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Bank Profitability: Decoding the Income Statement

Tom Spencer

It reflects the bank’s assessment of potential losses it may incur and its commitment to maintaining a strong balance sheet. Indirect tax refers to taxes imposed based on the consumption, sale, or use of goods and services. Income tax and indirect tax are two additional types of taxes levied by governments.

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Consultant Ninja: A Simple Question about the Credit Markets.

Consultant Ninja

Heres my understanding of the current TARP/TARPII/PPIP/etc plans: The major "sick" banks wont lend to businesses, because their balance sheets are tied up with bad assets that they cant sell. Isnt also true that providing funds to the sick banks also insures they dont go under? A Simple Question about the Credit Markets.

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5 Ways to Increase Your Cross-Selling

Harvard Business

banking and insurance businesses. Those events trigger USAA to contact the customer at just the right time, with just the right offer, such as auto insurance when a customer’s daughter is about to turn 16. A similar story can be told in retail banking, insurance, credit cards, retail, and other industries.

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Descent of the Global Monetary System

Tom Spencer

However, when confidence eventually returns and the rate of spending starts to rise, at that point, the Federal Reserve will not be able to reduce the money supply by shrinking the size of its balance sheet. In America, the FDIC insures each depositor for up to US$250,000.

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Banks – Industry Overview

Tom Spencer

In secondary markets, the sales & trading function operates as a market maker. Translated into plain English, asset sensitive means margins expand when the Federal Funds rate increases, as the interest income from assets on the balance sheet increase faster than liabilities. Commercial vs Retail Banking.

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Why GE’s Jeff Immelt Lost His Job: Disruption and Activist Investors

Harvard Business

With refrains of “unlock hidden value” and “increase shareholder value,” and powered by over $120 billion in assets , activist investors like Trian look for companies like GE (or Procter & Gamble) whose share price is underperforming relative to its peers (or that have large amounts of cash on their balance sheets).

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Reader Q&A On Bitgold

MishTalk

Remember, the card is loaded with currency using proceeds from metal sales. At BitGold that means gold metal sales. We do not charge storage or insurance fees, or any holding or monthly fee for that matter. This risk is mitigated with 100% insurance coverage and the world’ most prestigious security firm.

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