Tom Spencer

OCTOBER 13, 2023

In the previous article , we looked at how banks make money and how they must meet capital requirements. Image 1: Illustrative example of a bank’s net interest income and margin Source: CIBC’s 2022 Annual Report 1.2 There are seven key profitability ratios and two valuation metrics that it is important to understand.

Metrics 88

Metrics Banking Balance Sheet Efficiency 88

MishTalk

DECEMBER 23, 2013

The New York Times reports China Rates Approach Crisis Levels Despite Central Bank Measures. Rates continued to surge on Monday, however, in China’s money markets — a key source of short-term funding for commercial banks and also for financial institutions engaged in risky, off-balance-sheet shadow lending.

Balance Sheet 76

Balance Sheet Banking Benchmarking Financial 76

1 to 1

JULY 29, 2022

By 2025, smart workflows and seamless interactions among humans and machines will be as standard as the corporate balance sheet, and most employees will use data to optimize nearly every aspect of their work, predicts McKinsey & Company.

Data 29

Data Apparel Automotive Balance Sheet 29

Harvard Business

JUNE 20, 2016

My guess is that while a poor balance sheet might cause restless sleep, it’s the thought of an incorrectly reported balance sheet that brings on night terrors. I’m not against benchmarking and norming. Letting your ETR slip to the benchmark could risk your customers’ trust.

Benchmarking 31

Benchmarking Company Balance Sheet Intellectual Property 31

MishTalk

JANUARY 3, 2014

Had I suggested in 2007 that the Fed balance sheet expansion of $75 billion a month would have been considered "tightening" people would have thought I was nuts. China China Local Debt On December 30, Bloomberg reported China’s Local Debt Swells to 17.9 At long last, the Fed has finally started to taper. Here we are.

Conference 74

Conference Banking Government Balance Sheet 74