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5 Ways to Increase Your Cross-Selling

Harvard Business

banking and insurance businesses. Those events trigger USAA to contact the customer at just the right time, with just the right offer, such as auto insurance when a customer’s daughter is about to turn 16. As a result, USAA outperforms most competitors in the number of products held by its customers.

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Mobile Phones Promise to Bring Banking to the World’s Poorest

Harvard Business

” These services include the ability to deposit and withdraw their earnings, transfer money to friends and family, open and manage savings accounts, and insure their businesses. Because she is paid in cash and conducts all of her transactions in cash, she must travel to pay her bills for medical or child care in person.

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How to Reduce Primary Care Doctors’ Workloads While Improving Care

Harvard Business

Nonetheless, even those parts of care that could be freed from the doctor’s office remain tied to it, with schedules optimized for doctors’ productivity rather than what’s best for the patient. Health insurers have long believed that making face-to-face visits a requirement for reimbursement could protect them from overuse.

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