Consulting Matters

FEBRUARY 23, 2023

About the guest: Ann Carden has an extensive 41-year business and marketing background. After spending thirteen years in a corporate business management position, she became an entrepreneur and has been building her own businesses for twenty-eight years.

Cash Flow 156

Cash Flow Small Business Consulting Video 156

Martinka Consulting

MARCH 30, 2020

I won’t be disingenuous by marketing services when most of us are in survival mode so I will make all readers of this newsletter an offer: If you have questions about what to do, how to handle things, need a sounding board, or simply someone to vent with call me for free telephone counsel. Whatever your business is, be doing marketing.

Small Business 40

Small Business Balance Sheet Cash Flow Banking 40

Business Consulting Agency

MAY 23, 2023

Comprehensive Business Planning Business startup consultants bring a wealth of experience and knowledge to the table, enabling them to develop comprehensive business plans that set the foundation for success. Market Research and Validation Understanding the target market is crucial for any startup.

Cash Flow 52

Cash Flow Consulting Financial Trends 52

Harvard Business

JUNE 28, 2016

Owners of small businesses can set their own hours, make their own management decisions, and take pride in the ownership of their work. So, the remaining question about being a small firm CEO is the monetary reward; if the money is nearly the same, then the compensation as a small business CEO dominates other careers.

Small Business 28

Small Business Cash Flow Consulting Analysis 28

Business Consulting Agency

OCTOBER 2, 2023

The Entrepreneurial Landscape: Navigating Challenges Find success with business startups through professional assistance. Starting a business involves a myriad of challenges and considerations: Market Research : Identifying viable market opportunities and understanding consumer preferences.

Intellectual Property 52

Intellectual Property Cash Flow Efficiency Financial 52

Martinka Consulting

SEPTEMBER 4, 2019

Because an acquisition spree got them to the size they are but also saddled them with massive amounts of debt And there’s a lesson here for small businesses and individuals. Many things can derail a business’s value (customer concentration, owner dependency, etc.) and there’s nothing wrong with manageable debt.

Cash Flow 40

Cash Flow Small Business Marketing Productivity 40

Harvard Business

SEPTEMBER 16, 2014

And limited credit is in part caused by the difficulty of predicting which small businesses will and won’t succeed. In the past, a community bank would have a relationship with the businesses on Main Street, and when it came time for a loan, there would be a wealth of informal information to augment the loan application.

Small Business 28

Small Business Data Cash Flow Banking 28

Tom Spencer

OCTOBER 15, 2021

Growth of the Live Sports Betting Market. As a result, the implementation of 5G is likely to lead to growth in the live sports betting market. He has experience in handling diverse industries, from fast-moving consumer goods to business-to-business hardware retailers. Implications of 5G for Online Sports Betting.

Sports 78

Sports Wireless Cash Flow Tools 78

Martinka Consulting

JULY 2, 2015

In my world of small business buy-sell there are almost as many ways to inflate a business’s income as there are on Wall Street. The bottom line is someone has to run the company and whether it’s the owner or a hired gun they deserve to be paid a fair market salary for that work. Rarely is anything straightforward.

Marketing 40

Marketing Cash Flow Insurance Insurance 40

Business Consulting Agency

MAY 11, 2023

According to a survey by the Institute of Consulting, 96% of small businesses reported that consulting assistance added value to their operations. These experts provide guidance in key areas such as business planning, market research, financial analysis, operations management, and strategic decision-making.

Company 52

Company Consulting Cash Flow Financial 52

Business Consulting Agency

AUGUST 30, 2022

Business consulting topics covered include, but are not limited to, the following are as follows: Business Consulting Topics. Sales/Marketing. Business Administration. Business Plans. Cash Flow Management. They are structured to help any startup and small business to excel, grow, and succeed.

Company 52

Company Cash Flow Advertising Sales 52

Successful Independent Consulting

MAY 31, 2018

As an independent consultant, cash flow is erratic. I always had the cash I needed to make my quarterly tax payments, and at the end of the tax year I usually had about $25,000 to put into my SEP-IRA. (A A Simplified Employee Pension is a type of IRA for self-employed individuals or small business owners.

