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Banks – Industry Overview

Tom Spencer

Investment banks are split between capital markets and corporate finance (also known as investment banking). Investment Banking – Capital Markets (Wholesale Banking) and Corporate Finance. Banks have huge balance sheets well in excess of their equity value due to all deposits being liabilities – the balance sheet is the business.

Banking 12
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Customer intent is a treasure trove of actionable data hiding in plain sight

1 to 1

By 2025, smart workflows and seamless interactions among humans and machines will be as standard as the corporate balance sheet, and most employees will use data to optimize nearly every aspect of their work, predicts McKinsey & Company.

Data 29
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Descent of the Global Monetary System

Tom Spencer

Money is not really respected in academia, and so most of the attention tends to focus on other topics: the interaction between buyers and sellers, the structure of industries, statistical modelling, the valuation of financial assets, and so on. In America, the FDIC insures each depositor for up to US$250,000.

System 88
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Blockchain Could Make the Insurance Industry Much More Transparent

Harvard Business

While Edward Lloyd is largely credited with commercializing the insurance industry, with the creation of his namesake firm, Lloyd’s, over 330 years ago, the original concept of spreading risk (or “mutualizing”) goes back even further. However, even these commodity offerings can find ways to innovate and survive.

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BitGold Now Available in US! Why BitGold?

MishTalk

Brink’s”), which insures gold through third party insurance providers. Hi Mish Once the transaction is complete, GoldMoney will become a subsidiary of BitGold, a publicly traded company on the Toronto Stock Venture Exchange, which adds yet an additional level of oversight to GoldMoney’s industry-leading governance.

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What You Should Know About Dodd-Frank and What Happens If It’s Rolled Back

Harvard Business

In my view, that is rightly seen as the core of the issue, that banks would make loans and take gambles that, if they paid off, got profits for the owners of the banks and management, but if they failed big-time got bailed out by public deposit insurance or direct government bailouts. Further Reading. Regulation. Digital Article.

Banking 28