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Unfit for Next Crisis; Laughable Banking Union Revisited

MishTalk

It looks like a victory, but it could prove to be very expensive if Europe or Germany face another financial crisis. Will, Not If I could easily stop right there, with slight modifications as follows: "It will prove to be very expensive when Europe or Germany face another financial crisis."

Banking 71
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Driverless Cars Will Change Auto Insurance. Here’s How Insurers Can Adapt

Harvard Business

Our forecast shows that the drop in individual premiums – due both to decreased private ownership vehicles and to safer vehicles — will begin in 2026, as large numbers of autonomous vehicles begin to appear, and could be as much as a $25 billion loss for insurers by 2035. This is significant for a roughly $200 billion market.

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Artificial Intelligence: It’s Current and Future Role in Healthcare (Part 1 of 2)

Tom Spencer

Due to the potential financial benefits and expected growth of AI in healthcare, a number of companies are pouring significant resources into this technology. With that being said, AI systems have a much broader scope of potential applications.

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Where Both the ACA and AHCA Fall Short, and What the Health Insurance Market Really Needs

Harvard Business

Lower enrollment and regulatory uncertainty have led to financial losses for many carriers, and others have simply not been able to compete effectively for highly-price-sensitive consumers. These two factors will lead to some enrollment gains by 2026, but enrollment will remain lower than under the ACA in 2026 by about 2 million people.

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Yield on Chicago School Bond Offering Hits 5.63%; Debate Over Risk; Miracles Not Coming; Bankruptcy the Sensible Option

MishTalk

Bruce Rauner, who has been warning of huge financial problems ahead.