Consulting 150

Consulting Cash Flow Banking Knowledge Base 150

Martinka Consulting

APRIL 26, 2019

Record number of small business sales in 2018! More businesses sold after being advertised on bizbuysell.com than any other year, and 2017 was 25% higher than 2016. Our first question is: what is “small?” Pretty small. Axial – 66% of businesses with employees are owned by baby boomers (2015).

Marketing 40

Marketing PricewaterhouseCoopers Cash Flow Banking 40

Martinka Consulting

JUNE 18, 2021

EBITDA ‡ FCF – Sam’s comments about how you can’t calculate ROI based on EBITDA when it’s a capital expenditure type business sounds like one of my Myths of Business Valuation: Using EBITDA in a capital-intensive business will burn the buyer. You must use free cash flow to truly calculate ROI.

ROI 40

ROI Cash Flow Small Business Financial 40

Martinka Consulting

FEBRUARY 5, 2020

Good employees are hard to find and often are not in the job market. Great employees with industry knowledge and experience are in the job market even less. Dependencies are a huge issue in most small businesses. And an owner dependency is often the brightest red flag for most profitable small businesses.

Cash Flow 40

Cash Flow Small Business Sports Talent 40

Consulting and Organizational Management

OCTOBER 26, 2011

There’s a lot of money available to help small businesses, and it seems like there’ll be more available as we work to make more jobs. So OD in small businesses might be even more worthwhile. About half of our clients are small organizations. Marketing and Social Media. Crisis Management.

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Consulting Organizational Development Nonprofit Small Business 76

Martinka Consulting

MARCH 7, 2015

The same is true with small businesses when it comes time to sell. I wrote last year about the pricing of middle-market companies and an article in the Zachary Scott newsletter titled “8 is the new 6″ (referring to multiples of EBITDA on middle-market deals). Conclusion.

Small Business 40

Small Business Cash Flow Banking Sales 40

Successful Independent Consulting

MAY 15, 2017

Investigate and obtain necessary business licenses and permits. The Small Business Administration is a good place to start. For example, a business license in New York City will cost more than in a small town in Idaho. Determine if you need business insurance or need to increase your personal coverage.

Consulting 150

Consulting Insurance Insurance Cash Flow 150

Martinka Consulting

OCTOBER 27, 2017

It’s because there are a lot of assumptions in business valuations, which makes valuing a business an art as well as a science. In the Discounted Future Cash Flow method profits are projected (same as the first issue) and discounted back to a present value. An outsider may ask, how is this possible?

ROI 40

ROI Cash Flow Methodologies Small Business 40

Harvard Business

APRIL 26, 2017

Banking for small and medium-sized enterprises (SMEs) has been astonishingly unaffected by the rise of the Internet. The marketing, underwriting, and servicing of SME loans have largely taken a backseat. Lending to small and medium-sized businesses is ready to move online.

Banking 41

Banking Small Business Oliver Wyman Retail 41

Successful Independent Consulting

JULY 28, 2022

Cash flow will be erratic, and it takes time (sometimes years) before you feel confident about making a living as a solopreneur. My cash flow was erratic as an independent consultant, ranging from $5,000 to $28,000 a month. Financial stability is one of the top concerns when considering self-employment. Spend wisely.

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Cash Flow Banking Small Business Travel 195

Harvard Business

NOVEMBER 23, 2016

Small businesses and young businesses are especially vulnerable. Census Bureau shows that these businesses were more likely than the average business to close permanently after Hurricane Katrina, for example. Second, young businesses tend to grow faster than older ones, but also fail at greater rates.

Insurance 28

Insurance Insurance Small Business Finance 28

Martinka Consulting

MAY 28, 2021

On April 5 the Wall Street Journal had a frontpage article titled, “ Small-Business Owners Feel Weight of Personal Debt Guarantees. While it wasn’t all about bank loans, a large portion of the article was about lease guarantees, as I’ve previously written personal guarantees are common with small-business bank loans. .

Banking 40

Banking Cash Flow Small Business Journal 40

Martinka Consulting

OCTOBER 7, 2020

Can inventory values be inflated, sure, but if the deal says the lower of cost or market the value can’t be more than the cost. Cash flow is, however, the tricky one. Small business accounting tends to make cash flow a moving target anyway and a lot of owners “manage by checkbook.” Conclusion.

Real Estate 40

Real Estate Cash Flow Banking Resumes 40