Approach to Improving Sales

Harvard Business

Companies are beginning to utilize their employees’ behavioral data — generally known as people analytics — to better understand and improve their sales operations , with strong results. Internal and external network size in comparison with benchmarks in their local areas.

Sales 28
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How B2B Software Vendors Can Help Their Customers Benchmark

Harvard Business

Mainstream software companies are beginning to hold “ data mirrors ” up to their customers, allowing scoring and benchmarking of their customers’ strategies. One of its business units, Fieldglass, provides insights and benchmarks to customers on external workforce management.