Tom Spencer
OCTOBER 13, 2023
Profitability ratios Net interest margin (NIM) Efficiency ratio Return on assets (ROA) Fee income to total income Return on equity (ROE) Dividend payout ratio Total shareholder return (TSR) 1.1 All else being equal, a higher ROA is better as it indicates stronger profitability and more efficient asset utilization.
Tom Spencer
OCTOBER 6, 2023
A bank’s income statement can be simplified into five main line items: Net interest income Non-interest income Operating expenses Provision for credit losses (PCL) Tax Image 1: Illustrative example of a bank’s income statement Source: CIBC’s 2022 Annual Report 1. The biggest swing in operating expenses is likely to be variable compensation.
This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.
Business Consulting Agency
AUGUST 12, 2023
Review income statements, balance sheets, and cash flow to identify areas that impact profitability. It might involve cost reduction, pricing optimization, revenue growth, or operational efficiency. This might involve optimizing supply chains, renegotiating contracts, or streamlining operations.
Business Consulting Agency
SEPTEMBER 12, 2023
This includes scrutinizing income statements, balance sheets, and cash flow statements. Cost Reduction and Efficiency Improvements Consultants are adept at pinpointing areas where a company can trim unnecessary costs and enhance operational efficiency.
Markovitz Consulting
NOVEMBER 19, 2019
Of course, software firm 37 Signals has been operating four-day work weeks over the summer since 2008. Unfortunately, companies in the lean community don’t seem to take much note of, or try to copy these experiments, probably because the benefits aren’t reflected on the income statement or balance sheet.
Tom Spencer
OCTOBER 26, 2019
Depending on the firm and specific role this case could be very strategic and operational like doing a market entry/growth-type case or very technical (i.e. Acquisitions occur when one company buys another company and folds it into its operations. building financial models like DCF, accretion/dilution, LBO, etc.). Image: Pixabay.
1 to 1
NOVEMBER 16, 2022
Before the economy shifts too much, now is the time to act carefully and build stronger ties with your customers, who are the most important assets in your balance sheets. The best partners will guarantee you cost savings by improving efficiencies that don’t sacrifice CX. Don’t take employees for granted.
Expert insights. Personalized for you.
88 
Let's personalize your content