article thumbnail

Unemployed Agilists: How to Show Your Value to Support What Managers Want, Part 1

Johanna Rothman

And when the customers refer others to the product and the company, that customer value increases even more. All of this is about revenue, the top line in the balance sheet. Managing expenses means reducing the costs of supplying products and services to customers. However gross revenue is never enough.

Agile 74
article thumbnail

Bank Profitability: Decoding the Income Statement

Tom Spencer

Bank’s Income Statement It’s important to note that banks have diverse product offerings and client types, and the reporting of business lines such as retail banking, wholesale banking, and wealth management can vary between different banks. The interest rate set by the central bank serves as a benchmark or reference rate for banks.

Banking 88
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

The Cantillon Effect

Tom Spencer

In 2020, the Fed has galloped over the precipice, increasing its balance sheet by around $2.8 Rising prices over time create an incentive for production to move abroad, and the resulting decrease in productive capacity causes a society to decline. This inadvertently fuels asset bubbles and financial instability.

Banking 120
article thumbnail

Repair Regulations: Limiting Business Deductions

Women in Consulting

into office supplies, these items must now be put on the balance sheet and depreciated and tracked. All tangible property expenditures with an acquisition or production cost under the stated threshold are to be charged to the expense accounts. Instead of lumping items like cheap printers, phones, routers, etc.

article thumbnail

How to Improve Your Finance Skills (Even If You Hate Numbers)

Harvard Business

After all, if you’re trying to sell a product or strategy, you need to be able to demonstrate that it is both practical and high margin. Of course, there are also myriad books and reference guides on the topic. A finance textbook or reference guide is a good investment; but “Google works too,” he says.

Finance 28
article thumbnail

Ivory Tower Academics, Inflation, and Kindness

MishTalk

And long-term rates are what matter for capital investment, which is key to increasing the economy’s growth potential and raising productivity.". Baum referred to inflationist Noah Smith who on August 20, wrote Learn to stop worrying and love (moderate) inflation. Inflation Benefit 3 (?): "Balance sheet recession" might go away!

article thumbnail

6 Reasons Inflation is Higher than You Think

Tom Spencer

Due to improved technology and rising productivity, the Federal Reserve has been able to juice the money supply for more than 70 years without it showing up too much in the price level. While the total assets on the Fed’s balance sheet are currently more than $8 trillion , there is more than $57 trillion of total debt in the US economy.