Benchmarking Construction Ethics Productivity 
Tom Spencer
JUNE 1, 2019
Large mutual funds have strong relationships with banks, where they are able to pay a trailer fee to bank investment advisors to market their product. For passive investing, Blackrock and Vanguard are able to get costs very low due to their scale and skill in replicating a benchmark index.
Harvard Business
DECEMBER 8, 2016
But so is the trepidation: as with all new “products,” there is potential for misuse. In bail, it turns out that different forms of crime are correlated enough so that an algorithm trained on just one type of crime winds up out-predicting judges on almost every measure of criminality we could construct, including violent crime.
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