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Bank Valuation: Understanding Key Ratios and Metrics

Tom Spencer

Image 1: Illustrative example of a bank’s net interest income and margin Source: CIBC’s 2022 Annual Report 1.2 In a scenario where earnings estimates are declining (usually driven by weakening credit conditions or weak capital markets), investors tend to focus on the price-to-book (P/B) valuation methodology.

Metrics 88
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Do You Know What Your Company’s Data Is Worth?

Harvard Business

Definitions for what constitutes EvD, and methodologies to calculate its value, remain in their infancy. Between 2013 and 2015 cyber-crime costs quadrupled, with the reported incidence rate growing exponentially. Many attempts to do so have proven to be flawed — even for some of the largest and best known firms in the world.

Data 28
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Align sales and marketing to gain customers, drive growth

1 to 1

They report what they learn to leadership and associates, informing future trainings and strategies. If you don’t have a fully integrated and aligned view of your customer personas, of that target addressable market, and an aligned scoring methodology, you’re kind of set up for failure. This is a must,” he said. Always be optimizing.”.

Sales 26