Tom Spencer

OCTOBER 13, 2023

A higher ratio of fee income implies less traditional credit risk and less balance sheet usage (therefore higher ROE) but also implies greater market risk related to securities portfolios and potentially higher revenue volatility related to volatility in capital markets. dividends paid as a proportion of net income).

Metrics 88

Metrics Banking Balance Sheet Efficiency 88

1 to 1

JULY 29, 2022

The companies that understand customer intent—the purpose or reason behind a customer’s behavior—are better positioned to give customers want they want and outperform competitors. At the same time, data models for understanding customer intent and other insights are not infallible; even data-driven companies are a constant work in progress.

Data 29

Data Apparel Automotive Balance Sheet 29

MishTalk

DECEMBER 23, 2013

Rates continued to surge on Monday, however, in China’s money markets — a key source of short-term funding for commercial banks and also for financial institutions engaged in risky, off-balance-sheet shadow lending. At the same time, demand for cash is high among Chinese companies seeking to meet year-end payments.

Balance Sheet 76

Balance Sheet Banking Benchmarking Financial 76

MishTalk

JULY 11, 2014

Historical evidence shows that this rarely happens following a balance sheet recession. Such episodes often coincide with banking crises, which in turn tend to go hand in hand with much deeper recessions – balance sheet recessions – than those that characterise the average business cycle.

Balance Sheet 74

Balance Sheet Financial Banking Policies 74

Harvard Business

JULY 14, 2017

The success of platform companies like Airbnb, Amazon, and Netflix has led to envy bordering on despair for their competitors. Companies are right to be worried. Our research shows that companies with platform- and network-based business models are exponentially better at creating value. So what’s a legacy company to do?

Intellectual Property 28

Intellectual Property Strategy Strategy Strategy& 28

Harvard Business

JUNE 20, 2016

My guess is that while a poor balance sheet might cause restless sleep, it’s the thought of an incorrectly reported balance sheet that brings on night terrors. I’m not against benchmarking and norming. Most boards would benefit from richer data sets that compare their company to others.

Benchmarking 30

Benchmarking Company Balance Sheet Intellectual Property 30

MishTalk

NOVEMBER 24, 2015

With its balance sheet totalling nearly 1.6 The Argument In theory, interest rates below zero should reduce borrowing costs for companies and households, driving demand for loans. and Bank of England Governor Mark Carney said he could now cut the benchmark rate below the current 0.5 percent if necessary.

Banking 28

Banking Benchmarking Balance Sheet Policies 28