Harvard Business

OCTOBER 31, 2017

The market panicked. Many other financial firms including AIG, Fannie Mae, and Freddie Mac needed bail outs. It may feel as though the financial system hasn’t changed much in the decade since the downturn, but it has. Defaults on subprime mortgage loans mounted. There was a run on British bank Northern Rock.

Banking 28

Banking Balance Sheet Financial Finance 28

Tom Spencer

MAY 9, 2020

When I studied economics at Sydney University in the early 2000s and financial economics at Oxford in the early 2010s, I learned pretty much the same thing about money; very little. Since most advanced economies have adopted a freely floating exchange rate (e.g. One way to manage liquidity risk is to increase your stock of savings.

System 88

System Banking Government Insurance 88

Harvard Business

APRIL 26, 2017

Even in healthier financial times, such as now, firms often downsize because it is seen as a way to reduce costs, adjust structures, and create leaner, more efficient workplaces. Many of these effects may have long-term consequences, like reduced innovation, that are not captured in short-term financial metrics.

Company 28

Company Balance Sheet Resources Financial 28

Tom Spencer

NOVEMBER 9, 2019

Historically, commercial banking and investment banking functions have been separated by law – these restrictions have since been repealed and larger banks tend to take on capital markets operations due to the complimentary nature of the businesses. In secondary markets, the sales & trading function operates as a market maker.

Banking 12

Banking Industry Balance Sheet Retail 12

Harvard Business

JULY 14, 2017

A platform connects providers and users in a multisided market. A platform can be a business platform (a multisided market), a software platform (a cloud-based subscription service), or an engagement platform, (a user-generated community). For most companies intellectual property is something that sits on their balance sheet.

Intellectual Property 28

Intellectual Property Strategy Strategy Strategy& 28

Harvard Business

JULY 12, 2017

Thus a trust and efficiency engine like blockchain technology has the potential to drive radical change in the insurance industry while improving transparency and outcomes across the entire value chain. And yet trust in business institutions, and the financial services sector in particular, is at an all-time low.

Insurance 38

Insurance Insurance Industry Balance Sheet 38

MishTalk

DECEMBER 25, 2013

Heading into 2014, Michael Pettis at China Financial Markets remains adamant that growth estimates for China are too high and that rebalancing (while necessary), implies lower growth than most expect. Sitka Pacific is an asset management firm whose goal is strong performance and low volatility, regardless of market direction.

Balance Sheet 67

Balance Sheet Banking Policies Financial 67