Tom Spencer

OCTOBER 13, 2023

Efficiency ratio The efficiency ratio measures effective cost management and operational efficiency, and is defined as non-interest expenses divided by revenue. Valuation Metrics Price-to-earnings (P/E) Price-to-book (P/B) 2.1 Price-to-book (P/B) The P/B ratio compares a bank’s stock price to its book value per share.

Metrics 88

Metrics Banking Balance Sheet Efficiency 88

MishTalk

FEBRUARY 6, 2014

In addition to holding its benchmark rate at 0.25%, the ECB also left the rate it pays on bank deposits unchanged at zero. The ECB balance sheet has plummeted to 23pc of eurozone GDP from a peak of 32pc in July 2012. Visit [link] to learn more about wealth management and capital preservation strategies of Sitka Pacific.'

Balance Sheet 72

Balance Sheet Banking Retail Policies 72

MishTalk

DECEMBER 26, 2014

While the benchmark deposit rate was officially lowered from 3.00% to 2.75%, the upper limit that banks can pay for deposits remained unchanged at 3.30%. It may seem strange to have both a benchmark rate and a “floating range” that establishes a cap, instead of just setting a cap, as was the case until very recently.

Banking 71

Banking System Benchmarking Finance 71

MishTalk

JANUARY 3, 2014

Had I suggested in 2007 that the Fed balance sheet expansion of $75 billion a month would have been considered "tightening" people would have thought I was nuts. Orwell''s book 1984 was written in 1949. Sitka Pacific is an asset management firm whose goal is strong performance and low volatility, regardless of market direction.

Conference 74

Conference Banking Government Balance Sheet 74