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Consultant Ninja: A Simple Question about the Credit Markets.

Consultant Ninja

Heres my understanding of the current TARP/TARPII/PPIP/etc plans: The major "sick" banks wont lend to businesses, because their balance sheets are tied up with bad assets that they cant sell. Should this happen we would suffer major systemic failure, potential hyper-inflation, and illiquid capital markets. at 7:39 PM.

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Why Apple Is Getting into the Energy Business

Harvard Business

Many commercial and industrial buildings have rooftops, parking structures, and unused land that can host systems that are significantly larger and cheaper than residential systems. Some of the energy saved and resold will come from traditional energy efficiency (EE) investments, which companies have been making for many years.

Energy 28
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How the Great Recession Changed Banking

Harvard Business

It may feel as though the financial system hasn’t changed much in the decade since the downturn, but it has. Most of the regulation was meant to safeguard the financial system, and the taxpayers who had to bail it out, from another crisis. Many other financial firms including AIG, Fannie Mae, and Freddie Mac needed bail outs.

Banking 28
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China Cash Crunch Eases, For How Long? Three Things China Needs to Avoid; When can Beijing Truly move to Market-Determined Interest Rates?

MishTalk

The liberalisation is seen as a necessary part of China’s efforts to reduce its reliance on investment and boost consumption as well as to integrate itself more fully in the global financial system with lighter capital controls. Advocates have called for such a system for years, saying it is the cornerstone of further financial reform.

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The 3 Company Crises Boards Should Watch For

Harvard Business

That is, someone does the wrong thing while trying to do the right thing, and organizational systems fail to catch it and contain it. Another CEO used prodigious management skills to successfully consolidate, grow, and dramatically increase the efficiency of a vertically integrated industrial company. Shortcomings in Self-Governance.

Company 28
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Banks – Industry Overview

Tom Spencer

Wealth Management – wealth management is heavily favored today in bank strategy due to low capital requirements – the business model was covered in the series on Asset Management. Banks have huge balance sheets well in excess of their equity value due to all deposits being liabilities – the balance sheet is the business.

Banking 12
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Pettis on Debt, Malinvestments, Hidden Losses, and China's GDP

MishTalk

Bad loans are almost non-existent in the banking system – that is they have not been recognized in the form of reserves or write-downs. Any model that predicts China’s future GDP growth must include, if it is to be valid, a variable that reflects estimates of the amount of hidden losses buried in the banks’ balance sheets.