Tom Spencer

OCTOBER 13, 2023

Efficiency ratio The efficiency ratio measures effective cost management and operational efficiency, and is defined as non-interest expenses divided by revenue. Net interest income (which is generally balance sheet driven) declined to approximately 50% of revenues in recent years from representing almost 80% of revenues in 1980.

Metrics 88

Metrics Banking Balance Sheet Efficiency 88

Harvard Business

JULY 15, 2016

Sure, people print nostalgic books and holiday cards, but that volume pales in comparison to Kodak’s heyday. Sasson himself told The New York Times that management’s response to his digital camera was “that’s cute – but don’t tell anyone about it.” The right lessons from Kodak are subtle.

Film 28

Film Balance Sheet Chemicals Engineering 28

MishTalk

APRIL 1, 2015

The Corporate Fund is Chicago’s general operating fund. Chicago’s property tax revenues do not go into its general operating fund. The objective of these deals was to provide budget relief for the city’s general operating fund in the short term, even if the structure means escalating debt service payments in the long term.

Financial 28

Financial Engineering Finance Government 28

MishTalk

SEPTEMBER 4, 2014

Governing Council decided today to lower the interest rate on the main refinancing operations of the Eurosystem by 10 basis points to 0.05% and the rate on the marginal lending facility by 10 basis points to 0.30%. Sitka Pacific is an asset management firm whose goal is strong performance and low volatility, regardless of market direction.

Banking 74

Banking Balance Sheet Government Comparison 74